Grab a pen cause you're gonna want to write this info down. Gary lays out lots of real-life scenarios that emphasize the need for planning. Getting your house in order now can benefit you tremendously while you are still alive and also when you are dead. Make a WILL, think about a TRUST - Gary talks about the pillars of financial planning - Legal, Tax, Financial, and Health. Best to work with a professional when creating your Wills, Trusts, Power of Attorney, and other instruments like these. It's worth the upfront investment to do it right the first time.