Jonathan Bell, President and Head of Client Relationships, RedCompass Labs

India achieved its financial inclusion goals in 6 years – 41 years early. The country’s UPI scheme allows instant payments across bank, card, mobile and ATM rails. In Brazil, 50 million people have used the country’s Pix payment system this year. So is this a new golden age of instant payments? Robin Amlôt of IBS Intelligence speaks to Jonathan Bell, President and Head of Client Relationships at RedCompass Labs, specialists in secure end-to-end digital payments.