Property Magic Podcast

Simon discusses the latest news from the Halifax Building Society regarding the upward movement of property prices for two consecutive months. He also explores the potential implications of these price increases for property investors and shares their perspective on the future of the property market.  KEY TAKEAWAYS Property prices in the UK have been increasing for the past two months, driven by a slight easing of mortgage interest rates and a shortage of housing stock availability. The average house price in October was just under £282,000, which was a rise of £3,000 from September, and there was a further 0.5% increase in November. The property market experienced a boom during COVID due to government interventions such as stamp duty holidays and bounce back loans, which stimulated the market and caused prices to rise unexpectedly. Simon anticipates a further dip in prices in 2024, with a potential recovery in quarter two of that year if interest rates come down. BEST MOMENTS "I think we're seeing a property price correction, not a property market crash."  "If you follow my five golden rules in my book, Property Magic, it really doesn't matter what happens to property prices in the short term, as long as you know you can rent the property out, make a positive cash flow, and you're planning to hold for the long term."  "I personally am going to be doing a lot more property investing in 2024 than I think I probably have in the last decade." VALUABLE RESOURCES To attend your first pin meeting as Simon's guest visit http://www.pinmeeting.co.uk/, find your local meeting, and at the bottom of the page where you normally pay £20, click on where is says "pay with a voucher code" and use this code: PODCAST. This will by pass the payment page and you can attend your first pin meeting for free. Property Magic: How to Buy Property Using Other People's Time, Money and Experience by Simon Zutshi Find out about the Global PIN Meetings at www.globalpinmeeting.com To find your local pin meeting visit: www.PinMeeting.co.uk and use voucher code PODCAST to attend you first meeting as Simon's guest (instead of paying the normal £20). iphone:  http://bit.ly/pinAPP1 Android https://bit.ly/pinAPP2 Register at Mindset For Property at - www.mindsetforproperty.co.uk  Contact and follow Simon here: Facebook: http://www.facebook.com/OfficialSimonZutshi  LinkedIn: https://www.linkedin.com/in/simonzutshi/ YouTube: https://www.youtube.com/SimonZutshiOfficial Twitter: https://twitter.com/simonzutshi Instagram: https://www.instagram.com/simonzutshi/ Simon Zutshi, experienced investor, successful entrepreneur and best-selling author, is widely recognised as one of the top wealth creation strategists in the UK. Having started to invest in property in 1995 and went on to become financially independent by the age of 32. Passionate about sharing his experience, Simon founded the property investor’s network (pin) in 2003 www.pinmeeting.co.uk.    pin has since grown to become the largest property networking organisation in the UK, with monthly meetings in 50 cities, designed specifically to provide a supportive, educational and inspirational environment for people like you to network with and learn from other successful investors. Since 2003, Simon has taught thousands of entrepreneurs and business owners how to successfully invest in a tax-efficient way.  How to create additional streams of income, give them more time to do the things they want to do and build their long-term wealth. Simon’s book “Property Magic” which is now in its sixth edition, became an instant hit when first released in 2008 and remains an Amazon No 1 best-selling property book. Simon launched his latest business, www.CrowdProperty.com, in 2014, which is an FCA Regulated peer to peer lending platform to facilitate loans between private individuals and property professionals.

