
In this episode of Mortgage Business Uncut, the hosts discuss the recent property market trends and the challenges faced by borrowers. They highlight the concerns raised by the major banks about people not paying building insurance and the potential risks associated with it. This week, they discuss: The impact of rising interest rates on borrowers’ spending and subscriptions The changes in the RBA’s meeting schedule and governance The new era for the RBA under the new governor Michele Bullock
Jul 17, 2023
27 min

The Mortgage Business Uncut podcast is your weekly analysis of the biggest themes shaping the Australian mortgage market. Join Alex Whitlock, Annie Kane, and Kate Aubrey as they discuss the latest activity in the auction markets, the increasing number of lenders bringing in serviceability exceptions, and reaction to the RBA’s July cash rate decision. This week, they discuss: Clearance rates remain elevated amid dwindling stock Will ANZ change its buffers? Run Rocket Run’s huge 500km run in 106 hours And much more!
Jul 10, 2023
25 min

The Mortgage Business Uncut podcast is your weekly analysis of the biggest themes shaping the Australian mortgage market. Join Alex Whitlock, Annie Kane, and Adrian Suljanovic as they discuss why peak cash rate forecasts have changed recently, what has changed in home buying incentives this financial year, and how the major banks’ mortgage books have been faring recently. This week, they discuss: Why house prices are still rising Prediction changes for the terminal cash rate The expanded criteria for Home Guarantee Scheme for FY24 And much more!
Jul 3, 2023
26 min

The Mortgage Business Uncut podcast is your weekly analysis of the biggest themes shaping the Australian mortgages market. Join Kate Aubrey and Adrian Suljanovic as they discuss the solid clearance rates this week, which lenders dropped their serviceability buffer, and there’s growing consensus from the major bank’s economists on where interest rates will peak. This week, they discuss: New home sales and auction activity Major banks’ economists fear more hikes likely CBA lowers serviceability buffer New Broker Academy roadshow wraps up And much more!
Jun 26, 2023
24 min

The Mortgage Business Uncut podcast is your weekly analysis of the biggest themes shaping the Australian mortgage market. Join Annie Kane, Kate Aubrey, and Adrian Suljanovic, as they discuss the strength in the property market, new stamp duty reforms, and revised forecasts for the terminal cash rate. This week, they discuss: The strongest auction activity in three months Why economists now think peak cash rate is 4.6% South Australia announces stamp duty exemptions for FHBs buying new homes And much more!
Jun 19, 2023
24 min

The Mortgage Business Uncut podcast is your weekly analysis of the biggest themes shaping the Australian mortgage market. Join Annie Kane, Grace Ormsby, and Adrian Suljanovic, as they discuss strong auction activity, whether it’s more affordable to rent or buy property at the moment, and why the terminal cash rate keeps moving. This week, they discuss: How auction activity fared over the monarch’s birthday long weekend How economists reacted to the June cash rate decision Why APRA is keeping a close eye on buffer exceptions And much more!
Jun 13, 2023
28 min

The Mortgage Business Uncut podcast is your weekly analysis of the biggest themes shaping the Australian mortgage market. Join Alex Whitlock, Annie Kane, and Kate Aubrey as they discuss the strong demand for property and what’s driving it, predictions for the June cash rate call, and why a drop in refinance activity might just be a ‘blip’. This week, they discuss: Why we are still seeing high auction clearance rates What the RBA will do to the cash rate in June Why refinance activity dropped in April And much more!
Jun 5, 2023
33 min

The Mortgage Business Uncut podcast is your weekly analysis of the biggest themes shaping the Australian mortgage market. Join Alex Whitlock, Annie Kane, and Kate Aubrey as they discuss the strength in the auction market and what’s driving high clearance rates, the raft of new land tax and stamp duty reforms announced across the country, and the arrival of the ‘fixed rate cliff’. This week, they discuss: Serviceability and cashback changes at the lenders The Victorian, Western Australian, and NSW changes to stamp duty and land tax The size and scale of the fixed-rate cliff And much more!
May 29, 2023
31 min

The Mortgage Business Uncut podcast is your weekly analysis of the biggest themes shaping the Australian mortgage market. Join Alex Whitlock, Annie Kane, and Kate Aubrey as they discuss the news that buy now, pay later products will be regulated as credit lenders begin shifting serviceability assessments and NSW’s move to increase stamp duty waivers. This week, they discuss: Westpac’s move to ‘streamline’ serviceability buffers for some borrowers Government’s move to regulate BNPL What the banks had to say to Senate’s inquiry on regional branch closures And much more!
May 22, 2023
25 min

The Mortgage Business Uncut podcast is your weekly analysis of the biggest themes shaping the Australian mortgage market. Join Alex Whitlock, Annie Kane, and Kate Aubrey as they discuss the ongoing strength of the auction market, why the budget 2023–24 left mortgagors wanting, and the significant news that (some) major banks will be pulling their cashback offers from market. This week, they discuss: Why industry is disappointed with the budget 2023–24 The return of FHBs to market Is this the end of cashbacks! And much more!
May 15, 2023
26 min
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