Automation is a wonderful tool to help you streamline your financial plan and continue to progress and grow your wealth while still living your life and enjoying your time. But, it becomes problematic when you take a back seat and stop being an active master to your overall plan. Here are 5 signs that automation may be harming your finances. You become complacent and stop looking for ways to improveYou’re not checking in with your goalsYou forget to cancel unused subscriptionsYou don’t increase your savings or investment ratesYou stop evolving your financial plansOur Budget Masterclass will be held next Tuesday! Grab your seat here.Check out the Money Resources that have helped hundreds of thousands of women get organized and fix their finances easily.Grab the highly popular Printable Budget Binder has helped hundreds organize their finances and start saving money.  

Nighttime routines are a great way to set yourself up for success the next day. Today, I'm sharing my nighttime routine, and it helps me better prepare for the day ahead and as a result, I'm able to save  a lot of money throughout the week. Here are my current habits that I try my best to follow every night:1. Make tomorrow's meals the night before2. Clean my kitchen every night3. Check in with my budgetThese have made a huge difference in my ability to stick with my budget and I hope they provide inspiration to create a nighttime routine for yourself. Send me a message on Instagram and let me know if you currently have a nighttime routine and if it includes any of these!Our Budget Masterclass will be held next Tuesday! Grab your seat here.Check out the Money Resources that have helped hundreds of thousands of women get organized and fix their finances easily.Grab the highly popular Printable Budget Binder has helped hundreds organize their finances and start saving money. 

Money doesn't really get a voice, so today, we're personifying it and allowing it to reveal hidden issues in our behavior in hopes that we can apply what we learn to improve our spending and our overall management of our finances. Here's what your money would say if it could:You don’t care where I goI need to stretch moreYou aren’t helping me grow- traditional savingsYou worry too much about making me instead of keeping me safeYou waste me to show others you have a lot of meYou throw me away quite oftenYou blame me for your problemsHigh Yield Savings Accounts worth exploring (according to CNBC):Best High Yield Savings Accounts of June 2021 (cnbc.com)Our Budget Masterclass will be held next Tuesday! Grab your seat here. Check out the Money Resources that have helped hundreds of thousands of women get organized and fix their finances easily.Grab the highly popular Printable Budget Binder has helped hundreds organize their finances and start saving money. 

Being frugal has it's pros, but there are some things you lose by becoming more frugal. Some of these may be completely unexpected, but they are a huge benefit to you and your wellbeing. 1- Being Cheap2- Being Judgemental3- The need to please4- Worry5- Wanting MoreIf you want to become more frugal or want to change your finances, grab the Starter Guide Bundle which includes the Frugal Living Guide.  It will help you create a lifestyle that works for you, without restriction or deprivation, while helping you create more mindful spending habits. Check out the Money Resources that have helped thousands of women take control of their money the simple way.

Small things add up really fast. And that holds absolutely true when it comes to how you spend your money and how the lack of spending control can derail your budgeting efforts. Luckily, today we talked about the main spending areas that affect  your budget and what you can do about them now so you can stay on track and find success with your budget. This episode is brought to you by The Budget Masterclass, a 90-minute live training experience that helps you create the perfect budget for your lifestyle and teaches you all the techniques to make it work for a lifetime (yes, even when seasons of your life change). Save your seat here: The Budget Masterclass1- Food (shopping more than once per week, wasting food, eating out). Grab the Batch Cooking Checklist to get started with Batch Cooking!2- Impulse spending3- Subscriptions4- Unaccounted expenses (vending machine snack, dollar tree purchases, etc.)5- Phone upgrades6- Personal care (salon visits, car washes)7- Interest charges on credit cards8- Leasing a car instead of financing9- Day trading instead of long term investments10- Adding to clutter (buying décor and things we don’t need)Check out these Money Resources for more tools to help you get organized and stay in control of your money. Grab the highly popular Printable Budget Binder has helped hundreds organize their finances and start saving money. 

