Most financial plans get built once, put in a drawer, and rarely used again. But real financial planning should actively help guide decisions throughout retirement. In this episode, Tyler Emrick, CFA, CFP® walks through three practical ways your financial plan should actually be helping you right now: investment decisions, spending decisions, and income & distribution planning. We discuss:How to understand your true household allocation and risk exposureWhy many retirees naturally drift into an “all cash, all stocks” portfolioAsset location and using different accounts efficientlyRequired portfolio return and bear market testingDynamic spending throughout retirementHow strong markets can impact spending and gifting decisionsRoth conversions, IRA distributions, capital gains, and tax planningWhy retirement income planning is much bigger than simply withdrawing money from accountsAs retirement gets closer, every financial decision starts affecting the next one. The goal of a financial plan should not simply be to exist — it should help families make better decisions over time. Have questions?Need help making sure your investments and retirement plan are on track? Click to schedule a free 20-minute call with one of True Wealth's CFP® Professionals.http://bit.ly/calltruewealth