Most people think a financial plan is a set of projections… a retirement number… or a long report that tells you whether you’re going to be okay.In reality, many of those plans end up as 60–90 page documents that sit on a shelf and rarely get used.But a real financial plan should do a lot more than that.In this episode, we walk through what a financial plan should actually do, especially for pre-retirees and retirees making important decisions around retirement, taxes, income, and long term planning.We cover:What most financial plans focus on and where they fall shortHow a real plan connects taxes, income, investments, healthcare, and estate planningWhy spending and life transitions are critical to building a plan that actually worksHow a financial plan becomes a decision making tool, not just a reportA real example of how planning helps navigate an unexpected life changeHave questions?Need help making sure your investments and retirement plan are on track? Click to schedule a free 20-minute call with one of True Wealth's CFP® Professionals.http://bit.ly/calltruewealth