Curious about your retirement savings? Our How Much Do I Need To Retire? quiz gives you an idea of where you stand and a starting point to think about your long-term planning. — Are you leaving money on the table at work? Beyond standard health insurance, there is a world of high-value employee benefits that can improve your personal finances. In this episode, Scott explores the full spectrum of workplace perks: from ancillary coverages like disability and life insurance to modern famil...

Curious about your retirement savings? Our How Much Do I Need To Retire? quiz gives you an idea of where you stand and a starting point to think about your long-term planning. — It's open enrollment season, and the temptation to click "same as last year" is real. But your employee benefits are a form of compensation, and small tweaks can add up to real money, even for high earners in tech and biotech. In this episode, Scott walks through the biggest choices on your enrollment form. He c...

Curious about your retirement savings? Our How Much Do I Need To Retire? quiz gives you an idea of where you stand and a starting point to think about your long-term planning. — Paying taxes is no one’s favorite activity, but did you know it is possible to significantly lower your tax liability in retirement? Sometimes all the way down to zero? In this episode, Scott and Nick break down how progressive tax brackets, capital gains, and standard deductions work together to create opportun...

Curious about your retirement savings? Our How Much Do I Need To Retire? quiz gives you an idea of where you stand and a starting point to think about your long-term planning. — Most savings accounts for kids sit in low-yield cash or come with restrictions on how the money can be used. With the rollout of the new "Trump account,” a tax-deferred savings vehicle for minors that allows parents, grandparents, employers, and friends to contribute a combined maximum of $5,000 annually. But is...

Curious about your retirement savings? Our How Much Do I Need To Retire? quiz gives you an idea of where you stand and a starting point to think about your long-term planning. — Nobody wakes up eager to hand extra money over to the IRS, but what if taking a deliberate tax hit today could protect tens of thousands of dollars for your family later? In this episode, Scott and Nick unpack the real purpose behind Roth conversions: stripping away the jargon to look at taxes not as a yearly ch...

Curious about your retirement savings? Our How Much Do I Need To Retire? quiz gives you an idea of where you stand and a starting point to think about your long-term planning. — Most midyear reviews feel backward-looking: a scorecard designed to trigger judgment or guilt over what hasn't been accomplished since January. But what if checking in on your goals wasn't about grading your past, but renewing your direction for the future? In this episode, Scott and Nick break down why traditio...

Curious about your retirement savings? Our How Much Do I Need To Retire? quiz gives you an idea of where you stand and a starting point to think about your long-term planning. — Your investments are there and your retirement accounts are growing, but do you still feel a lingering anxiety about cash flow? In this episode, Scott and Nick dive into why traditional budgeting feels like a chore and why high earners often struggle with "lumpy" income like bonuses and RSUs. By shifting the con...

Curious about your retirement savings? Our How Much Do I Need To Retire? quiz gives you an idea of where you stand and a starting point to think about your long-term planning. — Your financial plan might be able to hit a specific retirement number, but can it handle two completely different timelines? In this episode, Scott and Nick explore a nuanced situation facing many couples: what happens when one spouse is completely ready to step away from work, while the other still finds energy...

Curious about your retirement savings? Our How Much Do I Need To Retire? quiz gives you an idea of where you stand and a starting point to think about your long-term planning. — There’s a specific kind of excitement that takes over the markets when a company promises to change the world. It starts with an article shared between colleagues, moves to a text message to your financial advisor, and ends with a very simple question: "How many shares can I buy?" Because when a company is talki...

Curious about your retirement savings? Our How Much Do I Need To Retire? quiz gives you an idea of where you stand and a starting point to think about your long-term planning. — A layoff often feels like a sudden explosion, leaving a wake of disorientation and immediate worry about how to sustain your household. While the initial shock can feel paralyzing, the path to regaining control starts by allowing yourself to process the change before diving into the mechanics of your severance p...