No Debt, No Credit, No Problems

Steve Stewart

Are you looking for a simpler way to handle your money and build wealth? I have discovered that it doesn’t take a degree in Finance to be debt free and you don’t need to play the credit-score game to be credit-worthy. Since 2007, I have helped people understand how money really works. I teach people how to save, buy things without credit cards, and create rich habits instead of a credit score. Each episode will feature an in-depth discussion about a financial topic or service, we will learn about income taxes with an ex-IRS Agent, and we will learn from Tom Corley’s Rich Habits.

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Top 5 Reasons You Should Never Default on Student Loans with Jay Fleischman

Can you be arrested for not paying student loans? No, not directly. However, not paying student loans can have far-worse implications than not paying credit cards or your mother-in-law. Jay Fleischman, a lawyer who concentrates on Consumer Protection, brings us the 5 reasons you should […]

Jul 10, 2018

1 hr 1 min

Changing Credit Scores from 123 to ABC with eCredable

Debt free people: Have no fear. You can prove you are creditworthy without a FICO score with eCredable. Steve Ely joins us to share how the credit scoring landscape is changing. Not only are more lenders leaving the traditional credit score algorithm behind but they […]

Jun 10, 2018

50 min

SoFi Joins the No FICO Zone and Brings Fairness to Lending

When I say “No Debt, No Credit, No Problems”, what do you think about? NO DEBT – YEAH! I could go for that. NO CREDIT – Whaaaaaaa? You gotta have credit! NO PROBLEMS – Wait, what kind of riddle is this? Well, the times – they are a-changin’. […]

May 30, 2018

34 min

My Favorite Budgeting Program Gets An Upgrade: NEW YNAB

If you could design a budget program for yourself, what would it need? The flexibility to adjust with variable spending or an irregular income Force me to save for emergencies, home improvements, and a new car Automatically insert transaction information automatically based on the store […]

May 15, 2018

47 min

Don’t Worry About Retirement, Be Inspired Instead – Interview with Chris Hogan

Many of us fear being unprepared for retirement – and that’s because we don’t have our number. What is “our number”? My guest today is Chris Hogan, financial ROCK STAR and Dave Ramsey personality, shares how to find your number by taking the RIQ: Retire Inspired Quotient […]

Apr 29, 2018

47 min

Do Credit Scores Predict the Success Of Your Romantic Relationship?

Recent studies that have linked credit scores to one’s ability to drive and to the chances of having a heart attack. The Today show featured a study that showed credit scores can predict if a relationship will last. Can this be true? My guest, Professional Counselor Brian […]

Apr 1, 2018

37 min

Top 5 Ways To Save BIG Money

Do you think it is possible that you could adjust your lifestyle enough to save 50% of what you made? What if I told you that you could do it and NOT live in a van by the river? It sounds crazy, impossible, OUTLANDISH – […]

Mar 14, 2018

44 min

Myths That Ruin Retirement with Roger Whitney

What image comes to mind when I say the word “retirement”? Drinks with umbrellas and sandy beaches? Do you think of Captain Stubing and cruise ships? Tee times (if you are a man) or Tea Times (if a woman)? There is no wrong answer here […]

Mar 9, 2018

35 min

Tom Corley Knows the Habits of the Rich

What do you think of when I say “Rich”? Are you thinking of your friend Richard? Maybe your mind wandered to the image of sticking your finger into a container of thick, creamy chocolate icing? Chances are, since you are listening to a show about […]

Mar 6, 2018

22 min

An Ex-IRS Agent Spells the IRS: THEIRS

Today we introduce tax expert, Andy Magnus. Andy is an ex-IRS Agent and trained other IRS agents before moving on to better things as a CPA. Andy is going to use his incredible talent of explaining complex topics while bringing a bit of humor to […]

Mar 1, 2018

16 min