Simon shares valuable insights on how to attract private investors who can provide funding for property investments, emphasising the importance of using other people's money to continue investing when personal funds run out.  Simon also discusses two groups of potential investors: people you already know and those you have yet to meet. For the former group, he advises reaching out to friends, family, and acquaintances who may have money sitting idle and would benefit from investing in property. The latter group can be found at property networking and training events, where individuals with an interest in property and available funds gather.  KEY TAKEAWAYS Attracting private investors is crucial for continuing property investments when personal funds run out. The two main groups of potential investors are people you already know and people you have yet to meet. When approaching people you already know, focus on building trust and demonstrating your knowledge and success in property investing. Actively participate in property networking events and training events to meet potential investors who are already interested in property and understand its value. Building a strong network is essential for finding investors who can provide the necessary resources and support for successful property investments. BEST MOMENTS "When you're using other people's money, which is what all successful investors do by the way, you don't have to stop investing."  "You can help them make money from their money." "You can help them make money. And after all, who doesn't want to make money?"  "You never have to ask anyone directly for money because that doesn't feel great, right?" VALUABLE RESOURCES To attend your first pin meeting as Simon's guest visit http://www.pinmeeting.co.uk/, find your local meeting, and at the bottom of the page where you normally pay £20, click on where is says "pay with a voucher code" and use this code: PODCAST. This will by pass the payment page and you can attend your first pin meeting for free. Property Magic: How to Buy Property Using Other People's Time, Money and Experience by Simon Zutshi To find your local pin meeting visit: www.PinMeeting.co.uk and use voucher code PODCAST to attend you first meeting as Simon's guest (instead of paying the normal £20). iphone:  http://bit.ly/pinAPP1 Android https://bit.ly/pinAPP2 Register at Mindset For Property at - www.mindsetforproperty.co.uk  Contact and follow Simon here: Facebook: http://www.facebook.com/OfficialSimonZutshi  LinkedIn: https://www.linkedin.com/in/simonzutshi/ YouTube: https://www.youtube.com/SimonZutshiOfficial Twitter: https://twitter.com/simonzutshi Instagram: https://www.instagram.com/simonzutshi/ Simon Zutshi, experienced investor, successful entrepreneur and best-selling author, is widely recognised as one of the top wealth creation strategists in the UK. Having started to invest in property in 1995 and went on to become financially independent by the age of 32. Passionate about sharing his experience, Simon founded the property investor’s network (pin) in 2003 www.pinmeeting.co.uk.    pin has since grown to become the largest property networking organisation in the UK, with monthly meetings in 50 cities, designed specifically to provide a supportive, educational and inspirational environment for people like you to network with and learn from other successful investors. Since 2003, Simon has taught thousands of entrepreneurs and business owners how to successfully invest in a tax-efficient way.  How to create additional streams of income, give them more time to do the things they want to do and build their long-term wealth. Simon’s book “Property Magic” which is now in its sixth edition, became an instant hit when first released in 2008 and remains an Amazon No 1 best-selling property book. Simon launched his latest business, www.CrowdProperty.com, in 2014, which is an FCA Regulated peer to peer lending platform to facilitate loans between private individuals and property professionals.

Simon shares valuable insights on the best time to find great property deals in your local area. This particular time of year, which is the two weeks before Christmas, presents a unique opportunity for property investors. With most investors and homeowners taking a break during this period, there is less competition and sellers are more open to flexible terms and prices.  Simon advises listeners to take advantage of this time by building relationships with estate agents and seeking out motivated sellers. By securing deals before the end of the year, investors can start the new year with a head start and closer to achieving their property investing goals.  KEY TAKEAWAYS December is a great time to find property deals because there is less competition from other investors and sellers are more open to flexible terms and prices. Most property investors and homeowners take a break during the last couple of weeks of the year, so estate agents have more time to speak with you and are motivated to sell properties. Building relationships with estate agents during this time can be beneficial, even if you don't find any deals, as they have more availability and can provide valuable insights. Sellers who have been struggling to sell their properties may be highly motivated to reach a deal before Christmas, allowing them to relax and enjoy the holiday season. By positioning yourself as a motivated buyer who can provide speed and certainty in the sale, you can negotiate flexible deals and potentially secure great property deals before the end of the year. BEST MOMENTS "This time of year is a really good time for you to build the relationships with your local estate agents."  "If they could get a deal agreed before Christmas, it means they can sit back, relax and really make the most of Christmas and New Year, enjoying it, knowing with a peace of mind that the sale has been agreed on their property."  "Imagine you're going into the new year 2024 already with a couple of deals under your belt. That's going to make you achieve far more in 2024 and get you closer to achieving your property investing goals."  