He'd spent years as a certified financial planner telling clients that the numbers matter. Then he moved his own family to Portugal, and found out the numbers were never really the hard part.In this episode, Mark Moberg shares what happened when his wife's company relocated the family to Lisbon: the six rough months his kids went through, the guilt of leaving an aging parent behind, and the concept from his book, The Life Arbitrage, that he now believes matters more than any spreadsheet, giving yourself permission to actually go through with the move.──────────────────────────────────────────CHAPTER TIMESTAMPS──────────────────────────────────────────00:00 – Moving Abroad for a Spouse's Job: What Families Need to Know First03:22 – Why Most Families Move Abroad Before Running the Numbers05:42 – Giving Yourself Permission to Relocate Your Family Abroad09:44 – How Family Reactions Impact Estate Planning and Gifting Before You Move12:52 – When Family and Friends Disagree About Your Move Abroad (and Why That's Normal)22:41 – How Your Identity Changes When You Move Abroad──────────────────────────────────────────ABOUT THE GUEST──────────────────────────────────────────Mark Moberg is a certified financial planner who moved his own family from Tampa, Florida to Lisbon, Portugal for his wife's job. He now works with Americans planning their own moves and is the author of The Life Arbitrage: Permission to Have Dessert.──────────────────────────────────────────ABOUT YOUR HOST──────────────────────────────────────────Arielle Tucker, CFP® & IRS Enrolled Agent with Connected Financial Planning, is a cross-border financial planner based in Switzerland helping Americans living abroad navigate U.S. taxes, international investments, and cross-border financial planning.──────────────────────────────────────────LOVE THIS EPISODE?──────────────────────────────────────────Follow the show and leave a rating on Apple Podcasts or Spotify, it's the single biggest thing you can do to help other cross-border families find this show.──────────────────────────────────────────ABOUT PASSPORT TO WEALTH®──────────────────────────────────────────Passport To Wealth® is the platform for current and aspiring US expats looking for trusted, fiduciary support. We connect globally mobile Americans with expert, licensed cross-border financial advisors, tax professionals, and relocation experts who understand the financial and legal complexities of life abroad.STAY CONNECTEDOrder Mark's Book: https://www.thelifearbitrage.comWebsite: https://www.passporttowealth.comInstagram: https://www.instagram.com/passporttowealthofficialLinkedIn: https://www.linkedin.com/company/passport-to-wealth──────────────────────────────────────────This episode is for educational purposes only and does not constitute tax, legal, or financial advice. Individual circumstances vary. Consult a qualified cross-border financial professional before making any financial or tax decisions.Mentioned in this episode:Pre-order "The Expat Money Playbook"Find your cross-border expert on the Passport To Wealth™ directoryPassport to Wealth is a proud member of the SwissCast NetworkDiscover more podcasts for English-speaking SwitzerlandSwissCast NetworkPre-order "The Expat Money Playbook"Click here to subscribe to our newsletter

Most people never ask what happens to their estate plan, their prenup, or their inheritance if they move to another country, and that assumption can cost families everything. This episode digs into exactly that gap. International tax attorney Christine Concepción joins Arielle to unpack how residency rules, inheritance tax, prenups, and trust structures behave differently once a US family crosses a border.──────────────────────────────────────────CHAPTER TIMESTAMPS──────────────────────────────────────────00:00 - Cross-border Estate Planning: Who Needs It and Why05:55 - US Estate Tax vs. Inheritance Tax Abroad09:30 - How an Unplanned Inheritance Becomes Taxable in the US12:38 - Why Your Prenup Might Not Hold Up After Moving Abroad18:09 - Dividing Foreign Company Shares in a Divorce Settlement26:20 - Why US Trust Structures Often Fail Once You Move Abroad──────────────────────────────────────────ABOUT THE GUEST──────────────────────────────────────────Christine Concepción is an international tax attorney whose practice covers cross-border tax planning, estate planning, pre-immigration planning, expatriation, FBAR compliance, and tax controversy for individuals, families, and closely held businesses.──────────────────────────────────────────ABOUT YOUR HOST──────────────────────────────────────────Arielle Tucker, CFP® & IRS Enrolled Agent with Connected Financial Planning, is a cross-border financial planner based in Switzerland helping Americans living abroad navigate U.S. taxes, international investments, and cross-border financial planning. ──────────────────────────────────────────LOVE THIS EPISODE?