When Jim Kilkenny retired from a very successful career in financial services, he started suffering from something called 'relevance deprivation syndrome'. It's that feeling of listlessness, being at a loose end, a drop in mental engagement and a clear lack of contentment. Jim describes it as a "vacuum of boredom." In episode 12 of Prime Time, Bec Wilson and Jim Kilkenny discuss:  What ‘relevance deprivation syndrome’ really means: How to identify the signs, and why most sufferers have previously been men, but it's growing amongst women.  Why so many people looking forward to early retirement are financially prepared, but not mentally prepared.  Why a hard stop retirement didn't work for Jim and where he thinks he went wrong. The process of decompressing after retirement. The road to recovery from relevance deprivation: How Jim overcame the challenges - finding a first project to turn things around. How your social interactions from work disappear when you step away. and how to rebuild new social networks around the things you really enjoy. How can you be better prepared for when you retire? Jim gives us his list of suggestions and recommendations for navigating the entry into retirement.  How Jim is actually still working on things he’s passionate about in retirement, knowing he has found a new, flexible place for himself to retain relevance.  Finding some pursuits, hobbies and activities you enjoy, and some that are intellectually stimulating, some are health oriented, and some that get you out of the house. Why looking after your physical health is so important at this phase of life and what Jim does to keep active.  Why, "for some people, retiring is a dangerous proposition”. The surprising upsides of Jim's early retirement: How Jim changed his attitude to money, and the way he spent it in his Prime Time years. Prime Time with Bec Wilson is the podcast for all of us in the second half of life (47+) who want to live long, live well, and thoroughly enjoy it. Together we’ll dive deep into what will make this phase of life great, with insights from experts and pioneers. We talk about money, health, happiness, relationships, sex, travel and so much more. After all, there are no set rules for navigating this second half for our modern generations.  Follow us on social media and via email Get in touch with Bec here: [email protected] You can find the podcast:  @Primetimepod on Instagram @Primetime_podcast on Facebook Sign up for the Primetimers Newsletter at www.primetimers.net  - Get our newsletter with detailed podcast notes sent directly to your inbox every week plus all our helpful articles and updates.  Or follow and learn more about Bec Wilson @becwilsonepic on Facebook @epicretirement on Instagram  Or read her syndicated column in Nine Newspapers (The Sydney Morning Herald and The Age) each week here Nearing retirement?  Join the Retirement Dreaming: Epic Retirement Facebook Group Sign up for the Epic Retirement weekly newsletter at epicretirement.net  Get Bec Wilson’s bestselling book How to Have an Epic Retirement to learn about the six pillars of an epic retirement as you approach and prepare for your future retirement years. Now available - order here Visit Bec’s website at epicretirement.com.au to learn more about her work. See omnystudio.com/listener for privacy information.

This week we talk about the secrets to success in retirement. It's particularly poignant for couples approaching retirement together, knowing it's a really individual journey to rediscover yourself.  Joanna Nell is a doctor, an advocate for positive ageing and the author of five best-selling novels. Her latest book, 'Mrs. Winterbottom Takes a Gap Year', is a heartwarming exploration of mismatched expectations in your Prime Time years and early retirement, and living life in the moment.  In episode 11 of Prime Time, Bec Wilson and Joanna Nell discuss:  Joanna breaks down the idea and role of a ‘retirement gap year’, which can be a real time of reinvention, between one phase of life and the next. We talk about her bestselling book, but also about the lessons in preparing for and transitioning to retirement. The characters are both extraordinarily relatable to those going through retirement right now.  Embracing the Greek mythology of Homer and The Odyssey. The Odyssey is a story of great adventure but also of homecoming, and it's exciting to see this built out differently, around a female character.  The concept of retiring on a specific date, rather formally, expecting to never work again, and the resulting problems.  The reality of mismatching perceptions of retirement within couples and how that can play havoc as both people traverse their own retirement journeys. Mrs Winterbottom takes a gap year is packed with relatable observations about couples, marriage and the individual journey to rediscover yourself in early retirement.  Solo travelling - even if you’re married - is garnering a lot greater popularity. We talk about how it can feel uncomfortable, but also how wonderful it can be. Re-exploring your own sense of identity is a huge part of this book’s narrative. It also points politely to the expectations from loved ones that are different to the expectation they might have for themselves.  Joanna’s very personal journey of transition and transformation from being a GP to becoming a bestselling author in her 50s, and finding things that she is really passionate about.  