It is no surprise to listeners, many of whom are in the trenches of strengthening under-invested communities, that few strategies are as impactful as Community Development Financial Institutions (CDFIs). These U.S. Department of Treasury-certified nonprofits operate in communities that banks do not serve, leaving them starved for capital and financial education. In many rural communities and in Indian Country specifically, CDFIs are often the only lending institutions available. It is important to note that low-income and communities of color carry the legacy of redlining and other public policies and corporate practices that intentionally barred low-income and people of color from small business loans and mortgages. It took years of grassroots action to move Congress to enact the Community Reinvestment Act and the Reigle Act, both of which are standout legislative solutions. On this episode of Power Station, Pete Upton, (Ponca Tribe of Nebraska) CEO of the Native CDFI Network, talks about how his on-the-ground members serve and invest in Native citizens across our nation, generating businesses, expanding homeownership and seeding generational wealth in Indian Country. He is a convener, bringing federal leaders, Native CDFI leaders and philanthropy to a common table to celebrate successes and advocate for what is needed and owed. 

Sometimes a single data point tells a story that cries out for our attention, reflection and action. In California, 35,000 people, two thirds of whom are Black and Brown, are serving life sentences in the state's prison system. Nationally, 200,000 men and women are serving life sentences, one of every 6 prisoners overall. And while the criminal justice system is long overdue for structural reform, we also need to examine, name and repair both the public systems, from housing to healthcare, that fail to meet basic needs and our societal failure to intervene when young people are struggling and showing signs of distress. It is the life's work of Keith Wattley, my guest on this episode of Power Station, to provide prisoners who have served decades behind bars with the legal and therapeutic interventions they did not receive earlier in life. Doing so uncovers that the violence and trauma they experienced led them to perpetrate violence on others. Uncommon Law, the game changing nonprofit organization that he founded 20 years ago makes navigating California's parole process and a pathway home possible. Imagine, as Keith says, if we all had the right to heal.

Ableism favors the non-disabled at any cost. That is the powerful phrase that resonates after my conversation with India Harville, an exceptionally talented dancer, educator and disability justice advocate. It conveys that ableism is structural, embedded in government systems and in our cultural norms, which limit the access of disabled people to resources, opportunity and agency over their own lives. This reality, although exacerbated in this toxic political climate is not new. It has taken fearless organizing by generations of disabled activists to forge game changing policy breakthroughs, including passage of the now embattled Americans for Disabilities Act and Fair Housing Laws. So, it is not surprising that for India, advocacy is an everyday necessity. She is active in legislative policy campaigns that advance disability justice and she uses her voice and expertise to support her fellow dancers in securing housing and attendents. At Embraced Body, the nonprofit she founded, India makes self-expression accessible to dancers with disabilities and other marginalized identities. As a consultant, she coaches organizations in taking the steps needed to create inclusive workplaces where everyone is seen and heard. We can all learn from India and for our collective humanity, we must.  

Shannan Herbert has watched many people walk past banks and the people-centered CDFI she leads on the same block, to take their financial business to check cashing places and liquor stores where the cost of cashing a check or taking out an emergency loan is extortionary. For years, CDFI associations, government agencies, and think tanks have reported on the millions of Americans who are unbanked and lack access to capital. As CEO of Washington Area Community Investment Fund (WACIF), which serves new and next-level entrepreneurs and small business owners in Washington DC's underinvested Wards 5, 7 and 8, Shannan wanted to know why people opted for such predatory establishments. In this episode of Power Station, she shares findings from WACIF's just-released report, Beyond Access: Addressing the Trust Gap to Unlock Responsible Capital. In listening sessions conducted in partnership with Onyx Therapy Group and Building Bridges Across the River, participants recounted interactions with financial institutions that left them feeling humiliated and unwelcome. The trauma they experienced led them to payday lenders whose practices are designed to keep low-income borrowers in debt. This report, followed by the creation of a changemaking financial product, will unlock systems transformation and personal opportunity.

It is exceedingly rare, in this political season, to find members of Congress on both sides of the aisle who agree on the value of a government policy to their constituents and the economic infrastructure in the red and blue states they represent. Community Development Financial Institutions, created through the Reigel Act of 1994 have earned that distinction because they deploy capital and technical guidance in low-income and rural communities that banks fail to serve. These 1,300 (mostly) nonprofit CDFIs are financial springboards for people and organizations who want to launch a community-oriented food business, preserve rental affordability through land trusts and facilitate worker owned enterprises. At a time in which Americans are deeply divided and economically stressed I wanted to know how CDFIs are faring and meeting the moment. For this episode of Power Station, I turned to trusted community development advisor John Holdsclaw, President and CEO of Rochdale Capital, for answers. In this episode of Power Station, we discuss the disconnect between what smaller funds need to serve community needs and what philanthropy is willing to provide. They need equity to sustain themselves and to make grants as modest as $5,000, which the data shows can be transformational. The stories are the data. We all need to listen.    

