Curious about your retirement savings? Our How Much Do I Need To Retire? quiz gives you an idea of where you stand and a starting point to think about your long-term planning. — Your financial plan might be able to hit a specific retirement number, but can it handle two completely different timelines? In this episode, Scott and Nick explore a nuanced situation facing many couples: what happens when one spouse is completely ready to step away from work, while the other still finds energy...

Curious about your retirement savings? Our How Much Do I Need To Retire? quiz gives you an idea of where you stand and a starting point to think about your long-term planning. — There’s a specific kind of excitement that takes over the markets when a company promises to change the world. It starts with an article shared between colleagues, moves to a text message to your financial advisor, and ends with a very simple question: "How many shares can I buy?" Because when a company is talki...

Curious about your retirement savings? Our How Much Do I Need To Retire? quiz gives you an idea of where you stand and a starting point to think about your long-term planning. — A layoff often feels like a sudden explosion, leaving a wake of disorientation and immediate worry about how to sustain your household. While the initial shock can feel paralyzing, the path to regaining control starts by allowing yourself to process the change before diving into the mechanics of your severance p...

Curious about your retirement savings? Our How Much Do I Need To Retire? quiz gives you an idea of where you stand and a starting point to think about your long-term planning. — Most people nearing retirement have heard of the famous "4% rule," but few actually understand how to apply it to a shifting financial landscape. It’s easy to look at a static portfolio balance and assume you're set, only to close your eyes to the real-world friction of pre-tax calculations, health insurance gap...

Curious about your retirement savings? Our How Much Do I Need To Retire? quiz gives you an idea of where you stand and a starting point to think about your long-term planning. — Most tech and biotech executives we know have too much of their net worth in one stock. They know they should do something about it, but they usually end up just closing the tab on their stock comp page. In this episode, Scott and Nick break down the framework for moving from a "home run" mindset to a "nest egg"...

Curious about your retirement savings? Our How Much Do I Need To Retire? quiz gives you an idea of where you stand and a starting point to think about your long-term planning. — There's a tab a lot of tech professionals have open right now. It's from Fidelity or E-Trade, it shows how much company stock they're sitting on, and most of them close it without doing a thing. Because the moment you start thinking about selling, it gets complicated. In this episode, Scott and Nick break down w...

Curious about your retirement savings? Our How Much Do I Need To Retire? quiz gives you an idea of where you stand and a starting point to think about your long-term planning. — Your plan might be able to handle market volatility, but it might not handle your income disappearing. In this episode, Scott breaks down the uncomfortable blind spot facing many high earners—what happens if your paycheck stops sooner than expected. Using a real-world scenario of someone with nearly $3M saved an...

Curious about your retirement savings? Our How Much Do I Need To Retire? quiz gives you an idea of where you stand and a starting point to think about your long-term planning. — You did everything right. You maxed your 401(k) for decades, watched the balance grow, and felt good about where you were headed. Then someone showed you a tax projection for retirement and it was a lot bigger than you expected. In this episode, Scott walks through why a large, traditional 401(k) balance can qui...

Curious about your retirement savings? Our How Much Do I Need To Retire? quiz gives you an idea of where you stand and a starting point to think about your long-term planning. — Most people don’t actually want retirement, but they do want relief. Relief from the schedule. Relief from the pressure. Relief from feeling like they can’t step off the treadmill. But what if the question isn’t “When can I retire?” and it’s “What would I do if I knew I wasn’t trapped?” In this conversation, Sco...

There’s a common belief people have about money: you build it, you protect it, and whatever’s left gets passed on at the end. But what if the timing matters more than the total? As lifespans stretch into the 90s and portfolios grow beyond what many families will realistically spend, the question starts to change. Would a gift mean more when your kids are buying their first home, raising young children, or launching something meaningful? Would you rather see the impact while you’re here to exp...