Retire Smarter with Kevin Kroskey, CFP® & Tyler Emrick, CFA® CFP®
Retire Smarter with Kevin Kroskey, CFP® & Tyler Emrick, CFA® CFP®
Kevin Kroskey, CFP® & Tyler Emrick, CFA® CFP®
How Do You Compare? New Retirement Savings Data Is Out
20 minutes Posted Jul 30, 2026 at 9:00 am.
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Show notes
How much should you have saved for retirement?
It's one of the most common questions people ask, and new retirement savings data from Fidelity gives us a chance to see how Americans compare. But while the numbers are interesting, they don't answer the most important question: Will your resources support the retirement you want to live?
In this episode, Tyler Emrick, CFA, CFP® reviews the latest retirement savings data, explains why averages can be misleading, and shares real-life examples of why income, lifestyle, and thoughtful planning matter more than simply comparing account balances.
We discuss:
What Fidelity's latest retirement savings data shows by age and generation
Why average and median tell two very different stories
Why retirement readiness is about much more than your 401(k) balance
How pensions and guaranteed income can significantly change the retirement equation
Why two families with similar account balances can have completely different retirement outcomes
A better way to measure retirement readiness than comparing yourself to everyone else
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