Locality's Making Bank
Locality's Making Bank
Locality Bank
Host Keith Costello, CEO of Locality Bank, and South Florida visionaries take you on an entrepreneurial journey from tribulation to triumph as they share the stories that have shaped them.
A South Florida Construction Story, with Mike Fee of Lotspeich Co. of Florida, Inc.
Mike Fee joined Lotspeich Co. of Florida, Inc. in 1989, became president in 2003, and has helped lead the Fort Lauderdale contractor through decades of South Florida construction cycles.In this episode of Locality’s Making Bank Podcast, Mike shares why the company took low-margin work to protect jobs during the post-2008 downturn, how it is developing young talent and investing in technology, and why cash flow, client relationships, and people remain at the center of his approach to leadership. Learn more: https://lcfinc.com/
Aug 27
50 min
The Long Way to Fort Lauderdale: Bill Walker and the Making of Water Taxi
Bill Walker’s path to Fort Lauderdale started far from South Florida, aboard merchant ships, competitive sailboats, and high-speed ferries. Along the way, he helped build innovative marine transportation systems before transforming Water Taxi from a five-boat operation into a 15-vessel business serving more than 1.2 million passengers a year.In this episode of Locality’s Making Bank Podcast, Bill shares what 9/11, the financial crisis, and COVID taught him about protecting cash, keeping strong financial records, building an A-player team, and turning plans into progress by learning to “execute ruthlessly.”Book a ride on Fort Lauderdale's Water Taxi by visiting https://watertaxi.com/.
Jul 23
45 min
No Fear, Just Forward | Rebel Wine Bar Founder Larissa Castelluber
Larissa Castelluber lives by a simple rule: no fear, just forward. In this episode, the Rebel Wine Bar founder shares how a family of entrepreneurs shaped her comfort with risk, why she moved to South Florida at 22, and how she pivoted from design into SEO and lead generation. She also breaks down what it really takes to run a neighborhood hospitality business in Oakland Park, Florida, plus the long game she’s building through long-term rental real estate. Learn more: https://rebelwinebar.com/
Jun 25
40 min
It’s All About the Leader, with Mark Lachance | Entrepreneur Lessons
Mark Lachance has built, sold, and rebuilt businesses across sports, payments, digital marketing, and collision repair. In this episode, he shares a leadership truth that changed how he operates: when the business is struggling, it starts with the leader. You’ll hear his real pivots, hard-earned lessons, and how he rebuilds systems that don’t depend on him. #empiresessions
May 28
1 hr 5 min
Bootstrapping an IT Staffing Firm, Then Reinventing Through COVID | Bryan Vreeland, LS Global Group
Bryan Vreeland grew up in Broward County, learned sales and leadership early, then bet on himself in 2017 by launching a recruiting and IT staffing business from scratch. In this episode, he shares the slow first year, the sudden breakthrough, and the brutal reset when COVID wiped out his headcount in weeks, plus how that pressure pushed him into a broader BPO and global operations model and a technology arm focused on automation.
Apr 30
31 min
Seasons of Change, with Carol Mirones, Founder and CEO of Seasons Psychotherapy Associates
Carol Mirones, LCSW-QS, LMFT-QS, went from a 15-year stretch as a stay-at-home mom to launching a therapy practice in the middle of 2020. In this episode, she shares how Seasons Psychotherapy grew from one small office in Davie, Florida, to four locations across Florida, plus what it takes to scale in a heavily regulated industry while staying grounded in real human connection. Learn more at https://seasonspsychotherapy.com/
Mar 26
40 min
The Pivot: From Meal Prep to Waterfront Homes | Marc Elkman, Empire Development
Marc Elkman grew up in Fort Lauderdale with a competitive blueprint from his mother, a pro athlete who shaped his discipline early. After bootstrapping a meal plan business to the Inc. 500 and $18M in sales, he pivoted into luxury waterfront development and now leads Empire Development with more than $100M in active projects. In this episode, Marc shares the real lessons behind fast growth, hard logistics, why community banks matter, and why “health is wealth” is not just a quote.
Feb 12
35 min
From Jewelry to BBQ: Luke Moorman on Building Legacy in South Florida
What do fine jewelry and barbecue have in common? For Fort Lauderdale's Luke Moorman, they represent legacy, reinvention, and a deep connection to community. In this episode of Locality's Making Bank Podcast, Luke shares his journey from swimming scholarships to stockbroker hustle to running Carroll's Jewelers and reviving the beloved Georgia Pig BBQ. A story of family business, resilience, and staying rooted.
Jan 8
43 min
Beyond the Loan: The Story Behind Parlay’s Founders and Their Mission
What happens when a West Point grad and a polyglot philosopher team up to fix one of banking's biggest pain points? You get Parlay Finance, an AI-powered Loan Intelligence System reshaping small business lending. In this episode, co-founders Jay Long and Alex McLeod share how a mission to help Afghan refugees led to a startup that's giving bankers and business owners their time (and trust) back.
Dec 11, 2025
1 hr 5 min
Automation, Payments, and Building Without a Plan B, with Sam Zietz
Sam Zietz, CEO of TouchSuite and GRUBBRR, joins Locality Bank's Keith Costello to share the story of how he went from law school to leading two tech companies transforming retail and restaurants. From 120-hour workweeks to a deal-a-day mindset, Sam explains how he bootstrapped his first company and embraced automation before the world caught on. Learn more: www.touchsuite.com and www.grubbrr.com.PS: It would be a giant oversight if we failed to mention that Sam’s a diehard Michigan Wolverines fan. #GoBlue.
Nov 6, 2025
56 min
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