──────────────────────────────────────────Follow the show and leave a rating on Apple Podcasts or Spotify, it's the single biggest thing you can do to help other cross-border families find this show.──────────────────────────────────────────ABOUT PASSPORT TO WEALTH®──────────────────────────────────────────Passport To Wealth® is the platform for current and aspiring US expats. We connect globally mobile Americans with vetted, licensed cross-border financial advisors, tax professionals, and relocation experts who understand the financial and legal complexities of life abroad.STAY CONNECTEDConnect with Christine on LinkedIn: https://www.linkedin.com/in/christineaconcepcionWebsite: https://www.passporttowealth.com/Instagram: https://www.instagram.com/passporttowealthofficial/LinkedIn: https://www.linkedin.com/company/passport-to-wealth/──────────────────────────────────────────This episode is for educational purposes only and does not constitute tax, legal, or financial advice. Individual circumstances vary. Consult a qualified cross-border financial professional before making any financial or tax decisions.Mentioned in this episode:Pre-order "The Expat Money Playbook"Passport to Wealth is a proud member of the SwissCast NetworkDiscover more podcasts for English-speaking SwitzerlandSwissCast NetworkFind your cross-border expert on the Passport To Wealth™ directoryPre-order "The Expat Money Playbook"Click here to subscribe to our newsletter

A safety incident at her kids' school was the last straw. Within months, one family had traded the US for Medellín, Colombia, and started building a life around a completely different set of values.Alyssa Bolaños grew up between cultures long before she ever considered leaving the US permanently. In this episode, she shares how she and her husband decided where to raise their two boys, why they picked Medellín specifically, what surprised them about safety once they arrived, and how they built their residency status around their children rather than a spousal visa.──────────────────────────────────────────CHAPTER TIMESTAMPS──────────────────────────────────────────00:00 – Raising Global Kids: How Expat Families Choose Where Home Is04:36 – The Safety Incident That Pushed One Family to Leave the US09:33 – How to Choose a Walkable City with Easy Access to Nature14:28 – What Daily Life and Safety Actually Look Like in Colombia20:33 – How to Get Residency in Colombia Through Your Children23:07 – Healthcare Costs After Leaving the US Healthcare System──────────────────────────────────────────ABOUT THE GUEST──────────────────────────────────────────Alyssa Bolaños is the bilingual Latina creator behind Casa Belanos. She moved with her husband and two young boys from the US to Colombia, by way of a three-month world-schooling program in Uruguay, and shares the realities of raising global, bilingual kids online.──────────────────────────────────────────ABOUT YOUR HOST──────────────────────────────────────────Arielle Tucker, CFP® & IRS Enrolled Agent, is a cross-border financial planner based in Switzerland helping Americans living abroad navigate U.S. taxes, international investments, and cross-border financial planning.──────────────────────────────────────────LOVE THIS EPISODE?──────────────────────────────────────────Follow the show and leave a rating on Apple Podcasts or Spotify, it's the single biggest thing you can do to help other cross-border families find this show.──────────────────────────────────────────ABOUT PASSPORT TO WEALTH™──────────────────────────────────────────Passport To Wealth™ is the platform for current and aspiring US expats. We connect globally mobile Americans with vetted, licensed cross-border financial advisors, tax professionals, and relocation experts who understand the financial and legal complexities of life abroad.STAY CONNECTEDFollow Alyssa on Instagram: https://www.instagram.com/casabolanos/Website: https://www.passporttowealth.com/Instagram: https://www.instagram.com/passporttowealthofficial/LinkedIn: https://www.linkedin.com/company/passport-to-wealth/──────────────────────────────────────────This episode is for educational purposes only and does not constitute tax, legal, or financial advice. Individual circumstances vary. Consult a qualified cross-border financial professional before making any financial or tax decisions.Mentioned in this episode:Passport to Wealth is a proud member of the SwissCast NetworkDiscover more podcasts for English-speaking SwitzerlandSwissCast NetworkPre-order "The Expat Money Playbook"Find your cross-border expert on the Passport To Wealth™ directoryClick here to subscribe to our newsletter

