This episode dives into the latest wave of UK mortgage regulation changes, from tweaks to loan-to-income ratios and lender exemptions, to new flexibility in mortgage advice and remortgaging rules. The team unpacks the FCA’s recent discussion paper, including proposals for long-term and interest-only mortgages, affordability assessments and lending options for later life. Whether you’re a lender, borrower or just curious about how the rules are shifting, tune in for a clear breakdown of what’s changing and what it could mean for the future of getting a mortgage.

In a special episode following release of the Supreme Court judgment in the Motor Finance cases of Hopcraft, Wrench and Johnson, our regulatory experts are joined by experts in litigation and restructuring to discuss the implications of the judgment.

As the Government introduces legislation to regulate Buy Now Pay Later agreements, we look at the regulatory changes and what they mean for lenders, merchants and consumers.

In our first episode Andrew and Venetia dive straight into the big themes, examining the FCA's growth agenda, what it means for regulation and the importance of the consumer duty to FCA regulation.