How plan sponsors can make virtual meetings more effective and engaging for plan participants of all ages.
May 19, 2022
16 min
Plan sponsors have a vast number of investment options to choose from when constructing plan menus – a daunting exercise not unlike choosing the correct combination of letters in a game of Wordle. Retirement Director Ben Rizzuto offers guidance on how to assess these options and build plan menus that meet a range of participant needs, today and into the future.
To learn what other market trends may affect participants and plan menus, read the https://cdn.janushenderson.com/webdocs/436027_PDR_2022PCSTrendsAndOpportunities_exp_01_30_23.pdf (2022 Trends and Opportunities) report from our Portfolio Construction and Strategy group.
https://www.janushenderson.com/en-us/advisor/article/2022-trends-and-opportunities/ (https://www.janushenderson.com/en-us/advisor/article/2022-trends-and-opportunities/)
https://www.janushenderson.com/en-us/advisor/rethinking-fixed-income-in-dc-plans/ (https://www.janushenderson.com/en-us/advisor/rethinking-fixed-income-in-dc-plans/)
Mar 23, 2022
21 min
The question of how much retirees can withdraw has only grown more complex in recent years. In this episode of Plan Talk, Retirement Director Ben Rizzuto discusses why traditional approaches to decumulation – such as the 4% rule – should be viewed as starting points rather than one-size-fits-all solutions, especially with inflation on the rise.
Feb 1, 2022
9 min
One of the biggest challenges retirement plan sponsors face is how to effectively communicate with participants and keep their attention. And in today’s virtual world, it’s more challenging than ever. In this episode, Retirement Director Ben Rizzuto outlines several ideas for interacting with participants to help them stay engaged with their retirement plans.
Apr 12, 2021
17 min
Like the prospect of cleaning up a messy room, taking those first steps toward financial independence can feel overwhelming. In fact, 53% of millennials are not sure where to start when it comes to making financial decisions. Retirement Director Ben Rizzuto shares three simple ideas to help younger people clean up their financial rooms through budgeting, controlling spending and making a written plan.
Mar 19, 2021
14 min
In this year’s final episode of Plan Talk, Retirement Director Ben Rizzuto recaps notable updates, trends and legal cases from the past year in the defined contribution space. And as always, he shares a playlist of his favorite new songs from 2020.
Ben’s Top Songs of 2020:
1. “All That Ever Mattered” – HAIM
2. “I Live at Night” – I Break Horses
3. “Inspirit” – Julianna Barwick
4. “Ingydar” – Adrianna Lenker
5. “Something I Do” – Sweet Whirl
6. “Ghost of Soulja Slim” – Jay Electronica
7. “A few words for the firing squad” – Run the Jewels
8. “Can I Believe You” – Fleet Foxes
9. “Highway” – St. Panther
10. “Lost in Yesterday” – Tame Impala
11. “Born Confused” – Porridge Radio
12. “Michigan Hammers” – Protomartyr
Jan 4, 2021
28 min
Many American workers fear that the Social Security trust could be depleted in the not-so-distant future, which may lead some individuals to collect their benefits early – a decision that can significantly reduce their earned benefit. In this episode of Plan Talk, Retirement Director Ben Rizzuto explains research-based techniques that can be used to help ensure people more fully consider their options and make better decisions regarding when to claim this important earned benefit.
Dec 3, 2020
22 min
In the latest episode of Plan Talk, Retirement Director Ben Rizzuto and Fixed Income Product Specialist Jessica Leoncini discuss current plan menu designs and investment trends in defined contribution (DC) plans. Referencing the findings from a survey Janus Henderson recently conducted with the Plan Sponsor Council of America, they explain how the lack of adequate fixed income options in many defined contribution plans could affect participants’ ability to retire comfortably – particularly with global interest rates at historic lows.
Nov 18, 2020
37 min
In the latest episode of Plan Talk, Retirement Director Ben Rizzuto discusses why it’s important for retirement plan sponsors to listen to plan participants in order to understand their needs – particularly during these challenging times. He suggests plan sponsors can gauge investor sentiment by reviewing participant surveys and record-keeper reports and use that data to create better education programs and resources.
Jun 18, 2020
20 min