In this conversation we discussed how Sanne makes money from YouTube, negotiating rates, financial differences in the UK versus The Netherlands and that most dreaded freelancer task - chasing payments. Stick around to the end for the More Money section - where this week I’ll be giving you some suggestions of tools you can use to help chase payments and I’m giving away a tenner.

This week’s episode is with Tracey Duodu. Tracey has three streams of income but the one we spoke most about was her property development business. We talk about how the opportunity to invest presented itself in the most unlikely way. The responsibility of doing this on behalf of not just herself but her mother’s financial future, the ethics of serviced accommodation (that’s air b n b letting to you and me) and setting financial goals.

This week’s episode is a conversation with Daisy Buchanan. Daisy is a journalist, broadcaster and author of the hilariously warm and useful book ‘How To Be A Grown Up’. The book is part memoir and part self-help, it’s packed full of loads of brilliant tips and advice on everything from sex to money.   She’s a TED speaker, often spotted on telly debater and host of the chart topping literary podcast You’re Booked. We discussed setting rates as a freelancer,  her fear of cash machines, that Grazia article and investing in her mental health.

This week’s episode is a conversation with Tobi. Tobi works in private equity research and explains the type of salary and bonus people in this industry can expect to take home. She is also a parental leave expert so discusses all things maternity pay, why it’s important for businesses, whether or not it’s negotiable and the pension gap and what women can do to try and bridge it.

This week’s episode is a conversation with Jaz Rabadia MBE. Jaz is Senior Manager of Energy & Initiatives at Starbucks Coffee Company and is responsible for managing their energy, water and recycling practices across Europe, Middle East & Africa. She is a passionate advocate of diversity within STEM and was awarded her MBE for her services to the energy sector. We chatted about managing money within a marriage, incorporating charitable giving into her budget and the impact being a second generation immigrant has had on her spending habits.

At the age of 24 Chloe became unexpectedly pregnant which forced her to completely re-plan her life and career. We talked about the reality of living off one salary with a baby, creating a new career as a micro-influencer and the emotional impact of being in debt. This episode also introduces a new segment where Aissetou shares something from the personal finance world which she thinks you might find helpful.

Alex is social media manager and young adult fiction author. Her debut novel Oh My Gods comes out in January. We chatted about how she got head hunted by Google without having a degree, the reality of making money as an author and feelings of guilt surrounding spending - even when you’ve got the money in the bank! https://letschatcash.com Pre-order Oh My Gods here: https://www.amazon.co.uk/M-G-s-OH-MY-GODS/dp/1407188739 Follow Alex https://twitter.com/alexsheppard