Avoid Financial Destruction We provide our insights on how to avoid financial mistakes that can lead to bankruptcy, loss of capital and financial hardship. We speak from the foundation of value investing. Value Investing focuses on thriving companies that create cash and pay you to own them. Speculation leads to acquiring wealth destroying companies that make no money. They are basically running a ponzi scheme through the debt and equity markets to stay afloat. We are here to support you in identifying road blocks that prevent you from creating wealth and financial freedom.