KTs Money Matters
KTs Money Matters
KT & C-Suite Radio
Working with your investments, retirement, insurance, estate or tax planning or just dealing with everyday expenses- your money matters. Let KT Thomas help you make the most of it. This is Money Matters.
KT 131: Travel in 2020: Road Trip?
In this episode KT discusses: ·     What travel might look like in 2020 ·     Staycations could be coming back ·     Gas prices are hitting once-in-a-decade lows          Key Takeaways: ·     Consider a road trip ·     The market always rebounds ·     Now might be the time to buy and enjoy the recovery Quote: “Everybody always says, every single time, ‘this time it’s different.’ After almost 30 years as an investor, what I’ll say to you is ‘no its not.’ Someday people will start eating out again and they’ll stop hoarding toilet paper. ” – KT If you are a successfully renting your home contact KT at [email protected] Click here to reach KT  See KT’s interview on C-Suite Network’s Best Seller TV Connect with KT Thomas: http://ktsmoneymatters.com/ Purchase KT’s book- The Hardworking Woman’s Guide to Money  Some theme music provided by Stay Positive by Mixaund | https://mixaund.bandcamp.com Music promoted by https://www.free-stock-music.com Learn more about your ad choices. Visit megaphone.fm/adchoices
Apr 8, 2020
11 min
KT 130: COVID-19 Deals, Steals & Scams
In this episode KT discusses: ·     Your financial “to do” list while stuck inside ·     How to take advantage of the tax delay ·     Details on the student loan deferment (if you qualify) Key Takeaways: ·     Understand if you are getting a credit or a refund for unused goods and services during the crisis ·     Things to take advantage of during this time (like cheap gas) ·     Hot COVID-19 and other scams making the rounds Quote: “Be smart. Be careful. Don’t get screwed. ” – KT   Click here to reach KT  See KT’s interview on C-Suite Network’s Best Seller TV Connect with KT Thomas: http://ktsmoneymatters.com/ Purchase KT’s book- The Hardworking Woman’s Guide to Money  Some theme music provided by Stay Positive by Mixaund | https://mixaund.bandcamp.com Music promoted by https://www.free-stock-music.com Learn more about your ad choices. Visit megaphone.fm/adchoices
Apr 1, 2020
19 min
KT 129: Fear and Financials
In this episode KT discusses: ·     How Fear is driving everything from the market to the grocery store ·     Strategies for those close to retirement or far away ·     Why you shouldn’t let fear rule Key Takeaways: ·     Advice for investors ·     Advice for homebuyers ·     Advice for car buyers Quote: “Fear is a funny thing. It causes people to do things that don’t make sense, just so they can feel like they control something. ” – KT   Click here to reach KT  See KT’s interview on C-Suite Network’s Best Seller TV Connect with KT Thomas: http://ktsmoneymatters.com/ Purchase KT’s book- The Hardworking Woman’s Guide to Money  Some theme music provided by Stay Positive by Mixaund | https://mixaund.bandcamp.com Music promoted by https://www.free-stock-music.com Learn more about your ad choices. Visit megaphone.fm/adchoices
Mar 25, 2020
19 min
KT 128: FOMO to FOE: What you need to know about the market
In this episode KT discusses: ·     How to interpret the market ·     FOMO: Fear of Missing Out ·     FOE: Fear of Everything Key Takeaways: ·     Strategies for all types of investors ·     The market always rebounds ·     Now might be the time to buy and enjoy the recovery Quote: “Everybody always says, every single time, ‘this time it’s different.’ After almost 30 years as an investor, what I’ll say to you is ‘no its not.’ Someday people will start eating out again and they’ll stop hoarding toilet paper. ” – KT If you are a successfully renting your home contact KT at [email protected] Click here to reach KT  See KT’s interview on C-Suite Network’s Best Seller TV Connect with KT Thomas: http://ktsmoneymatters.com/ Purchase KT’s book- The Hardworking Woman’s Guide to Money  Some theme music provided by Stay Positive by Mixaund | https://mixaund.bandcamp.com Music promoted by https://www.free-stock-music.com Learn more about your ad choices. Visit megaphone.fm/adchoices
Mar 19, 2020
13 min
127: Renting your home for profit. What you need to know
In this episode KT discusses: ·     How to turn your home into a vacation rental ·     Pros and cons of short-term rentals ·     The rental site learning curve Key Takeaways: ·     The hidden costs of renting ·     Know the tax laws in your area ·     The truth behind the reviews Quote: “(Guests) don’t expect (your rental) to be a hotel. They expect you to be immaculate and operational. If you’re not willing to do that, work harder at your day job. ” – KT If you are a successfully renting your home contact KT at [email protected] Click here to reach KT  See KT’s interview on C-Suite Network’s Best Seller TV Connect with KT Thomas: http://ktsmoneymatters.com/ Purchase KT’s book- The Hardworking Woman’s Guide to Money  Some theme music provided by Stay Positive by Mixaund | https://mixaund.bandcamp.com Music promoted by https://www.free-stock-music.com Learn more about your ad choices. Visit megaphone.fm/adchoices
Mar 4, 2020
24 min
126: Luxury Escapes? Vacation rental 101.
