In this Money Moments episode of It’s No Secret, we chat with Dora Yip, CMO at PocketSmith, about the real life of a “household CFO.” Dora, who grew up in Singapore and now lives in Dunedin, shares how culture, values, and human behaviour shape our money experiences. In this episode we dive into: The mental load of managing family finances and reframing budgeting as values-led decision-making.How a $1,200 bubble tea bill became a surprising lesson in intentional spending.Dora's toolkit ...
Oct 7, 2025
45 min
This week, we’re diving into the fascinating world of core-satellite investing, exploring how you can effectively implement this strategy using the Kernel platform. Whether you're a seasoned investor or just starting out, understanding how to balance your core investments with targeted satellites can enhance your portfolio's performance. Plus, we have some insightful blog posts linked in the description for those eager to learn more! Like sauce on a PIE: How Kernel Shares & ET...
Jun 17, 2025
32 min
Today, we're diving into the often tricky world of gifting etiquette. As weddings, birthdays, and holidays approach, dilemmas come up often leave us scratching our heads. Join us as we share our personal experiences and tackle some of the most awkward gifting scenarios. Plus, we want to hear from you—what are your biggest gifting dilemmas? Share your thoughts in the comments! If you enjoyed today's show, we'd LOVE for you to rate & review it on Apple Podcasts and share your fa...
Jun 3, 2025
33 min
Today, we’re shifting the narrative from financial worries to celebrating the wins that often go unnoticed. Inspired by a fantastic article from MoneyHub, we’ll explore ten key indicators that suggest you’re doing better financially than you might realize. Tune in as we unpack these signs and encourage you to reflect on your own financial journey. We also want to hear from you—what are some other signs that indicate you’re on the right track? Moneyhub article: https://www.moneyhub...
May 21, 2025
28 min
Today, we dive into a pressing issue that many Kiwis are grappling with: the reality of homeownership in New Zealand. If you purchased a house in the last three years, you might feel like you've taken a step back, especially with recent market fluctuations. Join us as we talk about an anonymous story and chat through the realities of purchasing a home with the view of it being your one-way ticket to wealth. Useful links Infometrics slides If you enjoyed today's show, we'd LOV...
May 13, 2025
22 min
In this episode, we’re thrilled to share some exciting news from the Kernel team: the launch of Shares and ETFs! This new offering gives Kiwis the chance to invest directly in select range of shares and ETFs, making it easier than ever to build your wealth. Join us as we chat through what this could mean for you and how it can fit into your investment strategy. Specifically, we chat about: Why Kernel launched Shares & ETFs?An overview of how Shares & ETFs work on the Platf...
Apr 29, 2025
33 min
In today’s episode, we dive into a pressing question: Is having a high-paying job truly worth it? While many might instinctively say yes, reality can often be more complex. Join us as we explore the potential pitfalls and benefits of high salaries, revealing the truths that can help you navigate your own financial journey. Specifically, we chatted about: High-Paying Jobs in NZ: We explore the highest-paying roles according to Seek and how salary figures can differ based on various sourc...
Apr 15, 2025
44 min
In this podcast episode, we're joined by Kernel Founder & CEO Dean Anderson to chat about the latest developments in the markets and how they’re impacting investors. Specifically, we discuss: The impact of US tariffs and rising market volatility, including what this means for global and local economies.New Zealand’s relatively stable position amidst global uncertainty and the signs of economic recovery.Key investment principles to navigate turbulent markets, such as diversification, align...
Apr 8, 2025
23 min
In the world of investing, the debate between active and passive strategies has been significant among many investors. While active investing involves selecting individual stocks and timing the market, passive investing focuses on tracking market indices through funds. This episode dives deep into the nuances of both approaches, exploring their historical performance, current trends, and what they mean for investors today. Specifically, we chatted about: The key differences between the ...
Apr 1, 2025
23 min
Tax is an unavoidable cost of investing, so ensuring you understand how it works can help you get the most out of your investments. In New Zealand, Portfolio Investment Entities (PIE) funds offer a tax-efficient way to invest, but navigating their tax rules can sometimes be challenging. Find out how they work in this podcast episode, alternatively read the full blog below. https://kernelwealth.co.nz/blog/how-does-tax-work-when-investing-in-kernel-funds If you enjoyed today's show, we'd ...
Mar 25, 2025
21 min
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