In this episode of the Reinventing Finance Podcast by Tom van der Lubbe and Nikolaus Sühr, we had the pleasure of talking with Dr David Stachon Former COO and Advisor to the CEO of Wefox. In the Podcast David shares and discusses the following insights with Nick and Tom: 📌 His professional background and his journey within the insurance industry 📌 Significant milestones in his career and from the company's that are still relevant today 📌 His time at both, established insurers and digital attackers/startups, and key learnings that you advise insurance board members to take note of 📌 What is currently just hype in insurance and what is essential 📌 The role of technology, tech building and tech investments in insurance 📌 Key barriers for internationally operating insurers 📌 Where the value is created within insurance Check out the podcast episode with David to find out more! #podcast #insurance #insuranceindustry #insurtech #technology #consulting #business

In this episode of the Reinventing Finance Podcast by Tom van der Lubbe and Nikolaus Sühr, we had the pleasure of talking with the investor, Max Chee Head of Aquiline Technology Growth, and the investee, Chris Slater Founder & CEO at Oka, The Carbon Insurance Company. In the Podcast Chris and Max share insights about: 📌Their professional background 📌Challenges around the Quality and Legitimacy of the existing carbon market 📌What Problems OKA is solving and the secret sauce behind 📌What “retiring” refers to in terms of carbon emissions and carbon credits 📌What potential Max sees in the carbon insurance market\ 📌Biggest challenges concerning new tendencies, ESG regulations, etc. 📌Who are the market participants? 📌How big is the potential of insurance? 📌How OKA works and what it exactly insures 📌Risks that apply when insuring carbon (reversal risk and methodology) 📌The role of reinsurers 📌The role of culture in reluctancy to get involved in the carbon market 📌Go-to-market and product 📌Advice they would give to an insurance CEO (large carriers) to aboard the topic Check out the episode to find out more! #VC #insurance #insuranceindustry #tech #insurtech #sustainability #sustainable

Tim Quayle is the CEO of One Advent based in London UK, a specialist MGA services platform that helps MGA businesses launch and grow by providing an infrastructure and regulatory environment to enable that. In this episode of the Reinventing Finance Podcast by Tom van der Lubbe and Nikolaus Sühr, he shares insights about: 📌His role and what his work at an MGA services platform looks like 📌Who his clients are and reasons why they collaborate with One Advent 📌Services he provides for MGAs and how their business relationship shifts over time 📌What alternatives are out there and how the One Advent service offering compares against those 📌His biggest learnings as a CEO in the MGA service business 📌 Where he sees the biggest opportunities for the MGA market in general and OneAdvent in particular Check out the podcast episode to find out more! #MGA #insurance #insuranceindustry #regulations #UK

Tom Van der Lubbe and Nick were delighted to welcome the founders of InsurTech Riskwolf as guests to our Reinventing Finance Podcast. Thomas Krapf, CEO and co-founder of Riskwolf and René Alexander Papesch, CTO and co-founder of Riskwolf, met at a digital transformation project in Zurich for a well-known reinsurer, where they also had one of their first touchpoints with parametric insurance. With Thomas having over 20 years of experience in the insurance industry including involvement in several digital initiatives, and René having a background in consulting and tech including involvement in the development of many data-intensive applications, these two came together to found Riskwolf and combined their insights about how to utilise technology, data and digital means within the insurance industry and fill a market gap they were perceiving. As a parametric service provider, Riskwolf uses multiple data sources to create new insurance offerings based on their data technologies, delving into opportunities demanded by the market and even covering protection gaps. In this podcast episode, René and Thomas share a lot of insights, e.g.: 📌 Pros and cons of parametric insurance and what parametric insurance actually is. 📌 The process of designing and then distributing parametric insurance. 📌 The key requirements for parametric products. 📌 Who should be interested in parametric insurance and why. 📌 The most exciting and successful use cases in terms of demand. 📌 Future predictions about parametric insurance and market developments. 📌 Current hurdles Riskwolf faces. #parametric #bigdata #insurtech #tech #insurance #versicherung #business #data

Shameer Sachdev is the Founder & Managing Director of Growth Gorilla a "Fintech Digital Marketing Agency”, that helps global fintechs with their go-to-market, growth and mastering their market entry. In this podcast episode of the Reinventing Finance Podcast Shameer shares with Nick and Tom insights about 📌 His background and his business “Growth Gorilla” 📌 What differentiates growth gorilla from other marketing agencies 📌 Why he focuses on fintech and what makes it “special” 📌 Counter-intuitive ever-green advice for companies looking to grow via paid channels 📌A fictive business case example and how growth gorilla can help with it 📌 Some learnings that could be also interesting to hear for InsurTech Marketeers and Startup Marketers #fintech #insurtech #marketing #marketingtips #growth

Adam Chadroff is an Investor at Equal Ventures, a seed-stage venture fund based in New York. As his daily business, Adam is looking for early-stage investments across the value chain in insurance and insurtech. Coming from a Financial Services Background and interest in FinTech, the massive and slowly moving insurance industry with (at that time) undervalued InsurTechs and a lack of excitement for opportunities in that space made Adam want to pivot and find out what thrives innovation inside the insurance industry. On the newest episode of the Reinventing Finance Podcast, he shares with Nick and Tom insights about: 📌Points of friction in the digital customer journey and product development 📌The going investment hypotheses in 2015 and what has changed since then and why it changed since then 📌His article “The Digitization and Enablement of Insurance Agents” 📌Why is insurance fundamentally woven around relationships 📌The most exciting insurtechs in the agency digitalisation stack and why 📌Which parts of the value chain he thinks will return the best to digitalise 📌Climate tech investments by Equal Ventures 📌Main opportunities for insurtech and climate tech 📌Embedded Insurance and its Role from an Investor’s Point of View #VC #investing #investor #versicherung #insurance #insuranceindustry #insurtech #fintech