A Trump Account, officially called a 530A account, is a new federal retirement account for children, funded by a $1,000 seed deposit for every eligible US citizen baby born between January 1, 2025 and December 31, 2028. For US expat families, the eligibility rules and account-opening process raise questions the law doesn't answer yet.Cross-border tax advisor Christie DuChateau, EA, of BNC Tax joins host Arielle Tucker, CFP®, EA to break down who actually qualifies for the $1,000 seed deposit, what it takes to open and fund one from outside the US, and where the process breaks down for parents with a foreign address or a child without a US Social Security number.Christie and Arielle also compare notes from opening their own accounts, one through the Trump Account app and one through the web at trumpaccounts.gov, with different results for foreign addresses and phone verification. They cover how a Trump Account stacks up against a 529 plan, a UTMA, and a kids' Roth IRA, and explain why it may be one of the only ways for a US citizen child living in Europe to legally hold a US ETF.──────────────────────────────────────────CHAPTER TIMESTAMPS──────────────────────────────────────────00:00 – What Is a Trump Account and Who Is It For?02:31 – Who Qualifies for the $1,000 Trump Account Seed Deposit05:16 – How to Open a Trump Account from Outside the US16:07 – Funding a Trump Account Without a US Bank Account20:12 – Trump Account vs. 529, Roth IRA, and UTMA: What's the Difference25:09 – How a Trump Account Lets US Citizen Children Abroad Buy US ETFs──────────────────────────────────────────ABOUT THE GUEST──────────────────────────────────────────Christie DuChateau is a tax advisor with BNC Tax, based in the Netherlands, working with US expat families on cross-border tax planning.──────────────────────────────────────────ABOUT YOUR HOST──────────────────────────────────────────Arielle Tucker, CFP® & IRS Enrolled Agent, is a cross-border financial planner with Connected Financial Planning, based in Switzerland, helping Americans living abroad navigate U.S. taxes, international investments, and cross-border financial planning.──────────────────────────────────────────LOVE THIS EPISODE?──────────────────────────────────────────Follow the show and leave a rating on Apple Podcasts or Spotify; it's the single biggest thing you can do to help other cross-border families find this show.──────────────────────────────────────────ABOUT PASSPORT TO WEALTH™──────────────────────────────────────────Passport To Wealth™ is the platform for current and aspiring US expats. We connect globally mobile Americans with fiduciary, licensed cross-border financial advisors, tax professionals, and relocation experts who understand the financial and legal complexities of life abroad.STAY CONNECTEDWebsite: https://www.passporttowealth.com/Instagram: https://www.instagram.com/passporttowealthofficial/LinkedIn: https://www.linkedin.com/company/passport-to-wealth/Follow Christie on Instagram: https://www.instagram.com/christietalkstax/──────────────────────────────────────────This episode is for educational purposes only and does not constitute tax, legal, or financial advice. Individual circumstances vary. Consult a qualified cross-border financial professional before making any financial or tax decisions.Mentioned in this episode:Passport to Wealth is a proud member of the SwissCast NetworkDiscover more podcasts for English-speaking SwitzerlandSwissCast NetworkPre-order "The Expat Money Playbook"Find your cross-border expert on the Passport To Wealth™ directoryClick here to subscribe to our newsletter

Can you keep buying US ETFs after you move to Europe? Austin Davidson found out the answer is more complicated than it should be.Most Americans moving to Europe don't realize that a regulation called MiFID II can quietly cut off direct access to the ETFs they've always used. In this episode, Austin Davidson, an American investor living in Germany, shares exactly what happened when his brokerage account stopped working the way he expected, and Blair Hoover, founder of Choose Your Own Finance, breaks down why the restriction exists, who it actually targets, and what Austin did to start investing again.──────────────────────────────────────────CHAPTER TIMESTAMPS──────────────────────────────────────────00:00 – Why Americans Abroad Lose Access to US ETFs05:48 – MiFID II and the Professional Investor Exemption Explained09:33 – Investing Options for Americans Blocked From US ETFs15:01 – How to Learn Options Trading for Cross-Border Investors19:18 – The Legal Way to Acquire US ETFs Using Cash-Secured Puts26:01 – Rebuilding a US ETF Portfolio After Losing Direct Access──────────────────────────────────────────ABOUT THE GUESTS──────────────────────────────────────────Austin Davidson is an American living in Germany who lost direct access to US ETFs when MiFID II came into force in 2019. He spent years exploring workarounds before learning to use options strategies to legally acquire US ETF shares again.Blair Hoover is a financial independence coach and founder of Choose Your Own Finance, where she helps clients navigate the practical realities of cross-border investing and personal finance.