Buy your own copy of ‘Mrs Winterbottom Takes a Gap Year’ via Booktopia.  Prime Time with Bec Wilson is the podcast for all of us in the second half of life (47+) who want to live long, live well, and thoroughly enjoy it. Together we’ll dive deep into what will make this phase of life great, with insights from experts and pioneers. We talk about money, health, happiness, relationships, sex, travel and so much more. After all, there are no set rules for navigating this second half for our modern generations.  Follow us on social media and via email Get in touch with Bec here: [email protected] You can find the podcast:  @Primetimepod on Instagram @Primetime_podcast on Facebook Sign up for the Primetimers Newsletter at www.primetimers.net  - Get our newsletter with detailed podcast notes sent directly to your inbox every week plus all our helpful articles and updates.  Or follow and learn more about Bec Wilson @becwilsonepic on Facebook @epicretirement on Instagram  Or read her syndicated column in Nine Newspapers (The Sydney Morning Herald and The Age) each week here Nearing retirement?  Join the Retirement Dreaming: Epic Retirement Facebook Group Sign up for the Epic Retirement weekly newsletter at epicretirement.net  Get Bec Wilson’s bestselling book How to Have an Epic Retirement to learn about the six pillars of an epic retirement as you approach and prepare for your future retirement years. Now available - order here Visit Bec’s website at epicretirement.com.au to learn more about her work. See omnystudio.com/listener for privacy information.

The rising cost of living is biting everyone hard right now, so this week Bec Wilson and friend of the show, Spencer Howson, talk about how we can squeeze more out of every dollar. Bec & Spencer work through some helpful tips for managing the cost of living, how to go about budgeting in your pre-retirement years, and how to take a hard look at your big financial picture, contemplating the changes you might need to make in the months and years ahead. We all need ways to save money right now - and this episode is packed with them. Highlights from the conversation include: ● What did you learn about money as a child from your parents? ● Setting your savings goals in your pre-retirement years, understanding yoursuperannuation and how much you want to have in the account when you retire.● Understanding how much we spend on everyday cost of living expenses and how we can benchmark that. ● The importance of building our ability to have ‘choice’ in life and how to prioritise thethings that are going to get you into the position of having it.● The big red flags that we are not managing our cost of living well or budgetingeffectively.● What are the key things people should think about when they think about theirbudgeting?● How can we account for the cost of living changes? ● Think about your debt, and reconsider how you might want to think about debt as you approach retirement.● We need to talk about your bank - and how you get good interest rates in the secondhalf of life. ● Understanding passive income and when to start drawing on it. Understanding atwhat point you move from needing your working income to live off; to living offincome from your savings and superannuation.● Transition to retirement - the phase where you can enjoy some passive income andsome working income, as you move between the stages of life.● The biggest traps that people fall into when predicting and planning for theirretirement income ● Loyalty tax - when was the last time you reviewed whether you are getting a fair dealfrom you utilities, insurances and other service providers. Are they offering you thesame rate they offer the market?● How do we build flexibility into our retirement budget? A helpful way to think aboutemergency funds, and what you might need to have at your fingertips.   Prime Time with Bec Wilson is the podcast for all of us in the second half of life (47+) who want to live long, live well, and thoroughly enjoy it. Together we’ll dive deep into what will make this phase of life great, with insights from experts and pioneers. We talk about money, health, happiness, relationships, sex, travel and so much more. After all, there are no set rules for navigating this second half for our modern generations.  Follow us on social media and via email Get in touch with Bec here: [email protected] You can find the podcast:  @Primetimepod on Instagram @Primetime_podcast on Facebook Sign up for the Primetimers Newsletter at www.primetimers.net  - Get our newsletter with detailed podcast notes sent directly to your inbox every week plus all our helpful articles and updates.  Or follow and learn more about Bec Wilson @becwilsonepic on Facebook @epicretirement on Instagram  Or read her syndicated column in Nine Newspapers (The Sydney Morning Herald and The Age) each week here Nearing retirement?  Join the Retirement Dreaming: Epic Retirement Facebook Group Sign up for the Epic Retirement weekly newsletter at epicretirement.net  Get Bec Wilson’s bestselling book How to Have an Epic Retirement to learn about the six pillars of an epic retirement as you approach and prepare for your future retirement years. Now available - order here Visit Bec’s website at epicretirement.com.au to learn more about her work. See omnystudio.com/listener for privacy information.

