00:00 Intro and market headlines on US private credit00:00:40 Welcome and topic overview with Pallas Capital00:00:59 Private credit vs private debt explained00:02:21 Why US private credit fears do not apply to Pallas Capital00:03:09 Pallas Capital’s real estate backed lending model00:03:55 How the loan book is structured across development stages00:06:41 Loan sizes, risk profile, and zero loss track record00:09:01 Tripartite security and personal guarantees explained00:10:11 Defensive qualities of senior debt vs equities00:12:19 Managing stress in downturns and rebalancing LVRs00:14:38 Global turmoil, oil prices, and construction cost pressure00:17:49 How value is created through the development cycle00:20:02 Progressive drawdowns and risk mitigation in construction loans00:22:23 Understanding the capital stack and repayment priority00:24:44 How private debt became mainstream after 2015 to 2016 regulation changes00:26:59 What happens if Pallas Capital fails as a business00:29:15 Institutional backing and why it matters00:32:22 How long institutional due diligence takes00:35:11 ASIC oversight and the maturing non bank lending market00:37:10 The role of private lenders in Australian construction funding00:38:45 Pallas Capital growth in Australia, New Zealand, and London00:40:51 Final thoughts on housing supply and future outlook00:41:13 Closing remarks

00:00 Opening Teaser: The Real Beneficiaries of Giving00:00:52 Welcome to the Money Matters Podcast00:02:20 Meet Masami Sato and the Story of B1G100:04:51 Paul Dunn’s Journey and First Connection to B1G100:08:01 Masami’s Personal Origin Story00:12:14 The Power of Small Actions00:14:27 Sustainable Development Goals and Meaningful Impact00:19:15 Why All Global Goals Are Connected00:22:08 A Powerful Lesson from a B1G1 Study Tour00:24:34 What Study Tours Really Feel Like00:29:13 Personal Reflections on Visiting Impact Projects00:32:29 Why Small Businesses Can Change the World00:37:20 How Businesses Can Get Involved with B1G100:39:53 How B1G1 Projects Are Vetted00:44:04 Introducing the B1G1 Family Program00:45:33 Involving Teams in Giving and Creating Meaning at Work00:49:37 The Goal of Reaching 1 Billion Impacts00:51:03 Best Practices for Embedding Giving into Business00:55:00 Final Reflections on Humanity, Purpose, and Starting Today00:58:36 PJ’s Closing Reflections and Gratitude01:00:29 Post-Podcast Conversation and Emotional Wrap-Up01:04:22 PJ Shares His Accounting Firm Acquisition Plans01:16:52 Baseball, Japan, and a Personal Connection01:25:13 Cherry Blossoms, Wabi-Sabi, and Final Goodbye

PJ Patterson, CEO of Intrepid Wealth, attended Allas Capital’s Women in Numbers: Illuminating Portfolios event, where he shared practical financial advice and insights drawn from his experience in full-cycle investing. Known for his strategic, client-first approach to wealth creation, Patterson contributed to conversations on portfolio diversification, long-term planning, and empowering women to take control of their financial futures. His participation supported the event’s mission to illuminate smarter investing through inclusive, expert-led dialogue.

In this video, we explore how recycled mobile phones are giving domestic violence survivors a vital lifeline — helping them escape abuse and rebuild their lives safely. Learn how your unused device can become a powerful tool for change.

In this video, PJ Patterson, CEO of Intrepid Wealth, shares insights on how his team helps clients grow their wealth over time, put clear succession plans in place to protect their legacy, and successfully manage complex property projects—from initial planning through to execution.

In this episode, PJ Patterson breaks down smart, actionable ways to help clients make the most of their superannuation before the end of the financial year. From concessional and non-concessional contributions to property strategies within SMSFs, this practical session is packed with tips brokers and advisors can use immediately.

Uncover the hidden risks of property development schemes and the red flags you should be aware of. This video highlights common tactics used in fraudulent schemes and offers practical advice on how to protect yourself. Learn how to spot potential scams and make informed decisions in property development.

Discover the risks of coerced directorships and how they can negatively impact your career and business. Learn the signs of financial coercion and steps to protect yourself from being trapped in such situations. Get valuable insights on navigating business deals without falling into coercive leadership roles.

Exposing the hidden risks of business fraud, this video highlights common schemes that can harm your company. It provides practical tips on identifying potential fraud and taking proactive steps to protect your business. Learn effective strategies for safeguarding your business from fraudulent activities.

This video explores the concept of financial coercion in business and lending, shedding light on the manipulative tactics some lenders and businesses use. It discusses how these practices can impact individuals and businesses, emphasizing the need for awareness and protection. Watch to understand how to identify and avoid financial coercion in your own business dealings.