In today's episode of Moneycontrol's Tech3 Podcast, we unpack the biggest stories from India's startup and technology ecosystem.Here's what's on the show:Zepto hits pause on its IPO and instead prepares to raise over ₹1,000 crore in a pre-IPO funding round."India can't become a digital colony" — Sarvam AI co-founder Vivek Raghavan explains why India needs its own full-stack AI ecosystem as the startup unveils plans for a trillion-parameter foundation model.Swiggy vs Zepto: The quick commerce rivalry moves beyond discounts and delivery speeds as Swiggy questions Zepto's choice of growth metrics while outlining Instamart's next phase under new CEO Nandita Sinha.UPI's privacy dilemma: Why NPCI wants payment apps to mask users' mobile numbers—and the trade-offs between privacy, convenience and fraud prevention.Tune in for all this and more on Tech3, Moneycontrol's daily podcast covering the latest in startups, technology, AI and venture capital.