VALUABLE RESOURCES To attend your first pin meeting as Simon's guest visit http://www.pinmeeting.co.uk/, find your local meeting, and at the bottom of the page where you normally pay £20, click on where is says "pay with a voucher code" and use this code: PODCAST. This will by pass the payment page and you can attend your first pin meeting for free. Property Magic: How to Buy Property Using Other People's Time, Money and Experience by Simon Zutshi Find out about the Global PIN Meetings at www.globalpinmeeting.com To find your local pin meeting visit: www.PinMeeting.co.uk and use voucher code PODCAST to attend you first meeting as Simon's guest (instead of paying the normal £20). iphone:  http://bit.ly/pinAPP1 Android https://bit.ly/pinAPP2 Register at Mindset For Property at - www.mindsetforproperty.co.uk  Contact and follow Simon here: Facebook: http://www.facebook.com/OfficialSimonZutshi  LinkedIn: https://www.linkedin.com/in/simonzutshi/ YouTube: https://www.youtube.com/SimonZutshiOfficial Twitter: https://twitter.com/simonzutshi Instagram: https://www.instagram.com/simonzutshi/ Simon Zutshi, experienced investor, successful entrepreneur and best-selling author, is widely recognised as one of the top wealth creation strategists in the UK. Having started to invest in property in 1995 and went on to become financially independent by the age of 32. Passionate about sharing his experience, Simon founded the property investor’s network (pin) in 2003 www.pinmeeting.co.uk.    pin has since grown to become the largest property networking organisation in the UK, with monthly meetings in 50 cities, designed specifically to provide a supportive, educational and inspirational environment for people like you to network with and learn from other successful investors. Since 2003, Simon has taught thousands of entrepreneurs and business owners how to successfully invest in a tax-efficient way.  How to create additional streams of income, give them more time to do the things they want to do and build their long-term wealth. Simon’s book “Property Magic” which is now in its sixth edition, became an instant hit when first released in 2008 and remains an Amazon No 1 best-selling property book. Simon launched his latest business, www.CrowdProperty.com, in 2014, which is an FCA Regulated peer to peer lending platform to facilitate loans between private individuals and property professionals.

Simon provides an update on the autumn statement 2023, specifically focusing on the government's plans regarding house prices. While there were no major changes to stamp duty or other taxes, the government announced an increase in the LHA housing rates from April 2024, which is beneficial for landlords renting to tenants on benefits. Simon also discusses the current state of the property market, with inflation halving but still above the Bank of England's target. KEY TAKEAWAYS The government plans to increase the state pension, minimum national wage, and benefit system, which will put more money into people's pockets and potentially help the economy. The LHA housing rates will be increased from April 2024, benefiting landlords who rent to individuals on benefits and potentially aligning the rates with private market rents. Interest rates are expected to remain unchanged until at least quarter two of 2024, making it difficult for buyers and property investors to secure mortgages and potentially favoring strategies like HMOs and service accommodation. A new permitted development will allow the conversion of a normal house into two flats without requiring planning permission, presenting a significant opportunity for property investors and developers, particularly in expensive locations. However, local councils may choose to withdraw these permitted development rights through Article 4 directions. BEST MOMENTS "They announced that actually from next year there's going to be a new permitted development where you can take for the very first time a normal house and turn it into two flats without having to get planning permission."  "This is going to be a huge opportunity and most people are not aware of this yet."  "So you might want to start looking around for opportunities."  "I believe this only really works in expensive locations because the cost of conversion is quite expensive." VALUABLE RESOURCES To attend your first pin meeting as Simon's guest visit http://www.pinmeeting.co.uk/, find your local meeting, and at the bottom of the page where you normally pay £20, click on where is says "pay with a voucher code" and use this code: PODCAST. This will by pass the payment page and you can attend your first pin meeting for free. Property Magic: How to Buy Property Using Other People's Time, Money and Experience by Simon Zutshi Find out about the Global PIN Meetings at www.globalpinmeeting.com To find your local pin meeting visit: www.PinMeeting.co.uk and use voucher code PODCAST to attend you first meeting as Simon's guest (instead of paying the normal £20). iphone:  http://bit.ly/pinAPP1 Android https://bit.ly/pinAPP2 Register at Mindset For Property at - www.mindsetforproperty.co.uk  Contact and follow Simon here: Facebook: http://www.facebook.com/OfficialSimonZutshi  LinkedIn: https://www.linkedin.com/in/simonzutshi/ YouTube: https://www.youtube.com/SimonZutshiOfficial Twitter: https://twitter.com/simonzutshi Instagram: https://www.instagram.com/simonzutshi/ Simon Zutshi, experienced investor, successful entrepreneur and best-selling author, is widely recognised as one of the top wealth creation strategists in the UK. Having started to invest in property in 1995 and went on to become financially independent by the age of 32. Passionate about sharing his experience, Simon founded the property investor’s network (pin) in 2003 www.pinmeeting.co.uk.    pin has since grown to become the largest property networking organisation in the UK, with monthly meetings in 50 cities, designed specifically to provide a supportive, educational and inspirational environment for people like you to network with and learn from other successful investors. Since 2003, Simon has taught thousands of entrepreneurs and business owners how to successfully invest in a tax-efficient way.  How to create additional streams of income, give them more time to do the things they want to do and build their long-term wealth. Simon’s book “Property Magic” which is now in its sixth edition, became an instant hit when first released in 2008 and remains an Amazon No 1 best-selling property book. Simon launched his latest business, www.CrowdProperty.com, in 2014, which is an FCA Regulated peer to peer lending platform to facilitate loans between private individuals and property professionals.