Barry Bloch is an organisational psychologist and an expert in finding your true north. He's spent most of his life helping people find excitement, meaning and purpose in their careers, charitable roles and beyond the workforce as they head into their third act. He’s someone who’s spent a lot of time coaxing and supporting people through what can be a transformational phase of self-doubt and self-discovery in Prime Time. Barry talks openly about how everyone should take the time to look for their true north, and why it’s so important to the next phase of our lives and yet so difficult in our Prime Time years.  In this episode, Barry Bloch unravels the psychology behind finding your sense of purpose, at a time of life when you have CHOICE, often for the first time in decades.  In episode 9 of Prime Time, host Bec Wilson and Barry Bloch discuss:   A sense of purpose is one of the most fundamental needs The critical questions you MUST ask yourself to find your true north, and how to stop and understand the footprint you want to leave on the world The acts or phases of our lives, and how we can transform ourselves in our Prime Time very intentionally with this in mind Why work-life balance is a complete misnomer The right to joy, and how to acknowledge and chase that right in the second half of life Losing a sense of self, and how to get it back at this very important time of your life; And how we have to drive through a period that can feel difficult as we transform Re-defining yourself outside of your career, far beyond your job title or skills, thinking about what you want to be and how that affects your choices in life Really thinking about what drives your sense of satisfaction   Prime Time with Bec Wilson is the podcast for all of us in the second half of life (47+) who want to live long, live well, and thoroughly enjoy it. Together we’ll dive deep into what will make this phase of life great, with insights from experts and pioneers. We talk about money, health, happiness, relationships, sex, travel and so much more. After all, there are no set rules for navigating this second half for our modern generations.  Follow us on social media and via email Get in touch with Bec here: [email protected] You can find the podcast:  @Primetimepod on Instagram @Primetime_podcast on Facebook Sign up for the Primetimers Newsletter at www.primetimers.net  - Get our newsletter with detailed podcast notes sent directly to your inbox every week plus all our helpful articles and updates.  Or follow and learn more about Bec Wilson @becwilsonepic on Facebook @epicretirement on Instagram  Or read her syndicated column in Nine Newspapers (The Sydney Morning Herald and The Age) each week here Nearing retirement?  Join the Retirement Dreaming: Epic Retirement Facebook Group Sign up for the Epic Retirement weekly newsletter at epicretirement.net  Get Bec Wilson’s bestselling book How to Have an Epic Retirement to learn about the six pillars of an epic retirement as you approach and prepare for your future retirement years. Now available - order here Visit Bec’s website at epicretirement.com.au to learn more about her work. See omnystudio.com/listener for privacy information.

