On this episode of the Premium Finance Show, we talk with Austin Hatch, a Motivational Speaker from Michigan, United States. He has a very unfortunate but a great story to tell, about mindset, belief, faith, grit, and determination based on what he has gone through and what he's been able to accomplish in his life, and how he can communicate that to your team to help them understand that they're part of a bigger picture. You'd be well served to listen to this episode and even better served when you're done to reach out and book Austin as one of your speakers for your organization. You'll be well served to listen to this episode, and if you have a team of people working with you and you find yourself having to motivate and help them understand what they're part of, you'll be even better served by reaching out and booking Austin as a speaker for your organization. This is a great conversation that will really help make your team a high-performance team. LINKSShow Notes Contact About Cool Springs Financial About Austin Hatch - Overcome It GUEST Austin Hatch About Austin Special Guest: Austin Hatch.

On this episode of the Premium Finance Show, we talk with Dory Wiley, President, and CEO of Commerce Street Holdings. Dory has over 20 years of experience in commercial and investment banking and investment management. Most of the time people have the traditional stock-bond portfolio mix. Dory's decades of experience bring in investment banking, capital raises, retirement solutions, as well as his opinion on where life insurance...especially premium financed insurance as an asset class helps reduce the overall risk of a high net worth individual's broad portfolio. We talked about how you can increase yield in your portfolio while at the same time reducing the overall risk by adding alternative asset classes. LINKSShow Notes Contact About Cool Springs Financial About Commerce Street Holdings GUEST Dory A. WileyAbout Dory Special Guest: Dory A. WIley.

On today's episode of the Premium Finance Show, we're talking with Harry Schultz and Brian Bark of Lopez, Bark, and Schultz Law Firm from Orange County, California about the wide range of topics in insurance. LBS specializes in insurance-related matters and offers bespoke legal solutions in the insurance arena. We had a great conversation about premium finance structures for life insurance purposes, either on personal estate planning or from a corporate perspective, and how to deal with Buy and Sell agreements, Key personal policies, and Executive bonus structures. We talked about life insurance policies, third-party policies such as E&O, D&O Commercial General Lines, cyber, umbrella excess, crime, environmental policies, etc. LINKSShow Notes Contact GUESTS Brian Z. BarkAbout Brian Harry J. Schulz, III About Harry Special Guests: Brian Z. Bark and Harry J. Schulz, III.

On today's episode of the Premium Finance Show, we're talking with Miguel Garcia and Jimmy Milliron of National Brokerage Atlantic about their specialty focus on supporting wealthy global citizens and foreign nationals. The Foreign National/Wealthy Global Citizen market is significant and deserves attention. We had a great conversation about protecting assets in those other countries from government seizure and creating tax deferral opportunities using some of the structures Miguel and Jimmy have implemented for their Foreign National families. We also talked about providing liquidity for the second and third generation, an opportunity not often thought of or considered unreliable in other countries. LINKSShow Notes Contact GUEST Miguel Cardona Garcia About Miguel Jimmy Milliron About Jimmy Special Guests: Jimmy Milliron and Miguel Cardona Garcia.

On the show today, we are joined by Todd Jackson, an attorney at law with over three decades of experience. Todd specializes in capital gains for real estate and business sales for significant transactions. His expertise in these areas gives him the unique advantage of helping his clients navigate any sale involving business or real estate with the best possible results. He walks us through his capital gains strategy and how he creates value for his clients through tax planning. In this episode, he walks us through his ideal client and how he typically structures their transactions. LINKSShow Notes Contact About Cool Springs Financial About Todd Jackson Law GUEST Todd Jackson EsqAbout Todd Special Guest: Todd Jackson.

Today we are joined by successful musician/songwriter, former lead Guitarist of Paramore and current lead vocalist and guitarist of Farro, Josh Farro. Farro was a founding member of Paramore, serving as the band's lead guitarist and backing vocalist from 2004 until his exit in late 2010. He went on to found his own self named band, Farro, and has enjoyed enormous success throughout his career. His success and his love for his family quickly got him thinking about financial security and how he could ensure his family's future. In this episode, we explore the steps that Josh took to create a secure financial legacy for his family and how that got him peace of mind amid his amazing levels of success..   WATCH THE EPISODE   LINKSShow Notes The Premium Finance Scorecard Contact About Cool Springs Financial About Farro GUEST Josh FarroAbout Josh Special Guest: Josh Farro.

On today's episode of the Premium Finance Show, we are joined by the President of First Financial Resources, Mike Bell. Mike has over 40 years of experience in building and growing financial institutions and as the President of First Financial Resources, his knowledge of the inner workings of such a prestigious organization allows him to impart wisdom that would otherwise be difficult to come by. Everyone, from entrepreneurs to high level executives curious about the industry view on premium finance, organizational communication and leadership, would find great value in taking a listen to today's episode. LINKSShow Notes Contact About Cool Springs Financial About First Financial Resources GUEST Mike BellAbout Mike Special Guest: Mike Bell.

On today's episode of the Premium Finance Show, we are joined by one of the partners of the fractional CFO service, B2B CFO, Duncan McKeever. Duncan has over 30 years of experience as a senior-level executive with extensive finance, accounting and operational experience in diverse industries, including Energy, Healthcare, Security, Printing, Manufacturing, Employment, IT and Financial Services. This is a wide-ranging show as we discuss various topics ranging from employee retention to exit strategies, but one of the key themes is the need to decipher business financials to make sound strategic decisions. Duncan does a great job of articulating all of this and highlighting the benefits of the Cool Springs model when looking at key employees and transitional agreements for business owners, so you don't eat into the company's cash flow. Whether or not you think you need a CFO, there is a lot to benefit from in this episode. LINKSShow Notes The Premium Finance Scorecard Contact About Cool Springs Financial About B2B CFO GUEST Duncan McKeeverAbout Duncan Special Guest: Duncan McKeever.

Today on the Premium Finance Show, we welcome back Tra Kelly, Founder and President of Bascom advisors, to talk about interest rates and how the current situation impacts the Cool Springs Design. You may remember Tra was a guest on the show last summer when we talked about the Armageddon scenario of markets crashing and interest rate spikes. That irrational but very real emotion is closer to the surface now than it was last year, so he talks about what's happening with the Federal Reserve's plan to further raise rates and a helpful perspective on 'the sky is falling in' narrative the media like to portray. Tra truly understands the economics and sensitivity of the Cool Springs structure. He's as excited about it today as he was when he first heard about it and what he has to share will help you gain some peace of mind, as well as a better understanding of the relationship between interest rates, the federal reserve, the stock market, and the Cool Spring structure. LINKSShow Notes The Premium Finance Scorecard Contact About Cool Springs Financial About Bascom Advisors GUEST Tra KellyAbout Tra Special Guest: Tra Kelly.

Today on the Premium Finance Show, we invite Sam Watson, Chairman, and CEO of Cool Springs Financial, back onto the show to discuss some changes in the industry since he was last a guest. It was a great conversation discussing a wide range of subjects, including the contraction and shrinkage in the large policy section of the industry, AG49A and what that means for clients, the illustrated rate relative to actual performance, as well as inflation, rising interest rates, and what that means for our clients. We also talked about the pandemic, fewer people in the workplace and what that means for banks and the impact on insurance carriers. Lastly, we talked about why the Cool Springs strategy is still an opportunity that's as attractive today as it was a couple of years ago and why it will continue to be so in the future. A packed show you won't want to miss! LINKSShow Notes Contact About Cool Springs Financial GUEST Sam WatsonAbout Sam Special Guest: Samuel B. Watson.