What if changing your financial future started with just one dollar a day? In this episode of the Pink Money Podcast, Jerry Williams breaks down one of the simplest and most effective ways to begin saving money — even if you feel broke, overwhelmed, or stuck living paycheck to paycheck. Instead of focusing on complicated investing strategies or unrealistic financial goals, Jerry explains how building a small daily savings habit can help you develop confidence, consistency, and long-term finan...
May 15
14 min
Single & Struggling – Step 6: Now Voyager (The Transformation) This is the final step in the Single & Struggling series—and it’s where everything comes together. After organizing your finances, prioritizing what matters most, breaking the paycheck-to-paycheck cycle, and setting realistic goals, you’ve done the hard work. Now it’s time for transformation. Inspired by the classic film Now, Voyager, this episode is about becoming a fully independent, self-reliant person—someone who takes...
Mar 31
21 min
In Step 5 of the Single & Struggling series, we shift from survival to self-reliance—and inspiration comes from an unexpected place: the classic film Mildred Pierce. After organizing your finances, prioritizing what matters most, breaking the paycheck-to-paycheck cycle, and setting SMART goals, this episode is about something deeper—believing in your ability to create income and opportunity for yourself. Mildred’s story is a powerful reminder that when everything else falls away, your ski...
Mar 31
24 min
In this episode of the Single & Struggling series, we move into the next critical step: setting goals and taking control of your financial life. By now, you’ve organized your finances, prioritized your obligations, and started breaking the paycheck-to-paycheck cycle. Now it’s time to decide where you’re going—and build a realistic plan to get there. We walk through: How to set practical, achievable financial goals The difference between short-term survival goals and long-...
Mar 30
21 min
In this episode of the Pink Money Podcast, Jerry Williams continues the Single & Struggling series by tackling one of the most critical steps in breaking the paycheck-to-paycheck cycle: understanding where your money is actually going. After organizing bills and prioritizing urgent financial obligations, the next step is deeper analysis. Jerry walks you through how to track your spending, identify financial “pain points,” and take control of your cash flow—without relying on rigid budgeti...
Mar 28
18 min
When everything feels urgent and the bills are piling up, where do you even start? In this second episode of the Single & Struggling series, Jerry walks you through a practical “financial triage” system to help you prioritize what matters most when money is tight. You’ll learn how to sort your financial obligations into clear categories, focus on protecting your essentials like housing and income, and create a plan before making any payments or calls. This is not about perfection—it’s abo...
Mar 28
20 min
We all have a starting point—and sometimes it’s not pretty. In this episode of Pink Money, I share a personal story about facing financial chaos head-on and taking the first real step toward control. Before budgeting, before goal-setting, before any kind of plan—you have to understand where you are. That means opening the mail, organizing the mess, and getting a clear picture of what you’re dealing with. This isn’t about perfection. It’s about awareness. If you’ve ever felt overwhelmed, behin...
Mar 26
11 min
Credit utilization is one of the most important — and most misunderstood — parts of your credit score. In this episode of the Pink Money Podcast, Jerry Williams breaks down how credit utilization works, why it accounts for 30% of your credit score, and how even responsible borrowers can accidentally damage their credit rating. Using a real-life experience while helping manage his mother’s finances, Jerry explains how credit card balances can quietly exceed limits and negatively affect credit ...
Mar 7
26 min
In this episode Jerry talks about being single and alone and struggling financially what can you do? He offers some practical steps to help move you forward from the basics like taking stock of your financial situation and personal capabilities and skills, to developing necessary documents like a simple Letter of Instruction to help locate accounts, friends and relatives. Additionally he gives some ideas of ways to think about improving your life by vocational training, education, and using y...
Jan 1
35 min
403(b) plans confuse a lot of people - and so do the mysterious 457 plans. If you're lucky enough to have access to one (or both), you'll thank yourself later. SEO tags Core teacher retirement planeducator finances403b457b403b vs 457bpublic school benefits💬 Have a question or comment? Contact Jerry here
Dec 28, 2025
26 min
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