Here is the twelfth episode of our podcast series: Money Notes! In this episode, Ryder and Nancy talk about how to teach your children about money and finance! As your child grows, so should their financial mastery. How to discuss and educate your child on money matters is important, and will evolve as they age. Download Money Notes Episode 12 - Age Appropriate Finance!  Subscribe here!

Here is the eleventh episode of our podcast series: Money Notes! In this episode, WHO DOES WHAT. Download Money Notes Episode 10 - Financial Resources!  Subscribe here!

Here is the tenth episode of our podcast series: Money Notes! In this episode, Ryder, Susan and Bella talk about their college planning process and how prospective students can develop a financially savvy approach to college. Download Money Notes Episode 10 - College Planning!  Subscribe here!

Here is the ninth episode of our podcast series: Money Notes! In this episode, Ryder and Susan talk about how to get started investing. We explore the differences between working with a full service advisor, an online robot-advisor, and doing it all yourself! Download Money Notes Episode 9 - Getting Started Investing!  Subscribe here!

Here is the eighth episode of our podcast series: Money Notes! What is an annuity and do you really need one? In this episode of Money Notes, Nancy and Ryder dive into the idea of an annuity providing a lifetime income, and how that works out in the real world. They discuss the structure and limitations of annuity products such as high fees and surrender charges, which may make them far less desirable than face value.  Download Money Notes Episode 8 - What Is An Annuity?  Subscribe here!

Here is the seventh episode of our podcast series: Money Notes! How to buy oceanfront property in Arizona and more in this episode of Money Notes! Susan and Jackie discuss different types of scams and how to look for them. They begin with talking about email scams, credit card scams, and how to avoid such atrocities. As Susan likes to say, “if it’s too good to be true, it’s not true.” They explain the differences between using credit cards instead of debit cards for protection and the benefits to credit reports, along with how to avoid false charities.  Download Money Notes Episode 7 - Scams!  Subscribe here!

Here is the sixth episode of our podcast series: Money Notes! Death is inevitable, but let’s not talk about that. In this episode of Money Notes, Nancy and Susan  look forward to that sweet surrender while discussing wills and advanced directives. They explain the importance of wills and what can happen if you don’t have a will, paired with what is not apart of wills, TODs and PODs. Then they show importance of advanced directives, what they are, and why you need one.  Download Money Notes Episode 6 - Wills and Advanced Directives!  Subscribe here!

Here is the fifth episode of our podcast series: Money Notes! How do the bond market and Federal Reserve control the world? Ryder and Jackie break down the complicated topic of interest rates and make it both digestible and entertaining in this episode of Money Notes. They discuss the correlation between the bond market and the interest rate securities along with the impact of supply and demand.  Download Money Notes Episode 5 - Interest Rates!  Subscribe here!

Here is the four episode of our podcast series: Money Notes! Credit makes your world go around! In this episode, Nancy and Ryder explain how the credit system works and how lenders look into risk. The episode covers FICO score, credit monitoring companies such as Equifax, and how to develop strong credit. Nancy and Ryder clarify the credit utilization ratio, credit limits, and credit lines.  Download Money Notes Episode 4 - Credit Score!  Subscribe here!

Here is the third episode of our podcast series: Money Notes! Should you be a gold bug and prepare your portfolio for the end of days? In this episode of Money Talks, Ryder and Susan look into how to diversify a portfolio in case of an economic or world disaster. They explain options like the Swiss Franc, long-term US Treasuries, along with the world coming to an end by an asteroid.  Download Money Notes Episode 3 - The End Of The World!  Subscribe here!