──────────────────────────────────────────ABOUT YOUR HOST──────────────────────────────────────────Arielle Tucker, CFP® & IRS Enrolled Agent, is a cross-border financial planner based in Switzerland helping Americans living abroad navigate U.S. taxes, international investments, and cross-border financial planning.──────────────────────────────────────────LOVE THIS EPISODE?──────────────────────────────────────────Follow the show and leave a rating on Apple Podcasts or Spotify, it's the single biggest thing you can do to help other cross-border families find this show.──────────────────────────────────────────ABOUT PASSPORT TO WEALTH™──────────────────────────────────────────Passport To Wealth™ is the platform for current and aspiring US expats. We connect globally mobile Americans with vetted, licensed cross-border financial advisors, tax professionals, and relocation experts who understand the financial and legal complexities of life abroad.──────────────────────────────────────────RESOURCES MENTIONEDOptions Education: https://www.optionseducation.org/strategies/acquire-stockSMB Capital's Channel: https://www.youtube.com/watch?v=Kg0ts5NGr0o&t=207s──────────────────────────────────────────STAY CONNECTEDWebsite: https://www.passporttowealth.com/Instagram: https://www.instagram.com/passporttowealthofficial/LinkedIn: https://www.linkedin.com/company/passport-to-wealth/──────────────────────────────────────────This episode is for educational purposes only and does not constitute tax, legal, or financial advice. Individual circumstances vary. Consult a qualified cross-border financial professional before making any financial or tax decisions. Arielle Tucker, CFP® operates as a fiduciary in accordance with applicable professional regulations.Mentioned in this episode:Click here to subscribe to our newsletterPre-order "The Expat Money Playbook"Passport to Wealth is a proud member of the SwissCast NetworkDiscover more podcasts for English-speaking SwitzerlandSwissCast NetworkFind your cross-border expert on the Passport To Wealth™ directory

Can ChatGPT replace a cross-border financial advisor? Aditi Kapadia, CFA, CFP® says not yet.Most people using AI for a cross-border move are getting confident, plausible answers to the wrong questions. In this episode, Aditi Kapadia, a cross-border financial planner serving US-Canada families and one of the most AI-forward advisors in the industry, joins host Arielle Tucker, CFP®, EA to break down how AI is changing financial planning, where it's dangerously incomplete, and how to use it well before you ever book a call with an advisor.──────────────────────────────────────────CHAPTER TIMESTAMPS──────────────────────────────────────────00:00 – Introduction: Aditi Kapadia, CFA, CFP®, founder of WealthIQ01:08 – From robo-advisors to cross-border planning03:36 – Why clients now show up with "I asked ChatGPT" already in hand04:48 – ChatGPT connecting directly to bank accounts05:57 – How accurate is AI really — and why the question matters more than the answer08:29 – Cross-border planning as a series of "ginormous decisions" AI can't prioritize12:32 – Compliance, client data, and moving carefully on AI16:30 – The hidden cost of DIY cross-border tax planning17:38 – How to use ChatGPT to prepare for your first advisor meeting20:07 – "Is my situation complex enough for cross-border planning?"22:20 – Why the most "optimal" AI answer isn't always the right one for you26:06 – The one thing AI can't give you: accountability──────────────────────────────────────────ABOUT THE GUEST──────────────────────────────────────────Aditi Kapadia, CFA, CFP® is the founder of WealthIQ, where she serves US-Canada cross-border families. A Canadian living in the US, she previously built a robo-advisory investment product and is known as one of the most AI-forward voices in cross-border financial planning today.──────────────────────────────────────────ABOUT YOUR HOST──────────────────────────────────────────Arielle Tucker, CFP® & IRS Enrolled Agent, is a cross-border financial planner based in Switzerland helping Americans living abroad navigate U.S. taxes, international investments, and cross-border financial planning.──────────────────────────────────────────LOVE THIS EPISODE?──────────────────────────────────────────Follow the show and leave a rating on Apple Podcasts or Spotify, it's the single biggest thing you can do to help other cross-border families find this show.