If caravanning around Australia is on your bucket list, then you need to pay attention to our next guest. Aileen Coburn has been living on the road for the last two years on an epic adventure with her husband, in their caravan!  It's not all smooth sailing, but Aileen has one very clear message: Just do it. In Episode 8 of Prime Time, Bec Wilson and Aileen Coburn discuss:  Why the biggest decisions are often the easiest decisions Hitting the road, and preparing your life to leave  Selling your home What living on the road really costs, and how to budget for it  The big mistakes and how to avoid them  Ranking Australia's best beaches and best value caravan parks  Prime Time with Bec Wilson is the podcast for all of us in the second half of life (47+) who want to live long, live well, and thoroughly enjoy it. Together we’ll dive deep into what will make this phase of life great, with insights from experts and pioneers. We talk about money, health, happiness, relationships, sex, travel and so much more. After all, there are no set rules for navigating this second half for our modern generations.  Follow us on social media and via email Get in touch with Bec here: [email protected] You can find the podcast:  @Primetimepod on Instagram @Primetime_podcast on Facebook Sign up for the Primetimers Newsletter at www.primetimers.net  - Get our newsletter with detailed podcast notes sent directly to your inbox every week plus all our helpful articles and updates.  Or follow and learn more about Bec Wilson @becwilsonepic on Facebook @epicretirement on Instagram  Or read her syndicated column in Nine Newspapers (The Sydney Morning Herald and The Age) each week here Nearing retirement?  Join the Retirement Dreaming: Epic Retirement Facebook Group Sign up for the Epic Retirement weekly newsletter at epicretirement.net  Get Bec Wilson’s bestselling book How to Have an Epic Retirement to learn about the six pillars of an epic retirement as you approach and prepare for your future retirement years. Now available - order here Visit Bec’s website at epicretirement.com.au to learn more about her work. See omnystudio.com/listener for privacy information.

It's no secret that our clothing style changes as we age. The trick is working out how to dress, and present yourself to the world when everything ELSE in life changes. What do you wear, if all your life you've worn a suit to work every day? Or a pair of heels? How do you dress for you attitude, for a new phase in life, and not your age?  In episode 7 of Prime Time, host Bec Wilson and stylist Nikki Parkinson discuss the importance of your clothes in mid-life.  Clothes as expression, especially in mid-life  The importance of auditing, or editing your wardrobe as you enter a new life phase How to deal with your inner critic Navigating body shape, expectations, and a generation brought up on 'fad diets'  Dressing for happiness and confidence: What this looks like after you cut back on work How to identify your own style What does identity and clothing look like when your life is changing Grooming as we age Why men need to think about this too! Prime Time with Bec Wilson is the podcast for all of us in the second half of life (47+) who want to live long, live well, and thoroughly enjoy it. Together we’ll dive deep into what will make this phase of life great, with insights from experts and pioneers. We talk about money, health, happiness, relationships, sex, travel and so much more. After all, there are no set rules for navigating this second half for our modern generations.  Follow us on social media and via email Get in touch with Bec here: [email protected] You can find the podcast:  @Primetimepod on Instagram @Primetime_podcast on Facebook Sign up for the Primetimers Newsletter at www.primetimers.net  - Get our newsletter with detailed podcast notes sent directly to your inbox every week plus all our helpful articles and updates.  Or follow and learn more about Bec Wilson @becwilsonepic on Facebook @epicretirement on Instagram  Or read her syndicated column in Nine Newspapers (The Sydney Morning Herald and The Age) each week here Nearing retirement?  Join the Retirement Dreaming: Epic Retirement Facebook Group Sign up for the Epic Retirement weekly newsletter at epicretirement.net  Get Bec Wilson’s bestselling book How to Have an Epic Retirement to learn about the six pillars of an epic retirement as you approach and prepare for your future retirement years. Now available - order here Visit Bec’s website at epicretirement.com.au to learn more about her work. See omnystudio.com/listener for privacy information.