In this episode KT discusses: ·     Booking a home vs. a hotel for your vacation ·     Pros and cons of services like Airbnb, Vrbo, FlipKey, etc. ·     KT’s vacation home rental horror story Key Takeaways: ·     One company owns two of the largest vacation rental companies ·     Do your research before renting ·     Last-minute rentals might get a deal, if you ask for it. Quote: “Booking houses is (these companies) gig. Customer service, not so much.” - KT Click here to reach KT  See KT’s interview on C-Suite Network’s Best Seller TV Connect with KT Thomas: http://ktsmoneymatters.com/ Purchase KT’s book- The Hardworking Woman’s Guide to Money  Some theme music provided by Stay Positive by Mixaund | https://mixaund.bandcamp.com Music promoted by https://www.free-stock-music.com Learn more about your ad choices. Visit megaphone.fm/adchoices
Feb 26, 2020
24 min
125: Tiny Houses and Downsizing
KT 125: Tiny Houses and Downsizing Air Date: 02/19/20 In this episode KT discusses: ·     How the McMansion trend turned into the tiny home trend ·     If tiny houses are better than trailers ·     Baby Boomers: the high cost of downsizing Key Takeaways: ·     The pros and cons of tiny house ownership ·     The rule you should use when considering buying a home of any size ·     Downsizing could be jumbo-sizing your Quote: “Consider rightsizing your housing to meet your income, not the other way around.” – KT Do you have a tiny house story? Contact KT here: https://ktsmoneymatters.com/contact/ Click here to reach KT  See KT’s interview on C-Suite Network’s Best Seller TV Connect with KT Thomas: http://ktsmoneymatters.com/ Purchase KT’s book- The Hardworking Woman’s Guide to Money  Some theme music provided by Stay Positive by Mixaund | https://mixaund.bandcamp.com Music promoted by https://www.free-stock-music.com Learn more about your ad choices. Visit megaphone.fm/adchoices
Feb 19, 2020
27 min
124: Who's doing your taxes?
In this episode KT discusses: ·     Changes in the Tax Laws ·     Why you could be paying too much for tax preparation ·     Taking the Standard Deduction vs. Itemizing Key Takeaways: ·     Free tax prep options ·     The hidden cost of a fast refund ·     Why your CPA may not be working as hard as before Quote: “This is your money. You worked hard all last year for it. If you’re due a tax return this is money you’ve overpaid the government, that they got to borrow for free all year. Don’t let anybody else take any more of it before you get to call it yours.” - KT Click here to reach KT  See KT’s interview on C-Suite Network’s Best Seller TV Connect with KT Thomas: http://ktsmoneymatters.com/ Purchase KT’s book- The Hardworking Woman’s Guide to Money  Some theme music provided by Stay Positive by Mixaund | https://mixaund.bandcamp.com Music promoted by https://www.free-stock-music.com Learn more about your ad choices. Visit megaphone.fm/adchoices
Feb 12, 2020
25 min
123: The Death of the Stretch IRA
In this episode KT discusses: ·     What is a Stretch IRA ·     The Secure Act of 2019 ·     How this new law could effect you Key Takeaways: ·     How The Secure Act hurts savers ·     The retirement planning changes you need to make ·     Think about how your retirement could impact your children Quote: “What this really means is (the government) created a disadvantage for working and saving Americans over wealthy Americans who get to pass nearly the bulk of their entire estate tax free. ” – KT Click here to reach KT  See KT’s interview on C-Suite Network’s Best Seller TV Connect with KT Thomas: http://ktsmoneymatters.com/ Purchase KT’s book- The Hardworking Woman’s Guide to Money Learn more about your ad choices. Visit megaphone.fm/adchoices
Feb 5, 2020
21 min
122: Unicorns Part 2 - The Return
If you want to hear the first discussion of “unicorn” companies, click here. In this episode KT discusses: ·     How unicorn companies are “the rookies” of Corporate America ·     The real risk of these IPOs ·     WeWork’s downfall as a cautionary tale Key Takeaways: ·     Only one of 2019's Unicorns is making money ·     What industries need to turn a profit in 2020 ·     The latest Unicorn buzz has parallels to the .com bubble of the late 1990s Quote: “Investors are getting a little bit more careful about understanding that companies have to have a path to profitability. ” – KT Click here to reach KT  See KT’s interview on C-Suite Network’s Best Seller TV Connect with KT Thomas: http://ktsmoneymatters.com/ Purchase KT’s book- The Hardworking Woman’s Guide to Money  Learn more about your ad choices. Visit megaphone.fm/adchoices
Jan 29, 2020
15 min
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