Happy New Year! Join Nolan*, Jesse* and Katy* as they review 2022's finances. The big "I" words are brought up, you know, inflation and interest rates.  The krewe also discuss how the market performed along with why rebalancing your portfolio is a good thing. Let's wrap up 2022 to welcome 2023.Connect with us on social media:Facebook: facebook.com/schexnayderwealthadvisors  Instagram: instagram.com/schexwealth LinkedIn: linkedin.com/company/schexnayder-wealth  *Nolan Schexnayder,  Owner and Senior Financial Advisor *Jesse Duhon, Financial Advisor *Katy Hane, Account Executive 330 Belle Terre Blvd, Ste. 201 LaPlace, LA 70068Securities offered through Cetera Financial Specialists LLC, member FINRA/SIPC. Advisory Services offered through Cetera Investment Advisers LLC. Cetera entities are under separate ownership from any other named entity.Re-balancing may be a taxable event. Before you take any specific action be sure to consult with your tax professional.The views depicted in this episode are for information purposes only and are not necessarily those of Cetera Financial Specialists LLC. They should not be considered specific advice or recommendations for any individual. Neither Cetera Financial Specialists LLC, nor any of its representatives may give legal or tax advice.Music by:Still Pickin by Kevin MacLeodLink: https://incompetech.filmmusic.io/song/5707-still-pickinLicense: http://creativecommons.org/licenses/by/4.0/

MERRY CHRISTMAS! Join Nolan, Jesse and Katy as they discuss consumer Christmas hot topics such as financing vs cash purchases and if that extended warranty is really needed. Jesse also has Christmas trivia for the group. He tells Nolan and Katy the origin story of the game White Elephant which may not be what you think it is!Securities offered through Cetera Financial Specialists LLC, member FINRA/SIPC. Advisory Services offered through Cetera Investment Advisers LLC. Cetera entities are under separate ownership from any other named entity.The views depicted in this episode are for information purposes only and are not necessarily those of Cetera Financial Specialists LLC. They should not be considered specific advice or recommendations for any individual. Neither Cetera Financial Specialists LLC, nor any of its representatives may give legal or tax advice.Music by:Still Pickin by Kevin MacLeodLink: https://incompetech.filmmusic.io/song/5707-still-pickinLicense: http://creativecommons.org/licenses/by/4.0/

Hello fall and happy harvesting! Sugarcane is a staple crop down here and while it's harvest time, the krewe is going to leave that to the professionals. Join Nolan, Jesse and Katy as they discuss a different kind of harvesting; the tax loss harvest. Listen to learn what it is, why the strategy is useful and if it could apply to you. As always, Jesse brings fun facts and Katy answers a big question. Does Jesse think she's right though?? Listen to find out! Securities offered through Cetera Financial Specialists LLC, member FINRA/SIPC. Advisory Services offered through Cetera Investment Advisers LLC. Cetera entities are under separate ownership from any other named entity.The views depicted in this episode are for information purposes only and are not necessarily those of Cetera Financial Specialists LLC. They should not be considered specific advice or recommendations for any individual. Neither Cetera Financial Specialists LLC, nor any of its representatives may give legal or tax advice.Music by:Still Pickin by Kevin MacLeodLink: https://incompetech.filmmusic.io/song/5707-still-pickinLicense: http://creativecommons.org/licenses/by/4.0/

The krewe has a hauntingly fascinating show for you! Join Nolan, Jesse and Katy as they discuss common misconceptions about investing and share some interesting market tid-bits. Stick around for the heated debate: is pumpkin spice the best fall flavor? You'll surely have a gourd time listening! Securities offered through Cetera Financial Specialists LLC, member FINRA/SIPC. Advisory Services offered through Cetera Investment Advisers LLC. Cetera entities are under separate ownership from any other named entity.The views depicted in this episode are for information purposes only and are not necessarily those of Cetera Financial Specialists LLC. They should not be considered specific advice or recommendations for any individual. Neither Cetera Financial Specialists LLC, nor any of its representatives may give legal or tax advice.Music By:Sneaky Snitch Kevin MacLeod (incompetech.com)Licensed under Creative Commons: By Attribution 3.0 Licensehttp://creativecommons.org/licenses/by/3.0/

Join the krewe as they discuss dividends! Learn what they are, why companies pay them and how frequent companies pay them. Nolan, Jesse and Katy talk about several companies historically known for paying dividends and why investors might be drawn to these more than others. Stay tuned until the end to hear a special message from Nolan! Securities offered through Cetera Financial Specialists LLC, member FINRA/SIPC. Advisory Services offered through Cetera Investment Advisers LLC. Cetera entities are under separate ownership from any other named entity.The views depicted in this episode are for information purposes only and are not necessarily those of Cetera Financial Specialists LLC. They should not be considered specific advice or recommendations for any individual. Neither Cetera Financial Specialists LLC, nor any of its representatives may give legal or tax advice.Music by:Still Pickin by Kevin MacLeodLink: https://incompetech.filmmusic.io/song/5707-still-pickinLicense: http://creativecommons.org/licenses/by/4.0/