The Prime Timers are pioneering a whole new stage of life: The Lifestyle Years, a phase of life that brings a new balance to work and leisure time that didn't exist for previous generations. Bernard Salt is a world renowned demographer, and he probably knows more about the pre-retirement and 'lifestyle years' than anyone in the country. He's dedicated his career to studying this age group and how we are changing the way we live, work, buy, spend and sell.  In episode 6 of Prime Time, host Bec Wilson and Australia’s leading demographer Bernard Salt discuss how the Prime Time generation is changing the game of life: Prime Timers are doing things differently - creating a whole new stage in life that has never existed before. And for the first time - it’s exciting! How happiness works in the Prime Time years, and how the happiest years are ahead of you in the decades to come. Learn about the things that drive our happiness down, and what turns it around How pre-retirees are reimagining work in the Lifestyle Years: Working longer but lighter - our changing expectations of life, work and leisure time How Prime Timers changing the way we connect with community What the numbers tell us: Breaking down the census data - what is going right, and what is going wrong in our Prime Time years and what we can learn Housing and downsizing is changing and the statistics tell a clear story of generational change  The hunger of the Baby Boomer and Prime Timer for travel and grey nomading: How it's shaping the expectations of our generation Prime Time with Bec Wilson is the podcast for all of us in the second half of life (47+) who want to live long, live well, and thoroughly enjoy it. Together we’ll dive deep into what will make this phase of life great, with insights from experts and pioneers. We talk about money, health, happiness, relationships, sex, travel and so much more. After all, there are no set rules for navigating this second half for our modern generations.  Follow us on social media and via email Get in touch with Bec here: [email protected] You can find the podcast:  @Primetimepod on Instagram @Primetime_podcast on Facebook Sign up for the Primetimers Newsletter at www.primetimers.net  - Get our newsletter with detailed podcast notes sent directly to your inbox every week plus all our helpful articles and updates.  Or follow and learn more about Bec Wilson @becwilsonepic on Facebook @epicretirement on Instagram  Or read her syndicated column in Nine Newspapers (The Sydney Morning Herald and The Age) each week here Nearing retirement?  Join the Retirement Dreaming: Epic Retirement Facebook Group Sign up for the Epic Retirement weekly newsletter at epicretirement.net  Get Bec Wilson’s bestselling book How to Have an Epic Retirement to learn about the six pillars of an epic retirement as you approach and prepare for your future retirement years. Now available - order here Visit Bec’s website at epicretirement.com.au to learn more about her work. See omnystudio.com/listener for privacy information.

If you're heading into the next phase of your life, you've probably asked yourself this big question: How much money do I really need to retire comfortably? Is there a magic number? Will I ever be able to quit my job or start stepping back from full time work?  This week Bec dives deep into how to plan for your retirement and build your own set of numbers - explaining how to build a vision for your retirement years and then calculate your numbers against that vision.  Bec Wilson and special guest Spencer Howson discuss: Understand how much money you need to spend each year on living expenses to have a comfortable retirement, based on the benchmarks Consider how much you need to have in your superannuation account before you retire to generate a comfortable retirement income Learn the fundamentals of how your superannuation works, and what you need to be paying attention to to maximise your compound investment goals over the years before retirement, and in the years after it Find out the formula to help us build out our own budgets, including access to the helpful epic retirement budgeting template, which is available for download here: https://epicretirement.com.au/budget/ Explore the things that can change or impact our retirement planning in the economy that we don’t have much control over, and how we can manage them. Prime Time with Bec Wilson is the podcast for all of us in the second half of life (47+) who want to live long, live well, and thoroughly enjoy it. Together we’ll dive deep into what will make this phase of life great, with insights from experts and pioneers. We talk about money, health, happiness, relationships, sex, travel and so much more. After all, there are no set rules for navigating this second half for our modern generations.  Follow us on social media and via email Get in touch with Bec here: [email protected] You can find the podcast:  @Primetimepod on Instagram @Primetime_podcast on Facebook Sign up for the Primetimers Newsletter at www.primetimers.net  - Get our newsletter with detailed podcast notes sent directly to your inbox every week plus all our helpful articles and updates.  Or follow and learn more about Bec Wilson @becwilsonepic on Facebook @epicretirement on Instagram  Or read her syndicated column in Nine Newspapers (The Sydney Morning Herald and The Age) each week here Nearing retirement?  Join the Retirement Dreaming: Epic Retirement Facebook Group Sign up for the Epic Retirement weekly newsletter at epicretirement.net  Get Bec Wilson’s bestselling book How to Have an Epic Retirement to learn about the six pillars of an epic retirement as you approach and prepare for your future retirement years. Now available - order here Visit Bec’s website at epicretirement.com.au to learn more about her work. See omnystudio.com/listener for privacy information.