All parents know the heart wrenching feeling of having to work when they are worried about the safety of their children. Imagine if those parents are farmworkers who start their workday at 3:00am and use their remarkable and underpaid skills to harvest the crops that end up as food on our tables. Imagine if their only option for childcare is to bring their babies and toddlers into the fields with them. That scenario has become increasingly rare because of a highly committed and expert network of caring professionals who operate Migrant and Seasonal Head Start Centers, highly specialized early childhood facilities across 34 states. In this episode of Power Station, I speak with Cleofas Rodriguez, the powerhouse leader of National Ag Families Head State Association (formerly National Migrant and Seasonal Head Start Association) about the singular eco-system of farmworker families, educational providers and farmers he unites to ensure that the children of our nation's essential workers receive the early education and care needed to be successful when they enter kindergarten. It is a personal revelation for me each time I meet with this organization's brilliant summer interns. As Cleo says, investing in them yields the most extraordinary results. Hear Lizette and Sayra and you will agree.

What is more American than entrepreneurship, not the faux version appropriated by heirs to affluent parents but the creation of small businesses by risk takers seeking to support their families, innovate goods and services, and invigorate their communities?  As Audrey Roofeh explains on this episode of Power Station, it was small business owners who gambled their own safety to take care of community members during Operation Metro Surge in Minneapolis by the US Department of Homeland Security and ICE. An entrepreneur herself, Audrey's firm Mariana Strategies, which helped federal agencies cultivate workplaces free from misogyny, racism and anti-LGBTQ conduct was put out of business by a White House executive order banning DEI initiatives by government contractors. Audrey heard the alarm expressed by fellow small business owners about sustainability in a marketplace where the Rule of Law no longer applied. She founded Integrity Matters, a unique association or small business owners impacted by tariffs, ICE crackdowns, inflation and unpredictable governance. Its members are now organizing to protect voters in upcoming elections, a powerful example of how small business owners invest in us.             

There is a sea change underway in the social change and political activism arenas, and it is led by a burgeoning network of girls and women. A major force behind this transformation is Her Rising Initiative, a nonprofit founded by Cherie Animashaun who, as a teenager, was inspired to create a space for girls with aspirations to become changemakers. Its mission, to close the opportunity gap for girls and women in the social, business and political sectors is advanced by helping them to build the confidence needed to lead. My guest on this episode of Power Station is Carolina Nazario, who leads Her Action, a campaign of Her Rising that is laser-focused on the power of policymaking. Carolina brings passion and organizing savvy to developing the capacities of young women, through middle school trainings, college chapters and gatherings across multiple cities, to understand the legislative process, draft bills and advocate for change. We talk about the rise of violence against women in the political sphere and the bill designed to safeguard their involvement. Carolina is building the world, with a cadre of girls and women, where everyone has a place at the policymaking table.    

I love speaking with leaders whose innate capacity for engaging communities and influencing progress in politics, policy and culture comes from their character and not just their title. Rafael Collazo, executive director of the UnidosUS Action Fund, the 501c4 sister organization of UnidosUS, our nation's largest Latino civil rights organization, is that leader. UnidosUS, the organizational champion of 64 million Latinos who contribute $4.1 trillion to the U.S. economy has deepened its impact on politics and policy by through this tax designation and Action Fund. Rafael, a consummate political organizer, collaborates with the organization's members, a savvy network of community based organizations, to build the power needed for Latino families to thrive. This involves both supporting candidates who motivate the electorate and leading public policy campaigns in state legislatures and on Capitol Hill. As Rafael shares on this episode of Power Station, being responsive starts with listening to what the community aspires to. Those insights are embedded in the UnidosUS National Latino Economic Prosperity Agenda. Latinos wants to not just subsist, they want to achieve the American Dream, an increasingly elusive goal when the cost of housing is displacing families from their own neighborhoods. Rafael has much more to say here.  

This moment in America is living proof that the path to a just society requires the shedding of false narratives that demonize people and communities for social currency and political gain. These narratives influence how elected officials expend fiscal resources and which policies and regulations they enact. And it takes education, organizing and relationship building by nonprofits and people with lived experience to dispel myths and adopt new-found truths. In this episode of Power Station, Damien Cabezas, President and CEO of Community Connections DC, the largest nonprofit provider of mental health services in the nation's capital, offers a powerful example of how an historically maligned community remains stigmatized and profoundly misunderstood. While the public perceives that 70% of people with mental illness are violent the reality is that people with mental illness are more likely to be victims than perpetrators of crime. And as he explains, treatment, along with access to stable housing and community-based supports, leads to recovery and the capacity to thrive. Damien is an exceptional leader and advocate for people navigating mental illness and substance abuse disorders. He knows the costs to families, our economy and society when we embrace stigma over solutions.