Show notes
Americans living in Singapore sit inside one of the most favorable tax environments for Roth conversions anywhere in the world. No capital gains tax, no dividend tax, and the conversion itself isn't taxed locally. Most are not using it, and most of their advisors do not even know it is available.Anne-Marie Regal founder of Avrio Wealth, built one of the first dual-licensed MAS and SEC fiduciary practices for US-connected families in Singapore. She shares what that planning opportunity looks like in practice, what the CPF gets wrong for Americans, and the financial mistakes she unwinds with new clients every week.──────────────────────────────────────────CHAPTER TIMESTAMPS──────────────────────────────────────────00:52 — How Ann Marie built a fiduciary practice for Americans in Singapore06:21 — MAS financial advisor license vs capital markets license10:32 — Why a US-based advisor eventually stops working from abroad16:48 — The Roth conversion window Americans in Singapore are not using22:00 — CPF: excellent for Singaporeans, problematic for US taxpayers28:06 — The most common financial mistakes US expats make in Singapore──────────────────────────────────────────ABOUT THE GUEST──────────────────────────────────────────Anne-Marie Regal, CFP®, is the founder of Avrio Wealth, a fiduciary financial planning firm with offices in Singapore and New York City. Avrio is dual-licensed with the Monetary Authority of Singapore and the SEC, and focuses exclusively on US-connected globally mobile families. Ann Marie has been based in Singapore since 2007 and built one of the first fee-only cross-border planning practices for Americans in Asia.──────────────────────────────────────────ABOUT YOUR HOST──────────────────────────────────────────Arielle Tucker, CFP® & IRS Enrolled Agent with Connected Financial Planning, is a cross-border financial planner based in Switzerland helping Americans living abroad navigate U.S. taxes, international investments, and cross-border financial planning.──────────────────────────────────────────LOVE THIS EPISODE?──────────────────────────────────────────Follow the show and leave a rating on Apple Podcasts or Spotify, it's the single biggest thing you can do to help other cross-border families find this show.──────────────────────────────────────────ABOUT PASSPORT TO WEALTH®──────────────────────────────────────────Passport To Wealth® is the platform for current and aspiring US expats. We connect globally mobile Americans with vetted, licensed cross-border financial advisors, tax professionals, and relocation experts who understand the financial and legal complexities of life abroad.STAY CONNECTEDWebsite: https://www.passporttowealth.com/Instagram: https://www.instagram.com/passporttowealthofficial/LinkedIn: https://www.linkedin.com/company/passport-to-wealth/──────────────────────────────────────────This episode is for educational purposes only and does not constitute tax, legal, or financial advice. Individual circumstances vary. Consult a qualified cross-border financial professional before making any financial or tax decisions.
