The whole world of personal finance branches out to many aspects like savings, loans, retirement and housing. And yes, they're all inter-connected with each other. In today's episode, we discussed whether it's advisable for using money from our personal emergency stash to pay for a housing downpayment. Before that, we go through what exactly a downpayment and an emergency fund is, and what's the purpose of it. What's the take on an emergency fund? Is 6-months of your expenses really the right way? Is there no importance for an emergency fund for younger people now? Find out more in this episode of Hows 2 House.