Simon introduces a very special Black Friday offer - the best deal yet! The offer includes a training program on how to profit in a falling property market, which is available for just £47 plus VAT, instead of the usual £1,000. Simon also emphasise the importance of being decisive in order to succeed as an investor and highlights the benefits of taking action quickly, discussing the bonuses included in the offer and the importance of being mentally prepared for a falling property market.  KEY TAKEAWAYS The Black Friday offer includes popular training on how to profit in a falling property market, which is essential during such market conditions. The offer is available for a limited time, specifically from Black Friday through to Cyber Monday. The training provides insights on spotting good property deals, becoming decisive, securing and funding deals, and mentally preparing for a falling property market. By taking advantage of the offer, individuals can benefit from time-limited bonuses that will be revealed through a VIP priority notification list. The offer is a one-time opportunity, so it is important to register and stay updated to make an informed decision on whether to take advantage of the deal. BEST MOMENTS "And it was a pretty good offer last year, but I do think this year we've come out with our best ever deal."  "So when you see a really good property deal, what you want to do is take action and move quickly."  "And finally, module four is all about how to get really mentally prepared for this falling property market."  "But here's the reality. When property prices are coming down, and people are worried about how far they could go, that's when you can get the very best deals." VALUABLE RESOURCES Register for the VIP priority notification list to be one of the first people to find out about this years Black Friday offer, here: www.BlackFridaySZ.co.uk To attend your first pin meeting as Simon's guest visit http://www.pinmeeting.co.uk/, find your local meeting, and at the bottom of the page where you normally pay £20, click on where is says "pay with a voucher code" and use this code: PODCAST. This will by pass the payment page and you can attend your first pin meeting for free. Property Magic: How to Buy Property Using Other People's Time, Money and Experience by Simon Zutshi Find out about the Global PIN Meetings at www.globalpinmeeting.com To find your local pin meeting visit: www.PinMeeting.co.uk and use voucher code PODCAST to attend you first meeting as Simon's guest (instead of paying the normal £20). iphone:  http://bit.ly/pinAPP1 Android https://bit.ly/pinAPP2 Register at Mindset For Property at - www.mindsetforproperty.co.uk  Contact and follow Simon here: Facebook: http://www.facebook.com/OfficialSimonZutshi  LinkedIn: https://www.linkedin.com/in/simonzutshi/ YouTube: https://www.youtube.com/SimonZutshiOfficial Twitter: https://twitter.com/simonzutshi Instagram: https://www.instagram.com/simonzutshi/ Simon Zutshi, experienced investor, successful entrepreneur and best-selling author, is widely recognised as one of the top wealth creation strategists in the UK. Having started to invest in property in 1995 and went on to become financially independent by the age of 32. Passionate about sharing his experience, Simon founded the property investor’s network (pin) in 2003 www.pinmeeting.co.uk.    pin has since grown to become the largest property networking organisation in the UK, with monthly meetings in 50 cities, designed specifically to provide a supportive, educational and inspirational environment for people like you to network with and learn from other successful investors. Since 2003, Simon has taught thousands of entrepreneurs and business owners how to successfully invest in a tax-efficient way.  How to create additional streams of income, give them more time to do the things they want to do and build their long-term wealth. Simon’s book “Property Magic” which is now in its sixth edition, became an instant hit when first released in 2008 and remains an Amazon No 1 best-selling property book. Simon launched his latest business, www.CrowdProperty.com, in 2014, which is an FCA Regulated peer to peer lending platform to facilitate loans between private individuals and property professionals.

