The best investment today depends on future events, and because no human can consistently predict the direction of any market, it’s critical to acknowledge our dependence upon God.

Prayerfully allow God through his Spirit and his Word to determine where you invest "God's Money".

Before making any major financial decision, through prayer and the study of God's Word, determine God's financial plan.

God wants us to invest His money according to His investment principles, but unfortunately most Christians have little or no knowledge of what the Bible says on investing.

Develop and implement a biblically based investment strategy that reflects God’s will regarding the investments that God has entrusted to you.

God recommends biblical diversification of the investments that God has entrusted to you.

Unless God specifically directs you otherwise [John 10:3, 4], diversify your investments in accordance with Ecclesiastes 11:1, 2.

Biblical diversification is obtained by allocating one's assets into different types of investments that will probably react differently to any particular market condition.

If you have no peace in investing in equities because of the risks, then perhaps God is directing you to invest in safer categories, such as short- term high quality bonds or guaranteed investment certificates.

Borrowing to invest increases the risk and volatility of your portfolio, and if the market drops, you could lose a lot of money.