We cool off the year of 2021 with the new cooling measures implemented. In our last podcast episode of the year, we discuss how the newly announced changes to the ABSD, TDSR and LTV will affect current and future homebuyers. With news outlets reporting about skyrocketing property prices for the past 2 years, we talk about the changes and evaluate whether this highly anticipated policy implemented will be effective

MAS has cautioned everyone about their housing loans as they fear people are unable to repay them, but is this really the case? In this episode, the lads reflect on 2021 and discuss whether the surge in housing demand has led to household debt in families, why they don't recommend short-term loans, and have some advice for future homebuyers as the market sets to return to normalcy. 

Priority schemes were first introduced to help Singaporeans get a better shot at securing a house, but has the current state of it been flipped that it's now harder to get a house? In this episode, we talk about what priority schemes there are, why Singaporeans are asking to remove the system, should we remove it ... and more.

In a new series where we discuss property topics that deal with real-life situations, we talk about how YOLO/conservative you should be when it comes to purchasing a house. Just because you have a dual income, does that mean you should buy a more-expensive house?  We also talk about what happens if the homeowners face losing the source of an income, a divorce and death. What can people do then? How will the Government help, or will the Government even step in?? We also share about our childhood trauma regarding our names.

Just when you thought housing in Singapore couldn't get more expensive .... In this episode, we take a look at some of the common hidden costs homebuyers will unexpectedly face. Most people will only factor in the property price and the costs of their renovation, but there are so many more "add-ons" that were not considered, simply because people are unaware. What is 'ALL IN, NETT' and why is this the most important question to ask a conveyancing firm? There are maintenance fees for HDBs? And it varies in every estate?? You can get sued for not buying a house???! We answer all of these ... and more

How much money would it take for you to live comfortably? In this episode, we discuss what the mortgage lads would do if they had enough money to do whatever they want, whether this includes buying a Good Class Bungalow, and our thoughts on squid game and TI10.

Yep, it's a chonky one. In this episode, we break down the newly introduced PLH Model - the Basics, the Effectiveness, the Implications. Will it have more benefits or consequences? Is this just a temporary solution, or will this have the potential to replace the existing BTO model? And ... is the HDB lying about their goal? We answer all of these in this episode. Also,  Baey asks if he should start an OnlyFans ..... we answer that too.

We, the rich uncles of homebuyers, pledge our funds to one, united bank. Pledging (and un-pledging) property may be an uncommon term for many of us, but it's essentially a transaction of trust. Just like how we put deposits when we have our staycations, it's an act of proving our financial security so that we don't do anything reckless. But, what if you could use that staycation deposit, to upgrade and stay in the honeymoon suite instead? Tune in to find out more about pledging, from our outtakes in Ep. 20.

Some extra content from Ep 20's recording, we discuss some basics of a credit card, and how it will affect with how much you can loan when buying your house. (Also Kyler put in a lot of effort for the intro so he's gonna take a nap now)

Ez life hacks y'all.  It's debatable that a person is more likely to strike 4D on their first attempt as compared to getting a BTO unit on their first attempt. Singapore's answer for public housing has been known for it's unequivocally equal treatment when it comes to ballots, leaving a fair chance to everyone applying. But, this also has led to some people having to apply for a BTO at least 10 times. In this episode, we talk about ways you can better your chances at getting a BTO, why it leads to a better chance, Baey's opinion of getting a 3-rm flat ... and more