──────────────────────────────────────────ABOUT PASSPORT TO WEALTH™──────────────────────────────────────────Passport To Wealth™ is the platform for current and aspiring US expats. We connect globally mobile Americans with vetted, licensed cross-border financial advisors, tax professionals, and relocation experts who understand the financial and legal complexities of life abroad.STAY CONNECTEDWebsite: https://www.passporttowealth.com/Instagram: https://www.instagram.com/passporttowealthofficial/LinkedIn: https://www.linkedin.com/company/passport-to-wealth/──────────────────────────────────────────This episode is for educational purposes only and does not constitute tax, legal, or financial advice. Individual circumstances vary. Consult a qualified cross-border financial professional before making any financial or tax decisions. Arielle Tucker, CFP® operates as a fiduciary in accordance with applicable professional regulations.Mentioned in this episode:Find your cross-border expert on the Passport To Wealth™ directoryPre-order "The Expat Money Playbook"Passport to Wealth is a proud member of the SwissCast NetworkDiscover more podcasts for English-speaking SwitzerlandSwissCast NetworkClick here to subscribe to our newsletter

Season 4 of Passport To Wealth™ is here, and it's picking up right where the conversation matters most: what actually happens to your money, your family, and your identity once your life crosses a border.Host Arielle Tucker, CFP®, EA is a certified financial planner, IRS enrolled agent, and fellow US expat living in Switzerland. In this short kickoff episode, she previews everything coming this season.What's ahead in Season 4:US Social Security for expats: what you need to know before and after you leaveCurrency exchange and currency risk for globally mobile familiesThe promise and the limits of AI when it comes to answering complex cross-border tax, legal, and immigration questionsCross-border planning in SingaporeBuilding a family life in ColombiaCaring for aging parents who live on a different continentPractical tax and financial planning guidance for anyone who is already abroad, planning a move, or just trying to understand what life outside the US could look likeThis season also marks a major milestone. Arielle's new book, The Expat Money Playbook, is now available for pre-order through Wiley. It's a practical roadmap for Americans navigating the financial, tax, and lifestyle decisions that come with moving abroad, full of checklists and frameworks to make the process less overwhelming.The goal of Passport To Wealth™ has never been just to help you move abroad. It's to help you build wealth and a life that actually aligns with your values, wherever in the world that life happens to be.Whether you're dreaming about leaving, already living overseas, raising a family abroad, planning for retirement, or just trying to make sense of the cross-border rules that follow Americans everywhere, this season is for you.Subscribe to Passport to Wealth wherever you listen to podcasts.Watch the full video conversations on YouTube.Pre-order The Expat Money Playbook at passporttowealth.com.Mentioned in this episode:Passport to Wealth is a proud member of the SwissCast NetworkDiscover more podcasts for English-speaking SwitzerlandSwissCast Network

Carl Richards is a certified financial planner, the New York Times Sketch Guy, and the author of Your Money: Reimagining Wealth in 101 Simple Sketches. He moved from Utah to New Zealand with his family in a matter of weeks. His wife bought plane tickets ten days after hearing about a friend's available house. Ninety days later, they had moved.This episode covers:How Carl became the New York Times sketch guy (a desperate drawing on a whiteboard)Why showing up and being consistent matters moreHow Carl's wife pulled the rescue cord and moved the family to New ZealandThe detox from US money and work culture that Carl did not see comingMoving teenagers abroad during a senior year of high schoolWhy New Zealanders ask about holidays and weekends, not jobsThe French cafe lesson: you think this is about money. It is about food.The worry list: a blank page. Nothing is helped by worrying.The cognitive load of a simple grocery store in a new countryCarl's daughter's advice: you thought you were going to have an adventure without it being hardWhy Carl would spend his savings again without thinking twiceCarl and host Arielle Tucker, CFP®, EA discuss why most of what we worry about never happens and why moving abroad does not require a perfect plan.ResourcesRead Carl's latest book Your Money: Reimagining Wealth in 101 Simple SketchesSubscribe to the Passport to Wealth newsletter: passporttowealth.com/contactFind a vetted cross-border advisor: passporttowealth.com/directoryAre you a qualified professional serving US expats? Apply to passporttowealth.com/joinMentioned in this episode:Pre-order "The Expat Money Playbook"Passport to Wealth is a proud member of the SwissCast NetworkDiscover more podcasts for English-speaking SwitzerlandSwissCast NetworkFind your cross-border expert on the Passport To Wealth™ directoryStay up to date on what's happening globally....Click here to subscribe to our newsletter

