PenneyCast is a podcast by Penney Financial Partners where we catch up with interesting people to explore themes around the four pillars of financial freedom – growing wealth, family, protection and community – providing ideas and inspiration to live a more meaningful life. The Partner Practice is an appointed representative of and represents only St. James's Place Wealth Management PLC (which is authorised and regulated by the Financial Conduct Authority) for the purpose of advising solely on the Group's wealth management products and services, more details of which are set out on the Group's website www.sjp.co.uk/products. The 'St. James's Place Partnership' and the 'Partner' are marketing terms used to describe S. James's Place representatives. APPROVED SJP: XX/XX/XXXX