Simon discusses the new property laws outlined in the King's Speech that will impact homeowners and landlords, with a focus on the reform bill that aims to make it easier and more affordable for leaseholders to purchase their freehold and challenge excessive service charges. Simon also explains the background of leasehold and freehold properties and highlights the issue of some house builders selling leasehold properties instead of freehold ones.  KEY TAKEAWAYS The new reform bill mentioned in the King's Speech aims to make it cheaper and easier for leaseholders to purchase their freehold and fight excessive service charges. This is expected to have a positive impact on millions of homeowners and landlords. The reform bill empowers leaseholders by allowing them to extend their lease without having to be the owner for two years. It also allows for longer lease extensions, potentially up to 970 years. The value of freeholds is expected to dramatically fall due to the proposed changes, which may impact property developers who sell freeholds as long-term investments. The government plans to cap the commission that insurance brokers can take from leaseholders for insurance policies, particularly those related to fire risks. This is aimed at preventing brokers from making excessive profits. BEST MOMENTS "The new reform bill is going to affect the housing market by making it cheaper and easier for leaseholders to purchase their freehold and fight excessive service charges."  "I think this reform is really, really good. It's empowering leaseholders to take more control over the property."  "The fact that the government wants to cap the commission brokers can take to a maximum of 15% is a really good thing." "I would question some of the things they've done within the housing sector over the last five or six years." VALUABLE RESOURCES To attend your first pin meeting as Simon's guest visit http://www.pinmeeting.co.uk/, find your local meeting, and at the bottom of the page where you normally pay £20, click on where is says "pay with a voucher code" and use this code: PODCAST. This will by pass the payment page and you can attend your first pin meeting for free. Property Magic: How to Buy Property Using Other People's Time, Money and Experience by Simon Zutshi Find out about the Global PIN Meetings at www.globalpinmeeting.com To find your local pin meeting visit: www.PinMeeting.co.uk and use voucher code PODCAST to attend you first meeting as Simon's guest (instead of paying the normal £20). iphone:  http://bit.ly/pinAPP1 Android https://bit.ly/pinAPP2 Register at Mindset For Property at - www.mindsetforproperty.co.uk  Contact and follow Simon here: Facebook: http://www.facebook.com/OfficialSimonZutshi  LinkedIn: https://www.linkedin.com/in/simonzutshi/ YouTube: https://www.youtube.com/SimonZutshiOfficial Twitter: https://twitter.com/simonzutshi Instagram: https://www.instagram.com/simonzutshi/ Simon Zutshi, experienced investor, successful entrepreneur and best-selling author, is widely recognised as one of the top wealth creation strategists in the UK. Having started to invest in property in 1995 and went on to become financially independent by the age of 32. Passionate about sharing his experience, Simon founded the property investor’s network (pin) in 2003 www.pinmeeting.co.uk.    pin has since grown to become the largest property networking organisation in the UK, with monthly meetings in 50 cities, designed specifically to provide a supportive, educational and inspirational environment for people like you to network with and learn from other successful investors. Since 2003, Simon has taught thousands of entrepreneurs and business owners how to successfully invest in a tax-efficient way.  How to create additional streams of income, give them more time to do the things they want to do and build their long-term wealth. Simon’s book “Property Magic” which is now in its sixth edition, became an instant hit when first released in 2008 and remains an Amazon No 1 best-selling property book. Simon launched his latest business, www.CrowdProperty.com, in 2014, which is an FCA Regulated peer to peer lending platform to facilitate loans between private individuals and property professionals.

