Interest rates are one of those things that affects everyone but very few people understand. In this episode Nish is going to explain why interest rates go up and down and how you can understand those changes to make the best decisions for your finances.

People often misconstrue what a dividend payment means. In this episode we talk through what a dividend payment actually means, how it works, and what you're giving up if you do receive them. You'll also get a sense of which types of companies pay a dividend and what a changing dividend policy could mean in terms of signaling.DISCLAIMER: This is NOT intended to be financial advice and is for information and educational purposes only. Stocks discussed in this video may be held in a personal and/or professional capacity. No copyright infringement intended.

People often think that university is supposed to be this time of enlightened clarity where you follow your passion. It isn't for many people. It wasn't for me nor was the journey thereafter to find my passion and then convince someone to give me a shot in a competitive industry. In this episode I look back at my volatile journey and provide some advice and, hopefully, some relatability to the journey that some of you might be facing.

This week's episode is a bit different! Our host Nish shares his musings after watching the movie "Dumb Money," which was about the GameStop saga. He cover the "why" around what happened and gets into key themes from the movie like hedge funds, shorting, and how retail investors were able to shock Wall Street investors. #dumbmoneymovie #moviereview #hedgefund #shorts #market #financeexplained #investingsimplified #equitysectors #easyfinance #learnwithme #financemadesimple #financialliteracy #financialeducation #fyp #foryoupage

In this episode our host, Nishlen Govender, will discuss the differences between the 3 most popular US equity markets. Why are there multiple indices, what are the differences, and why on Earth do we use indices in the first place? The reason for having indices, and the differences between them, are one of the those typical finance industry opaque issues so hopefully this lifts the veil and demystifies it for you! #us #equityeducation #equitymarket #s&p500 #nasdaq #dowjones #dowjonesindustrialaverage #financeexplained #investingsimplified #equitysectors #easyfinance #learnwithme #financemadesimple #financialliteracy #financialeducation #fyp #foryoupage

In this episode we breakdown what the 11 equity sectors are from IT, and consumer sectors, all the way to energy, materials, and health care. We discuss the largest stocks in each sector as well as the biggest themes to give you a sense of what is driving modern equity markets. After this episode we should be able to have more intricate and detailed conversations around stock markets as we'll be able to understand them better.

There has been a lot of headlines dedicated to the idea that we are in the midst of another IT bubble. The last IT bubble took place in 2001 and the meteoric rise of technology companies over the last few years, and in particular the last few months thanks to the AI theme, has caused concern as to whether the market is once again getting overly optimistic when it comes to technology companies. We've spent a lot of time discussing AI and technology stocks so we are uniquely placed to have an opinion on this. I'll dive into bubbles, what's different now, and what we should understand about typical valuation techniques like the P/E ratio. DISCLAIMER: This is NOT intended to be financial advice and is for information and educational purposes only. Stocks discussed in this video may be held in a personal and/or professional capacity. No copyright infringement intended.

This week's episode is on Nvidia. Specifically, we discuss Nvidia's recent blockbuster results and what it means for the rest of the magnificent 7. We also discuss why earnings season and companies reporting is such an important thing in the context of finance and investments. Please follow, like, and comment for more content!DISCLAIMER: This is NOT intended to be financial advice and is for information and educational purposes only. Stocks discussed in this video may be held in a personal and/or professional capacity.No copyright infringement intended.

This week's episode is on the Magnificent 7! These are 7 high flying stocks that have/will benefit/ed from the new theme of Al/big data. The episode follows on from our AI series so I hope you guys enjoy it! Please follow, like, and comment for more content!DISCLAIMER: This is NOT intended to be financial advice and is for information and educational purposes only. Stocks discussed in this video may be held in a personal and/or professional capacity. No copyright infringement intended.

The Finance & Investing podcast kicks off 2024 with a 2 part series on Artificial Intelligence. Tune in to hear a different take on AI, where we delve into the investment side of AI.