Christian Gulizzi is a cross-border tax advisor licensed in the United States as a CPA, in Germany as a Steuerberater, and in Italy as a Dottore Commercialista. He was born to an Italian and German parent, grew up navigating cross-border complexity, and built his entire academic and professional career around it. He currently lives and works from the Italian Riviera.This episode covers:The biggest misconception Americans have about taxes when moving to EuropeWhy leaving money in US accounts does not protect it from European tax authoritiesThe 183-day rule and why it does not mean what most people thinkHow German residency can begin on day one simply by having a home thereWhy a US LLC provides no protection from the tax authority where you are physically workingItaly's €300,000 foreign flat tax for high net worth individualsThe 7% flat tax for retirees moving to southern Italian towns under 30,000 inhabitantsThe Impatriati regime: up to 90% income exemption for workers and researchersThe Forfettario regime: 5% flat tax for self-employed people earning under €85,000Why German courts have blocked tax incentive regimes as unconstitutionalItaly vs. Germany inheritance tax: €1 million exemption at 4% vs. €400,000 at 19-33%Christian's single most important piece of advice before any move to EuropeWhy pre-immigration planning is critical: fixing mistakes after residency is almost impossibleWe discuss the specific misconceptions that create the most expensive problems for Americans moving abroad, the legal incentive regimes Italy offers that most people never find in time to use, and why the country you choose to move to is itself a financial decision.ResourcesConnect with Christian on LinkedInSubscribe to the Passport to Wealth newsletter: passporttowealth.com/contactFind a vetted cross-border advisor: passporttowealth.com/directoryAre you a qualified professional serving US expats in Europe? Apply to passporttowealth.com/joinMentioned in this episode:Pre-order "The Expat Money Playbook"Passport to Wealth is a proud member of the SwissCast NetworkDiscover more podcasts for English-speaking SwitzerlandSwissCast NetworkFind your cross-border expert on the Passport To Wealth™ directoryStay up to date on what's happening globally....Click here to subscribe to our newsletter

Daniel Tostado is a naturalized French citizen, a dual-qualified attorney (US and France), and the founder of Tostado Avocats, an immigration law firm dedicated to helping Americans navigate the French legal system. He moved from San Diego to France in 2010, completed a French master's degree, passed the bar on both sides of the Atlantic, and has since built a practice focused exclusively on French visas, residency permits, and citizenship pathways. He also runs a winter homeless shelter for refugees in Paris.This episode covers:The four main visa categories for Americans moving to France (visitor, student, entrepreneur, and family-based)Why the visitor visa is the most popular route and who it's right forThe legal gray area around remote work for US employers on a French visitor visaHow the Franco-American tax treaty protects American assets including Roth IRAsFrance's healthcare system and how Americans access it from day oneThe entrepreneur visa: what France wants to see in your business planWhy selling your US home after establishing French residency can trigger unexpected capital gainsNaturalization by marriage and the timeline to a 10-year residency cardHow quickly you can realistically get a French visa (spoiler: faster than most countries)We discuss the legal pathways Americans actually use to move to France, the tax and healthcare systems that await them, and the cultural realities of building a life in a country that does not automatically trust the stranger.ResourcesFollow Daniel on Instagram @tostadoavocatsListen to our episode with Céline Flores-TavukcuogluAre you a qualified professional serving US expats in France or Europe? Apply to passporttowealth.com/joinSubscribe to the Passport to Wealth newsletter: passporttowealth.com/contactFind a vetted cross-border advisor: passporttowealth.com/directoryMentioned in this episode:Passport to Wealth is a proud member of the SwissCast NetworkDiscover more podcasts for English-speaking SwitzerlandSwissCast NetworkFind your cross-border expert on the Passport To Wealth™ directoryPre-order "The Expat Money Playbook"Stay up to date on what's happening globally....Click here to subscribe to our newsletter