Merry Christmas! We have some new data out there that is prime picking for a special Christmas episode. I came across an article that gave me much hope and cheer about our giving nature as Americans. It's an encouragement for sure and something that I believe should be considered more deeply. What if we all had more money? What would that lead to you from charitable perspective? Given the data, it seems as though if we had more money there would be even more charity. The question then becomes, how do we all get more money? I have an efficient solution that requires nothing more than the government making a decision. Will they ever do it? One can hope! --- Support this podcast: https://podcasters.spotify.com/pod/show/moneywithclay/support

And yet again, we have the news media throwing out headlines that are vilifying a certain group of people for doing nothing wrong. In fact, it's the exact opposite, This group of people are in the situation they are because of the decisions and actions they've made that have been helping people! During this crazy 2020 there have been some instances where it can appear as some people are taking advantage of the system, but that's simply not true. If you want to be mad about this particular situation, then that's fine but please direct your frustration and anger towards the people who are 'actually' responsible for it. --- Support this podcast: https://podcasters.spotify.com/pod/show/moneywithclay/support

Home prices have been going crazy! While there are several reasons to this, the main driving force is the one reason that rarely seems to be talked about. Let's talk some real estate and economics so that you are able to have a rational discussion with someone who may not have a full understanding of the issue. This problem also illustrates the perfect example of how "good government intentions" can create unintended consequences that then, by necessity, spin out of control. Let's get to it! --- Support this podcast: https://podcasters.spotify.com/pod/show/moneywithclay/support

I'm all for a good "mic drop" moment every now and then, and upon reading through an article there was an absolutely beautiful "game over" comment made. Sure, these moments are entertaining but when you peel pack the layers of the comments made, it offers some truly solid life advice for anyone with even a shred of ambition. To set the context, a reporter was talking with Eric Schmidt (former Google CEO) and questioning "the system" on what allowed him to become a billionaire. After a particular comment, he didn't' to put an end to it all and levy what was an undeniable fact about how he became a billionaire. It was a beautiful sight and reveals what everyone should always be striving to do in regards to approaching any choice they make. Let's get to it! --- Support this podcast: https://podcasters.spotify.com/pod/show/moneywithclay/support

It’s here. It’s time to shop! Everywhere I look I see Black Friday deals and previews of Cyber Monday deals. Let the chaos begin! While I don’t want to come across as a Grinch, I do want to give you a few things to consider when it comes to shopping. While I understand a 70% off deal may seem like a “good deal”, in many situations it’s not! In fact, not only is it not a good deal, it will also be setting you behind in many other areas of your financial goals and dreams. This may seem contradictory given you’d be saving 70% on something, but let me explain a common trick that our human mind plays on us which puts us backwards instead of launching us forward! --- Support this podcast: https://podcasters.spotify.com/pod/show/moneywithclay/support

Would you at least consider the thoughts of someone who is a billionaire and has 250,000 employees in their company? I would hope so!  Sure, we don't want to blindly follow anyone just because they have a huge net worth; however, I believe it is wise to at least hear them out and come to our own conclusion. In this episode we talk about four traits that Jamie Dimon believes creates success and overall effectiveness. The good news is these are traits that we can all implement. For some of us it may be harder than others, but that does not take away from the fact that with a focused effort, you can work on these traits and put yourself in the best possible position to succeed.  Let's get to it! --- Support this podcast: https://podcasters.spotify.com/pod/show/moneywithclay/support

Is the world going crazy? I get it. We are living through some very crazy times right now; however, I believe people need to take a step back and reconsider some of the logic being used. Now, if you believe the government is super efficient and can spend your own money better than you can, I suppose you'd be okay with this idea, but me personally, I believe I (and you) can spend your own money the best and most efficiently. A recent research report has come out and its conclusion.... if you work from home, tax you 5%! Unreal. Let's talk about it. --- Support this podcast: https://podcasters.spotify.com/pod/show/moneywithclay/support

If you're not aware, we are living through some pretty drama filled times right about now. It's several days past election night and we still don't know who won. Even after one side wins, you know the lawyers will be out in full force, so there is a long road apparently ahead. But you know what? Who cares? I don't. If you are a listener of this show, you shouldn't care either... why? Well, I have very good news for you, it's all about the person in the mirror. Here's why I don't care who wins and why you shouldn't either... --- Support this podcast: https://podcasters.spotify.com/pod/show/moneywithclay/support

All I can say is WOW! How would you react if you were rejected 80 times? I can admit that it is easy to sit around and proclaim how tough you would be about it, but yeah, in reality... would I? If you need some motivation and inspiration to keep on fighting with whatever goals you have in life, business or school, then this is an episode for you. Seriously, it's absolutely crazy when you stop and breakdown just how significant even  a single "no" would be, but I mean... 80 of them??? Pure motivation!!! --- Support this podcast: https://podcasters.spotify.com/pod/show/moneywithclay/support

This was a fun episode to do as it mixed what I found to be some valuable information with some... embarrassing humor. The question really becomes, have you ever used any of the nine phrases? I'm guilty of a few and yeah, looking back at it... I can totally understand and see the value in NOT using them! Being able to effectively communicate is a huge stepping stone to give yourself an advantage in business (or just life in general), and avoiding these nine phrases with help you improve that much more. Let's learn what to avoid and then by default, make us better communicators!  --- Support this podcast: https://podcasters.spotify.com/pod/show/moneywithclay/support