Pool Nation Podcast
Pool Nation Podcast
Pool Nation
E-312 Pool Nation Podcast - The Financing Mistakes Costing Pool Pros Thousands Every Month. Joe Garcia, Lyon Financial
1 hour 35 minutes Posted Aug 3, 2026 at 6:00 am.
Welcome to the Pool Nation Podcast
Summer service stories and life in the field
Upcoming events
Hayward Training preview
Meet Joe Garcia
From Verizon and dark fiber to banking leadership
Entrepreneurship, leadership and the quinceañera business
Leadership vs. management
Sponsor Break
What Lyon Financial actually does
Financing beyond pool construction
Secured vs. unsecured financing explained
Hidden financing fees every contractor should understand
Why financing matters for pool service companies
How financing increases average ticket size
Final business lessons and closing thoughts
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1:35:25
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Show notes
Episode # 312 of the Pool Nation Podcast. What if one simple conversation could increase your average ticket by 30-40%?
In this episode of the Pool Nation Podcast, Edgar De Jesus and John "JJ Flawless" sit down with Joe Garcia of Lyon Financial to break down one of the most overlooked opportunities in the swimming pool industry: financing.
Whether you're a pool builder, service company, repair technician, remodeler, or equipment installer, financing isn't just for new pool construction anymore.
Joe shares how successful pool companies are using financing to help homeowners upgrade pumps, filters, heaters, automation systems, sanitization equipment, complete equipment pads, backyard projects, outdoor living spaces, and much more.
The conversation goes far beyond loans. You'll learn how financing can increase customer trust, improve your closing percentage, raise your average invoice, and help homeowners invest in better equipment without putting unnecessary pressure on their budget.
The episode also dives into:
• The biggest financing myths in the pool industry
• Why every pool professional should offer financing
• The difference between secured and unsecured loans
• Questions every contractor should ask a financing partner
• Hidden fees and fine print many contractors never discuss
• Why acceptance rate matters more than approval rate
• How financing can increase equipment upgrades and overall profitability
Joe also shares his unique career journey from Verizon and Bank of America to entrepreneurship, running a successful formal wear business, and ultimately becoming one of the industry's leading educators in pool financing.
If you're looking to grow your pool business, increase average ticket size, improve customer experience, and sell more premium equipment, this is an episode you don't want to miss.
Topics Covered
Pool financing for service companies
Pool builder financing
Equipment pad upgrades
Variable speed pumps
Pool automation
Pool heaters
Heat pumps
Pool filters
Outdoor living financing
Sales training for pool companies
Growing a pool service business
Pool business marketing
Leadership
Customer communication
Homeowner financing
Lyon Financial
Episode Timeline
Sponsors
A huge thank you to our partners for supporting Pool Nation and helping us educate the swimming pool industry.
SPPA
BlueRay XL
AquaStar Pool Products
Natural Chemistry
Raypak
Heritage Pool Supply Group
Hayward Pool Products
Poolside Tech
Pool Brain
Nidec / US Motors
Encore Coatings
Pool Invoice
OnCore