Join Nolan, Jesse and Katy in their last installment of the business owner workshop! In this final part the krewe discusses different types of insurance you might need as well as a couple retirement plans to think about when the business gets going. Securities offered through Cetera Financial Specialists LLC, member FINRA/SIPC. Advisory Services offered through Cetera Investment Advisers LLC. Cetera entities are under separate ownership from any other named entity.The views depicted in this episode are for information purposes only and are not necessarily those of Cetera Financial Specialists LLC. They should not be considered specific advice or recommendations for any individual. Neither Cetera Financial Specialists LLC, nor any of its representatives may give legal or tax advice.Music by:Still Pickin by Kevin MacLeodLink: https://incompetech.filmmusic.io/song/5707-still-pickinLicense: http://creativecommons.org/licenses/by/4.0/

The krewe continues on with their business owner workshop. This episode they discuss tax/bookkeeping, human resources and insurance. These are key topics any business owner needs to think of and have an action plan for how to handle!  Tax/bookkeeping - is this something you should keep in house or possibly outsource to a professional?Human Resources - the complexity that human resources can be and if it's worth contracting with an agency. Insurance - does insurance have to be offered? What types of insurance is standard with small businesses?  Securities offered through Cetera Financial Specialists LLC, member FINRA/SIPC. Advisory Services offered through Cetera Investment Advisers LLC. Cetera entities are under separate ownership from any other named entity.The views depicted in this episode are for information purposes only and are not necessarily those of Cetera Financial Specialists LLC. They should not be considered specific advice or recommendations for any individual. Neither Cetera Financial Specialists LLC, nor any of its representatives may give legal or tax advice.Music by:Still Pickin by Kevin MacLeodLink: https://incompetech.filmmusic.io/song/5707-still-pickinLicense: http://creativecommons.org/licenses/by/4.0/

Are you a business owner, thinking of opening up a business or know someone who owns a business?? Odds are one of the three apply to you! Join Nolan, Jesse and Katy as they discuss opening and owning a business. They bring up key points such as the business structure, business credit and questions to ask yourself to see if you're ready to make the jump to #selfemployed. This is the first episode of a THREE part series detailing business ownership. Securities offered through Cetera Financial Specialists LLC, member FINRA/SIPC. Advisory Services offered through Cetera Investment Advisers LLC. Cetera entities are under separate ownership from any other named entity.The views depicted in this episode are for information purposes only and are not necessarily those of Cetera Financial Specialists LLC. They should not be considered specific advice or recommendations for any individual. Neither Cetera Financial Specialists LLC, nor any of its representatives may give legal or tax advice.Music by:Still Pickin by Kevin MacLeodLink: https://incompetech.filmmusic.io/song/5707-still-pickinLicense: http://creativecommons.org/licenses/by/4.0/

Join Nolan, Jesse and Katy as they discuss the recommended estate planning documents everyone should have. The krewe explains the documents from a financial advisor's perspective and how these documents are helpful to have on file. BONUS, the krewe answers a question they received from a listener! Securities offered through Cetera Financial Specialists LLC, member FINRA/SIPC. Advisory Services offered through Cetera Investment Advisers LLC. Cetera entities are under separate ownership from any other named entity.The views depicted in this episode are for information purposes only and are not necessarily those of Cetera Financial Specialists LLC. They should not be considered specific advice or recommendations for any individual. Neither Cetera Financial Specialists LLC, nor any of its representatives may give legal or tax advice.Music by:Still Pickin by Kevin MacLeodLink: https://incompetech.filmmusic.io/song/5707-still-pickinLicense: http://creativecommons.org/licenses/by/4.0/

It's Carnival time! Nolan, Jesse and Katy have a special Mardi Gras themed episode just for you! Don't worry there is still plenty of finance talk but with an extra festive spirit. Join as the krewe discusses Roth IRA Conversions; what it is, why you might want to do this and who typically implements the strategy. AND the Lagniappe Lounge is back! Our very own Pam Laval joins us in the lounge. Does she know her Mardi Gras history?! Listen to find out! Securities offered through Cetera Financial Specialists LLC, member FINRA/SIPC. Advisory Services offered through Cetera Investment Advisers LLC. Cetera entities are under separate ownership from any other named entity.Converting from a traditional IRA to a Roth IRA is a taxable event. A Roth IRA offers tax free withdrawals on taxable contributions.To qualify for the tax-free and penalty-free withdrawal or earnings, a Roth IRA must be in place for at least five tax years, and the distribution must take place after age 59 ½ or due to death, disability, or a first time home purchase (up to a $10,000 lifetime maximum). Depending on state law, Roth IRA distributions may be subject to state taxes.The views depicted in this episode are for information purposes only and are not necessarily those of Cetera Financial Specialists LLC. They should not be considered specific advice or recommendations for any individual. Neither Cetera Financial Specialists LLC, nor any of its representatives may give legal or tax advice.Music by:Still Pickin by Kevin MacLeodLink: https://incompetech.filmmusic.io/song/5707-still-pickinLicense: http://creativecommons.org/licenses/by/4.0/Sweeter Vermouth by Kevin MacLeodLink: https://incompetech.filmmusic.io/song/4450-sweeter-vermouthLicense: http://creativecommons.org/licenses/by/4.0/