Simon introduces an exciting software called Property Filter that can help listeners find great property deals on the open market in their area. The software allows users to search for properties being sold by motivated sellers who are flexible on price and terms. Simon also explains a manual method of searching for deals online, including looking for properties that have fallen through or have unique circumstances indicating a motivated seller.  KEY TAKEAWAYS Property Filter can help investors find great property deals on the open market. It saves time by pulling information from different portals and comparing it all in one go. The software allows users to search for properties where sales have fallen through, properties listed for sale and rent, properties with short leases, and properties listed by multiple agents. Property Filter provides additional information that may not be available on websites like Rightmove and Zoopla, such as the history of when a property was put on the market and if the price has been reduced. The software also provides the addresses of the properties, allowing users to send letters directly to the owners to inquire about selling. BEST MOMENTS "And these are properties being sold by motivated sellers, people who are going to be flexible on the price and all the terms of the sale."  "What you need to understand is in the UK, about 1 in 3 sales, 36% of sales fall through."  "So this software called Property Filter, what it can do, it can look for properties where sales have fallen through."  "But if you go direct to sellers, that's a much better situation."  VALUABLE RESOURCES Join Simon on an online training to discover how you can use this software to save you a huge amount of time when looking for property deals in your area. hppt:/www.dealfindingtool.co.uk To attend your first pin meeting as Simon's guest visit http://www.pinmeeting.co.uk/, find your local meeting, and at the bottom of the page where you normally pay £20, click on where is says "pay with a voucher code" and use this code: PODCAST. This will by pass the payment page and you can attend your first pin meeting for free. Property Magic: How to Buy Property Using Other People's Time, Money and Experience by Simon Zutshi To find your local pin meeting visit: www.PinMeeting.co.uk and use voucher code PODCAST to attend you first meeting as Simon's guest (instead of paying the normal £20). iphone:  http://bit.ly/pinAPP1 Android https://bit.ly/pinAPP2 Register at Mindset For Property at - www.mindsetforproperty.co.uk  Contact and follow Simon here: Facebook: http://www.facebook.com/OfficialSimonZutshi  LinkedIn: https://www.linkedin.com/in/simonzutshi/ YouTube: https://www.youtube.com/SimonZutshiOfficial Twitter: https://twitter.com/simonzutshi Instagram: https://www.instagram.com/simonzutshi/ Simon Zutshi, experienced investor, successful entrepreneur and best-selling author, is widely recognised as one of the top wealth creation strategists in the UK. Having started to invest in property in 1995 and went on to become financially independent by the age of 32. Passionate about sharing his experience, Simon founded the property investor’s network (pin) in 2003 www.pinmeeting.co.uk.    pin has since grown to become the largest property networking organisation in the UK, with monthly meetings in 50 cities, designed specifically to provide a supportive, educational and inspirational environment for people like you to network with and learn from other successful investors. Since 2003, Simon has taught thousands of entrepreneurs and business owners how to successfully invest in a tax-efficient way.  How to create additional streams of income, give them more time to do the things they want to do and build their long-term wealth. Simon’s book “Property Magic” which is now in its sixth edition, became an instant hit when first released in 2008 and remains an Amazon No 1 best-selling property book. Simon launched his latest business, www.CrowdProperty.com, in 2014, which is an FCA Regulated peer to peer lending platform to facilitate loans between private individuals and property professionals.

Simon shares the five steps to starting and scaling a property sourcing business, focussing on the importance of developing the skill of finding great property deals, as it is crucial for success as a property investor. Simon encourages listeners to consider selling deals they don't want to other investors, as it can be a profitable venture and offers five steps including understanding motivated sellers, finding them through various methods, assessing their needs and finding solutions, deciding whether to buy, joint venture, or sell the deal, and networking to find potential joint venture partners or buyers.  KEY TAKEAWAYS Learning how to find great property deals is a crucial skill for becoming a successful property investor. Selling deals to other investors can be a profitable way to generate income or save up for future investments. There are two main ways to find motivated sellers: looking for properties currently on the market and using direct-to-vendor marketing campaigns. Building trust and rapport with sellers is essential to understand their problems and find the best solutions for them. When deciding whether to buy a property, joint venture, or sell it to someone else, it's important to have clear buying criteria and to network with other investors at property events. BEST MOMENTS "I believe that actually learning how to find great property deals in your area is probably the number one skill that you need to develop to become a successful property investor."  "If you're finding really good deals that you don't want to do, rather than wasting them, you should sell them on to other investors." "There are always motivated sellers everywhere. You just need to understand what you're looking for and know how to find those people."  "Finding sellers off market is a really good thing to do." VALUABLE RESOURCES Find out more about how to source great property deals on this online training here https://www.dealfindertraining.co.uk/ To attend your first pin meeting as Simon's guest visit http://www.pinmeeting.co.uk/, find your local meeting, and at the bottom of the page where you normally pay £20, click on where is says "pay with a voucher code" and use this code: PODCAST. This will by pass the payment page and you can attend your first pin meeting for free. Property Magic: How to Buy Property Using Other People's Time, Money and Experience by Simon Zutshi Find out about the Global PIN Meetings at www.globalpinmeeting.com To find your local pin meeting visit: www.PinMeeting.co.uk and use voucher code PODCAST to attend you first meeting as Simon's guest (instead of paying the normal £20). iphone:  http://bit.ly/pinAPP1 Android https://bit.ly/pinAPP2 Register at Mindset For Property at - www.mindsetforproperty.co.uk  Contact and follow Simon here: Facebook: http://www.facebook.com/OfficialSimonZutshi  LinkedIn: https://www.linkedin.com/in/simonzutshi/ YouTube: https://www.youtube.com/SimonZutshiOfficial Twitter: https://twitter.com/simonzutshi Instagram: https://www.instagram.com/simonzutshi/ Simon Zutshi, experienced investor, successful entrepreneur and best-selling author, is widely recognised as one of the top wealth creation strategists in the UK. Having started to invest in property in 1995 and went on to become financially independent by the age of 32. Passionate about sharing his experience, Simon founded the property investor’s network (pin) in 2003 www.pinmeeting.co.uk.    pin has since grown to become the largest property networking organisation in the UK, with monthly meetings in 50 cities, designed specifically to provide a supportive, educational and inspirational environment for people like you to network with and learn from other successful investors. Since 2003, Simon has taught thousands of entrepreneurs and business owners how to successfully invest in a tax-efficient way.  How to create additional streams of income, give them more time to do the things they want to do and build their long-term wealth. Simon’s book “Property Magic” which is now in its sixth edition, became an instant hit when first released in 2008 and remains an Amazon No 1 best-selling property book. Simon launched his latest business, www.CrowdProperty.com, in 2014, which is an FCA Regulated peer to peer lending platform to facilitate loans between private individuals and property professionals.

Simon discusses the HMRC Spotlight 63 tax warning issued to UK landlords regarding hybrid company structures, addressing the controversy sparked by a retired solicitor's blog post criticising certain tax avoidance schemes.  Simon emphasises the importance of being cautious about who to listen to, especially on social media, and advises seeking professional advice tailored to individual circumstances.  KEY TAKEAWAYS It is important to be cautious about who you listen to, especially on social media, when it comes to tax advice. Section 24 of the tax laws in the UK discriminates against landlords by limiting the offsetting of interest payments against rental income. Some landlords are selling their properties and retiring early due to the changes in tax laws, leading to an increase in available properties and a decline in property prices. Seeking professional advice from qualified individuals who can assess your personal situation is crucial when making decisions about property investing and tax planning. BEST MOMENTS "Section 24 discriminates against landlords… with Section 24, HMRC say you can no longer offset all of the interest payments against your rental income apart from a 20% marginal tax relief."  "Those are not affected by Section 24, although the owner of the property, the landlord, they probably will be affected by Section 24."  "Now, interestingly, I think Property 118 have actually the same view. They say that hybrid structures don't work, so I don't really know what Dan's going on about there." "I'm probably the only mentor in the UK who was investing and also training during the last property crash in 2008, 15 years ago. So I know from personal experience exactly how you need to invest in a falling market." VALUABLE RESOURCES To attend your first pin meeting as Simon's guest visit http://www.pinmeeting.co.uk/, find your local meeting, and at the bottom of the page where you normally pay £20, click on where is says "pay with a voucher code" and use this code: PODCAST. This will by pass the payment page and you can attend your first pin meeting for free. Property Magic: How to Buy Property Using Other People's Time, Money and Experience by Simon Zutshi Find out about the Global PIN Meetings at www.globalpinmeeting.com To find your local pin meeting visit: www.PinMeeting.co.uk and use voucher code PODCAST to attend you first meeting as Simon's guest (instead of paying the normal £20). iphone:  http://bit.ly/pinAPP1 Android https://bit.ly/pinAPP2 Register at Mindset For Property at - www.mindsetforproperty.co.uk  Contact and follow Simon here: Facebook: http://www.facebook.com/OfficialSimonZutshi  LinkedIn: https://www.linkedin.com/in/simonzutshi/ YouTube: https://www.youtube.com/SimonZutshiOfficial Twitter: https://twitter.com/simonzutshi Instagram: https://www.instagram.com/simonzutshi/ Simon Zutshi, experienced investor, successful entrepreneur and best-selling author, is widely recognised as one of the top wealth creation strategists in the UK. Having started to invest in property in 1995 and went on to become financially independent by the age of 32. Passionate about sharing his experience, Simon founded the property investor’s network (pin) in 2003 www.pinmeeting.co.uk.    pin has since grown to become the largest property networking organisation in the UK, with monthly meetings in 50 cities, designed specifically to provide a supportive, educational and inspirational environment for people like you to network with and learn from other successful investors. Since 2003, Simon has taught thousands of entrepreneurs and business owners how to successfully invest in a tax-efficient way.  How to create additional streams of income, give them more time to do the things they want to do and build their long-term wealth. Simon’s book “Property Magic” which is now in its sixth edition, became an instant hit when first released in 2008 and remains an Amazon No 1 best-selling property book. Simon launched his latest business, www.CrowdProperty.com, in 2014, which is an FCA Regulated peer to peer lending platform to facilitate loans between private individuals and property professionals.