Stefano de Liguoro is the Chief Digital Officer at Zurich Spain and Head of Zurich Klinc his task is to try creating new digital business models to simplify the way the customer interacts with insurance and also introduce young customers to the world of insurance. As a guest on the Reinventing Finance Podcast, he shares with Nick and Tom insights about: 📌 His role as a Chief Digital Officer (CDO) and what responsibilities it entails and what it does not 📌 His role as Head of Zurich Klinc and how these two roles interact with each other 📌 Type of channels served and customer segments of the digital brand of Zurich Klinc 📌 Goals and objectives of Stefano as a CDO and his Team 📌 Some unsolicited advice on which do’s and don’ts define the job of a CDO esp. in comparison to other overlapping roles with titles such as Technology, Transformation, Change or New Business & Ventures 📌 Why don’t there seem to be insurers who work across channels (agents, brokers, direct, affinity etc.) who share a common IT infrastructure both across business lines within one country and even more so across countries? 📌 Where Stefano sees the most attractive growth opportunities for Zurich Klinc but also Zurich overall in Spain 📌 The role of flexibility in relation to customer-centricity when developing new products 📌 The topic of ESG and the potential business opportunities in creating “green” insurance products

Alex Taylor is the Global Head of Emerging Technology at QBE Ventures, a part of QBE Insurance, an international insurance company. In his role and with his team, his daily work is all about “investing in the future of insurance”, listening to the challenges within insurance companies and finding ways how to solve them through the right external capabilities. In this episode of the Reinventing Finance Podcast Alex shares with Nick and Tom 📌 The reason for combining venture investing with the regular insurance business 📌 How the venture business and inbound technology lead play together 📌 The expertise an innovation team needs to be successful 📌 The key learnings from years of venture scouting and investing 📌 The business goals and successes and failures from QBE Ventures so far 📌 Why sharing data is sometimes very important to further strategic alliances and can push innovation 📌 Non-negotiables for an archetype of a successful venture/innovation function in a company📌What other benefits than money can investors provide 📌 How to attract the right talent for innovation in insurance 📌 Net Zero & ESG offerings from his perspective as a member of the Net Zero insurance alliance 📌 The Role of Trust in insurance distribution and Collaborations #insurance #insuranceindustry #investing #investment #podcast

Dr. Ali Hasan is the Chief Medical &Healthcare Officer at Vitality in the UK (a Subsidiary of “Discovery” from South Africa) they are offering Health, Life & Car Insurance insuring 1,5m lives in the UK. The group is present in 40 countries sharing value insurance and value finance products that everyone benefits from. What makes the products stand out, is the “vitality programme” that is embedded in every sold product - and which is the most critical part of Vitality’s success. On the Reinventing Finance Podcast, he discloses in the conversation with Nick and Tom: 📌 Information about Vitality, their business model and the markets they operate in 📌 The Vitality value proposition to the customer 📌 The insurer rationale behind the Vitality business model 📌 Crucial components to the success of the vitality programme 📌 Challenges Vitality and other insurers face nowadays 📌 The positive impact of the programme on insurance takers’ health and if it is attributed to: a) positive signalling (whereby healthy customers opt for your service), b) how much for more accurate underwriting and c) how much to actually change behaviour? 📌 Why Vitality also offers car insurance in the UK even though it is very competitive 📌 Customer acquisition strategy and the role of embedded insurance and Ecosystems 📌 The most actionable health advice for living a healthy and long life 📌 The most promising health gadgets to recommend to friends and family 📌 Which question Ali sees being asked too little and he would like to discuss it on the podcast episode #insurance #insuranceindustry #uk #health #versicherung #versicherungen #podcast

This episode’s guest is Natalia Dorfman, CEO & Co-Founder of Kita, a very tech-driven Startup that provides Carbon Insurance for corporates. With their offering, KITA wants to drive more financial funds towards the scale of high-quality carbon projects and create a positive impact on the climate change issues by covering companies’ risks of loss of the initial investments in the carbon projects. Kita is a cover holder under Lloyds and launched their first insurance product in January 2023. In the conversation with Nick and Tom, Natalia shares insights about: 📍What is Carbon Insurance and how does it work 📍Which Carbon markets exist, how big are they and why do they need insurance 📍What perils are insurable? 📍How and why did they start an insurance company with a carbon removal focus 📍Why there is a lack of insurance in the climate tech & carbon market 📍How a lack of insurance hampers growth in the climate tech and carbon industry 📍Ways to capture carbon, e.g. “nature-based solutions” and what perceived risks they have 📍What are the insurance-specific aspects of the (voluntary) carbon markets 📍How much of the current carbon market is insurable 📍Different types of projects 📍Who are the typical buyers of Carbon Insurance 📍Bottom buy-in for the insurance policy and Go-to-Market 📍Why she is not “afraid” of competition but has a positive perspective on it 📍Why tech is key to Kita’s insurance product and the strength of the startup 📍Why carbon Insurance is offering an upside for (re)insurers 📍Some thoughts about how individuals can minimise their carbon footprint or make up for it #sustainability #carbon #insurance #insuranceindustry #esg