Values and principles are just as important as the investment decisions that you make. Where your money goes, matters. How we use our money is a reflection of our values. Are your investments aligned with your values?  Start making a difference through your investments as Sustainable Finance Expert, Mona Naqvi joins us to talk about ESG investing, eco currency and how you can align your investments with your values! Mona is also the senior product manager for environmental, social and governance (ESG) indices at S&P Dow Jones Indices. She serves as a global spokesperson for S&P DJI's ESG Indices, educating people on the values of ESF investing and industry lading ESG lineups. Listen on and find out what you need to do so your money is in alignment with your principles!   Highlights: >> What is Eco currency >> What is ESG investing a >> S&P 500 vs S&P 500 ESG >> How to align your investments with your values   Connect with Mona Naqvi >> Instagram @theclimatewarrior  >> Twitter @mona_naqvi_  >> LinkedIn   If you loved this episode, you have to listen to these episodes as well: >> Education: The Great Equalizer >> What School Never Taught You About Money >> The Importance of Growing Your Personal Equity Want to chat with a fee-only financial planner? Shoot me an email at [email protected] Can't wait to meet you.

The Coronavirus Aid, Relief, and Economic Security (CARES) Act has recently been passed to support US residents dealing with the global pandemic, COVID-19. It's a combination of economic stimulus and support for the health care system. We're going to talk about what this stimulus package entails as Luis Rosa, CFP® EA, Founder of Build a Better Financial Future and host of the On My Way To Wealth Podcast joins us in this episode! He's a Certified Financial Planner with a mission to help others pursue their financial goals! In this episode, Luis breaks it down what the stimulus payment is and what it means for minorities and business owners. He'll answer questions related to your 401k and the CARES Act in light of people who have student loans. There are many things that we can't control. The spread of the coronavirus and the uncertain financial markets as such, and Luis assures us that there are also some things that we can control and he's going to help us tap into it! Educate yourself now and focus on what you can control. Find out what actions to take in this crisis so that you can build a better financial future for you and your family! Highlights: >> What is the CARES Act >> What's this stimulus payment you've been hearing all about? >> What the CARES Act entails for people who have student loans >> Should you tap into your 401k now? >> How the CARES Act is beneficial to business owners >> Focusing on what you can control >> Taking action   Connect with Luis Rosa >> Build A Better Financial Future >> Instagram @luis_f_rosa >> Twitter @luis_f_rosa >> LinkedIn >> Facebook Resources: >> IRS Change of Address Form 8822 >> IRS Coronavirus Information Page >> USA.GOV Coronavirus Information Page >> USA.GOV Coronavirus Information Page (En Español) >> Kiplinger Stimulus Payment Calculator >> COVID19Response.Vegas >> SBA.GOV/Disaster >> The Small Business Owner's Guide to the CARES Act >> Emergency Loans Small Business Guide & Checklist >> On My Way To Wealth Podcast   If you loved this episode, you have to listen to these episodes as well: >> Becoming Successful Through Controlling What You Can >> Supporting the Minority Entrepreneur with Kelly Burton, PhD >> How to Win at Student Loan Debt   Want to chat with a fee-only financial planner? Shoot me an email at [email protected] Can't wait to meet you.

Challenges in life often lead us to make hard decisions. And sometimes the outcome of those decisions, impacts not only ourselves but also our family, work, and relationships. In this episode, Dave Stewart of Stewart Family Coaching joins us to talk about family in the areas of finance, health, and marriage. He is a psychotherapist and a life coach who's on a mission to help you discover new life by identifying and replacing habitual thoughts and behaviors that keep you from living a happy life.   Dave and I cover the topic of how focus is vital to get to the place you want to be. He also talks about psychotherapy and the two parts of our mind. Moreover, he talks about maturity and marriage, how to consciously take responsibility and how the decisions we make not only impact ourselves but also our family. Dave Stewart is a U.S. Army Veteran, Business Owner, Psychotherapist, and Life Coach. He believes that helping people experience amazing personal growth, transformation, and power is his life calling.    Highlights: >> What is psychotherapy? >> The conscious and the subconscious mind >> How the decisions we make impacts our family >> The power of focus >> Marriage and maturity >> Consciously taking responsibility   Connect with David Stewart >> Twitter @coachdstew >> Stewart Family Counseling   Resources: >> The Mis-Education of the Negro by Carter Godwin Woodson >> Think And Grow Ruch by Napoleon Hill >> Think and Grow Rich: A Black Choice   If you loved this episode, you have to listen to these episodes as well: >> Making The Most of Money Talks With Your Spouse >> Bringing Financial Education Back to the Community >> Education, Financial Stability, Health and Your Well-Being   Want to chat with a fee-only financial planner? Shoot me an email at [email protected] Can't wait to meet you.

