We carry on with our yes or no questions with Suraya Zainuddin, blogger behind RinggitOhRinggit.com on the topics of debt and investing. There are very contrasting views on the Internet, like, 'never ever use a credit card', 'always pay more for your loan repayments', 'just buy ETFs, don't buy stocks'. Honestly, there are always two sides to the coin! Today's episode uncovers Suraya's thoughts and opinions on these money topics. Let us know if you agree or disagree!You can find Suraya at the following channels:Twitter: https://twitter.com/surayarorInstagram: https://www.instagram.com/surayaror/Facebook: https://www.facebook.com/ringgitohringgitBlog: https://ringgitohringgit.com/Want to hangout with me instead?Instagram: https://www.instagram.com/her.duit/Facebook: https://www.facebook.com/herduitTwitter: https://twitter.com/her_duit