In For A Penny
In For A Penny
In For A Penny: Personal finance simplified
The In For A Penny podcast is produced and presented by freelance personal finance journalist Marc Shoffman and The Orchard Practice financial planner Joshua Gerstler.Each episode aims to address the confusing concepts and challenges from the world of business, finance and wider society.Links:The Orchard PracticeCavendish ContentLeave a review!Support our show with a donation!Support this show http://supporter.acast.com/inforapennypodcast. Our GDPR privacy policy was updated on August 8, 2022. Visit acast.com/privacy for more information.
76 - Is now a good time to invest?
Amid volatile stock markets and an uncertain political and economic environment, Marc & Josh discuss if now is a good time to invest.Why time in the market is more important than timingSupport this show http://supporter.acast.com/inforapennypodcast. Our GDPR privacy policy was updated on August 8, 2022. Visit acast.com/privacy for more information.
Jul 29, 2022
28 min
75 - Call waiting! How financial brands can improve customer service
Marc and Josh discuss how financial services companies are still using the pandemic as an excuse for reduce customer service.How can customer service be improved?Plus, the rudest road names in the UK and their impact on property prices!Support this show http://supporter.acast.com/inforapennypodcast. Our GDPR privacy policy was updated on August 8, 2022. Visit acast.com/privacy for more information.
Jun 21, 2022
21 min
74 - How mortgage downvaluations could stifle sales
Marc & Josh discuss the issue of mortgage downvaluations in the housing market.What is a downvaluationWhy would a lender downvalue a propertyWhat should a buyer or seller do if a property is downvaluedSupport this show http://supporter.acast.com/inforapennypodcast. Our GDPR privacy policy was updated on August 8, 2022. Visit acast.com/privacy for more information.
May 19, 2022
21 min
73 - Joint accounts: Should couples pool their finances?
Marc & Josh discuss the benefits of couples having a joint bank account and how it can help with budgeting, saving and investing.Support this show http://supporter.acast.com/inforapennypodcast. Our GDPR privacy policy was updated on August 8, 2022. Visit acast.com/privacy for more information.
Apr 12, 2022
29 min
72 - Risk versus volatility: Which of these, if any, should concern investors most?
Marc and Josh discuss definitions of risk and volatility in light of Russia's invasion of Ukraine and the impact on the stockmarkets. How concerned should investors be?Support this show http://supporter.acast.com/inforapennypodcast. Our GDPR privacy policy was updated on August 8, 2022. Visit acast.com/privacy for more information.
Mar 29, 2022
33 min
71 - How to navigate the cost of living crisis
From interest rate rises to energy bill hikes, Marc and Josh discuss how to cope with the rising cost of living.-         The bills you can still shop around for.-         The expenses you may have to cut and the ones you should keep.Support this show http://supporter.acast.com/inforapennypodcast. Our GDPR privacy policy was updated on August 8, 2022. Visit acast.com/privacy for more information.
Mar 8, 2022
26 min
70 - Many happy returns? The top performing assets of 2021
Marc and Josh discuss how various types of investments performed in 2021 and why it may or may not actually matter for your portfolio.Plus, have you ever been ambushed by chocolate cake?Support this show http://supporter.acast.com/inforapennypodcast. Our GDPR privacy policy was updated on August 8, 2022. Visit acast.com/privacy for more information.
Feb 22, 2022
24 min
69 - Should unvaccinated people pay higher insurance premiums?
Marc & Josh discuss whether life and health insurers could start charging higher premiums for unvaccinated policyholders.Plus, should you ask a business contact if they are vaccinated before a face-to-face meeting?Support this show http://supporter.acast.com/inforapennypodcast. Our GDPR privacy policy was updated on August 8, 2022. Visit acast.com/privacy for more information.
Feb 1, 2022
24 min
68 - How a savings challenge could help you manage your money better in 2022
Marc and Josh analyse the best savings challenges and how they can help you put money aside in a fun and effective way.What is a savings challenge?How do they work?Are they worth the effort?Support this show http://supporter.acast.com/inforapennypodcast. Our GDPR privacy policy was updated on August 8, 2022. Visit acast.com/privacy for more information.
Jan 18, 2022
26 min
67 - How should your pension contributions be invested?
Marc and Josh discuss how to decide your pension investment strategy and why it is important to look beyond the default fund.Links:The Orchard PracticeCavendish ContentLeave a review!Support our show with a donation!Support this show http://supporter.acast.com/inforapennypodcast. Our GDPR privacy policy was updated on August 8, 2022. Visit acast.com/privacy for more information.
Jan 4, 2022
28 min
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