Grocery hacks help you save a ton of money on your monthly grocery budget. But, some hacks are a bit overrated, and although they do save money, they may not be worth your time and energy. Here are 5 grocery hacks that are overrated and you can avoid them altogether and still save a lot of money on your grocery bill. CouponsDollar Tree groceriesCash Back AppsFresh VegetablesConvenience/Processed foodsIf you're ready to save some serious money, these Money Resources give you the tools that help you take back control of your finances and start saving money.The Printable Budget Binder has helped thousands organize their finances and start saving money. 

Mindset is a key component to how successful you are in permanently improving your money story. So, it's critical that we work on ways to shift our perspective and mindset to make more progress with our finances and have a healthier relationship with money. Here are 10 ways that are practical yet powerful in helping you shift your mindset with money:Pay attention to the daily habits of the rich and emulate those you admireRead more personal finance booksJoin money-focused groupsFocus on what you have and not what you don’tPractice gratitudeCreate a vision board for your goals Practice charitable givingUnderstand the opportunity cost of what you spend your money onDeclutter and donateFocus on what’s important (If a fire took everything from you today, what would be the things you’d want to make sure were safe? Those are what you should always focus on, not the material possessions).Join the waiting list for Money Whizards here.My favorite personal finance books at the moment:The Latte FactorThe Broke Millennial Takes on InvestingThe Millionaire Next DoorMy current read:The Mindful MillionaireMy mission is to support your financial journey by providing clarity around money topics. In addition to the clarity and knowledge you get from this episode, these Money Resources give you the tools that help you make real progress with your finances. Our popular Printable Budget Binder has helped thousands organize their finances and start saving money. 

Money is a universal tool, but it's our beliefs and mindset that can hinder our financial progress. Today, we're diving deep into 10 common money myths that stop us in our tracks in an effort to dispel their power and overcome the mindset hurdles that make it hard to succeed financially. Credit debt is normalThere’s no point in paying off student loans, they’re part of lifeGetting a tax refund is a good thingInvesting in the stock market is just gamblingInvesting is just for the richI don’t make enough to save moneyI don’t make enough to investLiving below your means is for the poorRich people drive fancy, live fancy, spend fancyI don’t need to save for retirement, I’ll just get on social security like my parents (the idea that someone will save you at the end of the day)My mission is to support your financial journey by providing clarity around money topics. In addition to the clarity and knowledge you get from this episode, these Money Resources give you the tools that help you make real progress with your finances. And our popular Printable Budget Binder has helped hundreds organize their finances and start saving money. 

When it comes to your finances and your money habits, small is better than big. We often discount the small steps, thinking they are too insignificant to make a big impact. But, there is magic in small. Here are just some of the ways that small is better when it comes to your money. Small monthly contributions over time vs one lump sum contribution later means more time in the market Example- $500 per month over 40 years (240,000)= 2,678,185 vs. $240,000 for 10 years= $622,498Small habit changes now means building a strong foundation with your moneySmall savings each month add up to affording the things that matter laterSmall mindset changes, like rewriting internal scripts that were ingrained from childhood means gradual changeSmall and steady allows for you to sustain the changesSmall steps lead to massive transformations “Dripping water hollows out stone, not through force but through persistence.”- Ovid“A river cuts through rock, not because of its power, but because of its persistence.” James N. WatkinsCheck out these helpful resources if you need more guidance on paying off debt, saving money, or perfecting your budget. Grab the Printable Budget Binder if you want to get organized with your money and finally take back control of your finances. 

Your stimulus check can really make a big impact on your financial wellbeing. It can catch you up, give you a little breathing room, and help you prepare financially for the future. These are just some of the options that will help you create financial security and peace of mind with your money. How you choose to use your stimulus payment is completely up to you.  Pay off DebtBulk Up your emergency fundInvest even for the first timeSave in a sinking fund (or a few)Start a new businessInvest in yourself by taking classes or more education in a field you find interestingGet one month ahead on your bills, quit the paycheck to paycheck life right nowHere are some helpful resources if you need more guidance on paying off debt, saving money, or perfecting your budget. Grab the Printable Budget Binder if you want to get organized with your money and finally take back control of your finances.