There's a greater need than ever to have more diversity and representation in the financial world. In financial planning, there are often barriers that people of color face when it comes to wealth building. With the vast knowledge we have today, it's time to help minorities achieve a life of stability that they deserve. Join me in this episode as I sit with Dr. Ajamu Loving, Ph.D., CF,  to talk about financial planning for people and families of color. As the first black Ph.D. recipient for Financial Planning in the profession, Dr. Loving has dedicated his life to making financial planning.   Highlights: >> Financial planning for people of color >> The economic difference between black and white wealth >> How to impact Black people's lives in a positive way that helps them financially >> Why people are more important than things >> Maintaining and experiencing professional success   Connect with Ajamu Loving >> Ajamu Loving - website >> LinkedIn >> Breadren Podcast >> Breadren Podcast - Facebook   Resources: >> Black Wealth / White Wealth: A New Perspective on Racial Inequality   If you loved this episode, you have to listen to these episodes as well: >> How to Align Your Behaviors With Your Financial Goals >> Developing the Millionaire Mindset with Dr. Sarah Fallaw >> Supporting the Minority Entrepreneur with Kelly Burton, PhD   Want to chat with a fee-only financial planner? Shoot me an email at [email protected] Can't wait to meet you.

There's no telling what the market is going to be with the unfolding of the Covid-19 pandemic. Before you make any drastic moves, it's important that you are well informed with what's happening with the world and with the market. Be concerned but don't panic. Learn how you can protect yourself, your family and your investments, as I share the key facts about coronavirus and its effects to the market.     Highlights: >> Key facts you need to know about the Novel Coronavirus >> The importance of social distancing >> What's going on in the market?   Resources: >> Novel Coronavirus (COVID-19) Situation >> Know the facts about coronavirus disease 2019 >> Coronavirus (COVID-19) - The Centers for Disease Control and Prevention >> Why outbreaks like coronavirus spread exponentially, and how to "flatten the curve"   If you loved this episode, you have to listen to these episodes as well: >> Aligning Your Mind and Body With Yoga >> The Importance of Financial LIFE Planning >> Compass vs. Map: How to Navigate When Life Gets Off-Course   Want to chat with a fee-only financial planner? Shoot me an email at [email protected] Can't wait to meet you.

Buying a home is often referred to as the "American Dream". It's one of the major financial decisions you'll ever make in your life. You surely don't want to overspend in buying a new home, that's why it's important for you to educate yourself first before actually buying one. Joining me in this episode are mortgage experts,  Myra Alvarez and Jose Sahagun to answer questions related to purchasing a home. In this episode, we discuss the things that you need to know and consider when buying a new house. Whether it's your first time buying a house or not, Myra and Jose will help you take that first step towards reaching your dream home! Highlights: Why people should be looking to buy a home What does owning a home mean for a family The benefits of homeownership Steps that you should take when you're planning to purchase a home What motivates Myra and Jose to learn and grow Follow Myra Alvarez: Twitter @myraalvarez Linkedin @myra-alvarez Follow Jose Sahagun: Instagram @gosahagun98 Linkedin @jose-sahagun Big Valley Mortgage Facebook    Want to chat with a fee-only financial planner? Shoot me an email at [email protected] Can't wait to meet you.

Creating wealth for yourself is possible and it's something that you deserve. But how can you save up and create the life that you yearn for if you have $1M in debt? In this episode, nurse, mom and the face of Personal Finance for Nurses, Naseema McElroy joins us to talk about how she got into debt and how she managed to get out of it. She is the brains behind Financially Intentional, a blog focused on personal finance and provides guides on how to live your life intentionally. Before turning her mindset around, Naseema had a six-figure income and yet still struggles with money. Can you believe that?! It is only until she decided to shift her mindset that her wealth started to build up. Find out how Naseema created the wealth that she has today as she shares practical tips that helped her become more intentional financially! Highlights: How Nasheema paid off $1M of debt Learning how to invest How Financially Intentional started  Habit 101: Start where you are Be - Do - Have Mentality Budgeting vs. Tracking: What's the difference? What happens when you are in control of your finances? 2 actionable things you can do to be financially intentional Side hustles & monetizing your skills What motivates Naseema to keep on learning and growing Naseema's advice for Minority Podcast listeners Follow Naseema McElroy: Instagram @financiallyintentional Instagram @nursesfirepodcast Twitter @financialintent Financially Intentional Nurses on Fire Podcast by Naseema McElroy Resources: Naseema's feature in Forbes - Here's How This Nurse Paid Off $1M Of Debt In Just Over 2 Years   Want to chat with a fee-only financial planner? Shoot me an email at [email protected] Can't wait to meet you.

What do teaching and DJing have in common? As today's guest, Dr. Shaun Woodly of TeachHustleInspire says, they're both about knowing how to MC - "move the crowd" or "move the class." (Shoutout to 80s hip hop duo, Eric. B and Rakim, for the lyric that inspired this.) How do you inspire others, whether it's in the classroom or somewhere else?  Want a fee-only financial planner your corner? I'd love to chat with you. Reach me, Emlen, at [email protected] 

How does financial planning work for educators? To help me answer that question, I'm joined by Breanna Reish, CFP of the One Million Apples Podcast, who specializes in helping educators get on the right track financially. If you're not an educator, don't change the channel so fast - there's plenty of great advice here for you, too! Want a fee-only financial planner in your corner? Reach out to me, Emlen, at [email protected] 

We're continuing our month of education-themed episodes with a very special guest. Prince Marshall, principal of Southwest Fresno Middle School, joins me to share his incredible story of how he became an educator and talk about the power of education as an equalizer.  Have questions about your financial situation? Reach out to me, Emlen, at [email protected]