The Mediterranean diet has been lauded by scientists for its ability to help people live longer, healthier and happier lives. So this week we’ve invited Prof. Catherine Itsiopoulos, one of Australia’s leading researchers of this remarkable diet, to explain the principles of the Mediterranean way of life and how you can integrate it into your daily routine.  Professor Catherine Itsiopolous is Dean of Health Sciences at RMIT University and she's spent her career studying the benefits of the Mediterranean Diet. She's dedicated to adapting the secrets of the 'Blue Zones' to a busy modern lifestyle, through her new book 'The Modern Mediterranean Diet'.   In Episode 4 of Prime Time, Bec Wilson and Professor Catherin Itsiopolous discuss:  Growing up Greek in Melbourne - Dietary habits start young  A 'day on the plate' of Mediterranean eating  The one ingredient you must add to your pantry  The truth about breakfast and intermittent fasting  The most researched dietary pattern in the world (here's what the science tells us) Eating to prevent dementia Wisdom from people living in the 'Blue Zones' Ultimate Mediterranean recipes from the author      Prime Time with Bec Wilson is the podcast for all of us in the second half of life (47+) who want to live long, live well, and thoroughly enjoy it. Together we’ll dive deep into what will make this phase of life great, with insights from experts and pioneers. We talk about money, health, happiness, relationships, sex, travel and so much more. After all, there are no set rules for navigating this second half for our modern generations.    Follow us on social media and via email Get in touch with Bec here: [email protected] You can find the podcast:  @Primetimepod on Instagram @Primetime_podcast on Facebook Sign up for the Primetimers Newsletter at www.primetimers.net  - Get our newsletter with detailed podcast notes sent directly to your inbox every week plus all our helpful articles and updates.  Or follow and learn more about Bec Wilson @becwilsonepic on Facebook @epicretirement on Instagram  Or read her syndicated column in Nine Newspapers (The Sydney Morning Herald and The Age) each week here Nearing retirement?  Join the Retirement Dreaming: Epic Retirement Facebook Group Sign up for the Epic Retirement weekly newsletter at epicretirement.net  Get Bec Wilson’s bestselling book How to Have an Epic Retirement to learn about the six pillars of an epic retirement as you approach and prepare for your future retirement years. Now available - order here Visit Bec’s website at epicretirement.com.au to learn more about her work. See omnystudio.com/listener for privacy information.

Selling your family home may well be the biggest change you make in life, and there's no real play book for getting it right. Dr. Nicola Powell is Chief of Research and Economics at Domain, Australia’s leading property marketplace, and she says downsizer trends are changing. And baby boomers are primed to benefit.  In Episode 3 of Prime Time, host Bec Wilson and Dr. Nicola Powell discuss:  The downsizer generation and the great Australian dream The Downsizer concession What the trends tell us  How to avoid downsizing twice in your life (and paying twice the stamp duty) The most frequently searched key words on Domain  Booming regional locations When to sell  Why you should consider apartment living   Prime Time with Bec Wilson is the podcast for all of us in the second half of life (47+) who want to live long, live well, and thoroughly enjoy it. Together we’ll dive deep into what will make this phase of life great, with insights from experts and pioneers. We talk about money, health, happiness, relationships, sex, travel and so much more. After all, there are no set rules for navigating this second half for our modern generations.    Follow us on social media and via email Get in touch with Bec here: [email protected] You can find the podcast:  @Primetimepod on Instagram @Primetime_podcast on Facebook Sign up for the Primetimers Newsletter at www.primetimers.net  - Get our newsletter with detailed podcast notes sent directly to your inbox every week plus all our helpful articles and updates.  Or follow and learn more about Bec Wilson @becwilsonepic on Facebook @epicretirement on Instagram  Or read her syndicated column in Nine Newspapers (The Sydney Morning Herald and The Age) each week here Nearing retirement?  Join the Retirement Dreaming: Epic Retirement Facebook Group Sign up for the Epic Retirement weekly newsletter at epicretirement.net  Get Bec Wilson’s bestselling book How to Have an Epic Retirement to learn about the six pillars of an epic retirement as you approach and prepare for your future retirement years. Now available - order here Visit Bec’s website at epicretirement.com.au to learn more about her work. See omnystudio.com/listener for privacy information.