Simon discusses the housing shortage crisis and its implications for property investors. With the UK experiencing a shortage of accommodation, rental rates have significantly increased, making it a favourable time for property investors with rental properties. Simon highlights advice on buying in areas with strong rental demand, focusing on positive cash flow, and helping motivated sellers to build a successful property portfolio. KEY TAKEAWAYS The UK is currently facing a housing shortage crisis, leading to increased rental rates and a high demand for accommodation. Both major political parties, the Conservatives and Labour, agree that the UK needs 300,000 new homes every year to meet the growing demand. Property prices have been experiencing a correction, with a 14% swing in direction from a 10% increase to a 3.8% decrease in the past 12 months. The current market conditions present a great opportunity for property investors to buy properties at lower prices, as there is less competition and a shortage of rental accommodation. BEST MOMENTS "It's one of the reasons we're seeing rental rates shoot up massively, which is good news for you if you are a property investor with property to rent out."  "Now, the reality is that the average has been probably just less than 200,000 and this year, in 2023, we probably won't get as many as 150,000 new homes."  "And the reason the government did that is part of the UK economy, one of the foundations of the UK economy, is obviously the housing sector."  "Whilst most amateurs are waiting by the side, it means you don't have as much competition." VALUABLE RESOURCES To attend your first pin meeting as Simon's guest visit http://www.pinmeeting.co.uk/, find your local meeting, and at the bottom of the page where you normally pay £20, click on where is says "pay with a voucher code" and use this code: PODCAST. This will by pass the payment page and you can attend your first pin meeting for free. Property Magic: How to Buy Property Using Other People's Time, Money and Experience by Simon Zutshi Find out about the Global PIN Meetings at www.globalpinmeeting.com To find your local pin meeting visit: www.PinMeeting.co.uk and use voucher code PODCAST to attend you first meeting as Simon's guest (instead of paying the normal £20). iphone:  http://bit.ly/pinAPP1 Android https://bit.ly/pinAPP2 Register at Mindset For Property at - www.mindsetforproperty.co.uk  Contact and follow Simon here: Facebook: http://www.facebook.com/OfficialSimonZutshi  LinkedIn: https://www.linkedin.com/in/simonzutshi/ YouTube: https://www.youtube.com/SimonZutshiOfficial Twitter: https://twitter.com/simonzutshi Instagram: https://www.instagram.com/simonzutshi/ Simon Zutshi, experienced investor, successful entrepreneur and best-selling author, is widely recognised as one of the top wealth creation strategists in the UK. Having started to invest in property in 1995 and went on to become financially independent by the age of 32. Passionate about sharing his experience, Simon founded the property investor’s network (pin) in 2003 www.pinmeeting.co.uk.    pin has since grown to become the largest property networking organisation in the UK, with monthly meetings in 50 cities, designed specifically to provide a supportive, educational and inspirational environment for people like you to network with and learn from other successful investors. Since 2003, Simon has taught thousands of entrepreneurs and business owners how to successfully invest in a tax-efficient way.  How to create additional streams of income, give them more time to do the things they want to do and build their long-term wealth. Simon’s book “Property Magic” which is now in its sixth edition, became an instant hit when first released in 2008 and remains an Amazon No 1 best-selling property book. Simon launched his latest business, www.CrowdProperty.com, in 2014, which is an FCA Regulated peer to peer lending platform to facilitate loans between private individuals and property professionals.