Today's guest is Mike Heroux and we discuss Dividend Investing. Mike is a passionate investor and founder of Dividend Stocks Rock (DSR). He earned his bachelor's degree in finance & marketing, as well as an MBA in financial services. For 10 years Mike worked as a financial planner with a CFP title. He is passionate about traveling and he is happily married with three amazing children. He started his online venture to help people like you invest with conviction so they can retire happily. Episode Highlights: Mike discusses what a dividend is, and why companies pay them. We discuss The Dividend triangle, a term that Mike created to help investors screen stocks Mike shares a story from his investment banking days and why having patience investing in the stock market is incredibly important for all investors. Follow us on Instagram @haveyouever.podcast

Today's guest is Kayla Horton and we discuss Urban Planning. Kayla is an aspiring urban planner. She was introduced to the planning profession during her third year at McMaster University where she received a Bachelor of Science in Environmental Science and Geography. Kayla is now finishing her last year of school at Mohawk College studying Urban and Regional Planning. She has had internships in both the public and private sector of planning. She hopes to make a positive difference to society by contributing to sustainable development practices that meet future growth demands while ensuring natural heritage features are protected. Kayla’s favourite part of urban planning is the chance to contribute to creating, and improving the communities that positively shape people’s everyday lives. Kayla is a student member of the Canadian Association of Certified Planning Technicians (CACPT) and will officially become a Certified Planning Technician (CPT) upon graduation this spring. She is also a student member of the Ontario Professional Planners Institute (OPPI) and plans to work towards her Registered Professional Planner (RPP) designation through work experience. She is excited to finish school and enter the planning profession full time this spring. Episode Highlights: Kayla talks about her journey to become a planner, and the process to become certified We discuss how modern cities are planned, and the role that planners assist in this process Kayla discusses some of the hot topics in urban planning here in Southern Ontario: how the Niagara Escarpment impacts building, and much more. Follow us on Instagram @haveyouever.podcast

Today's guest is John Golub and we discuss his recent memoir My Ice Cream Sunday. John Golub was born in Toronto, Ontario and then grew up on a farm nestled in a small Ontario town. He was always fascinated in personal growth and success and he always strove to live this way. He complemented his positive mindset in various ways such as leadership courses, martial arts, fitness, spirituality, and researching successful professionals. His life experiences had been a mix of beauty and pain that put him to the test. He worked through it all and in the process, he learned what life was all about and how to successfully live it. John is a personal growth speaker and a life coach that began with a career in the electrical trade. He is a married loving father whose family is first in his heart. He has an incredible zest for life and his love of helping others succeed is permanently ingrained in him. He loves sharing his winning strategies that help others overcome their obstacles to claim their own successful lives. My Ice Cream Sunday is John's first book Join John Golub My Ice Cream Sunday Facebook Group   Find John's Ice Cream Sunday on Amazon here: My Ice Cream Sunday Episode Highlights: John shares how he has been able to take on seemly impossible tasks in his life, and what steps he took to be successful We discuss how John’s attitude of accepting help from others has changed over time, and how turning to God for guidance for life's big problems helped give him more control with the smaller problems of life John shares advice for others who have been struggling with the pain of loss through his own personal experience Follow us on Instagram @haveyouever.podcast

Today's guest is Todd Lindeblad and we discuss his business Lindeblad Piano and the piano restoration business.  Todd Lindeblad, Husband and father of four young children. Todd is the owner of Lindeblad Piano Restoration & Lindeblad School of Music. Todd graduated from Montclair State University, with a double major in marketing and management. Todd currently lives in West Caldwell New Jersey. The pressures of life have driven him to learn to lean on God & Jesus.  Todd enjoys spending time with his wife and kids. To learn more about Lindeblad Piano, visit: https://www.lindebladpiano.com Episode Highlights: We learn the different components of a piano, and the process of how a piano is restorated We discuss the growth of Lindeblad piano, and the biggest impact that has helped the business grow. Stay tuned to the end of this interview to hear some of the famous client’s that Todd has restored pianos for Follow us on Instagram @haveyouever.podcast

Today's guest is Emanuela Hall and we discuss how to become a more Effective Speaker Emanuela is a speaking and visibility coach, an actress, a movement instructor, a homeschooling mama of 2 and, above all, a lover of stories.   She believes that creativity matters, that stories unite us, and that everyone's got one to share!  Emanuela loves helping growth-focused entrepreneurs speak with authority and stand in their leadership so that they can attract dream clients online and make humongous impact. Emanuela found her own story when she struggled with post-partum anxiety and breastfeeding.  She turned this experience into her award winning, one-woman play, My Breast Self.  From then on, she became obsessed with helping others to heal, create, and connect through sharing their stories. She loves music, food, and dancing on the beach Follow Emanuela on Social Media: IG:  @emanuela_speakingcoach  FB:  Captivate Facebook Group YT: Emanuela Speaks LI:  https://www.linkedin.com/in/emanuela-hall-59056047/ Episode Highlights: How to overcome the fear of public speaking Emanuela teaches us the best ways to warm up your voice and body for a vocal performance We learn one very simple trick to stop using filler words while you are speaking. These include words or phrases such as “um” “uhhh” “so” or “like”. Follow us on Instagram @haveyouever.podcast

Today's guest is Rev. Steve Swets, and we discuss Steve's journey becoming a Pastor.  Rev. Steve Swets graduated from Mid America Reformed  Seminary in 2007. After a 7 year pastorate in Abbotsford, BC, Steve moved to Hamilton ON with his wife Rachel and their 4 children. He has been the pastor of Rehoboth United Reformed Church since 2016. In his free time Steve enjoys reading and playing sports. Episode Highlights: Steve discusses the process of becoming a pastor; his undergraduate degree, and what is taught in seminary school Steve shares 3 different lessons that he has learned in his life since becoming a pastor We discuss where Steve finds the inspiration for his weekly lessons that are shared with his congregation Follow us on Instagram @haveyouever.podcast

Today's guest is Jessica Moorhouse, and we discuss Financial Literacy. Jessica Moorhouse is a sought-after millennial money expert, Accredited Financial Counsellor Canada, a media personality, and host of the popular More Money Podcast. Like many millennials, Jessica graduated university during the Great Recession with student loans to pay off, no job, and zero idea how money worked. As it turned out, she wasn't alone. The lack of relatable and non-judgemental financial advice available inspired her to found MoorMoney Media Inc., a financial education company that includes online courses, her signature event series the Millennial Money Meetup®, a YouTube channel, and one of the leading podcasts in Canada with over 2 million downloads the More Money Podcast. Jessica is also a regular on-air TV personality on CTV News Mind the Gap panel and BNN Bloomberg, has been quoted by the media as a money expert hundreds of times, and often works as an influencer with big financial brands such as TD, BMO, PC Financial, and Quickbooks. Episode Highlights: We discuss the importance of understanding your goals for investing and saving and why having an emergency fund is important for anyone at any age. Jessica breaks down what TFSAs, and RRSPs are and helps us understand how Canadian investors can best utilize these for financial goals Jessica talks about why she uses index funds as the backbone for her investment portfolio Follow us on Instagram @haveyouever.podcast 

Welcome to the start of Season 4 of the Have You Ever Podcast.  Today's guest is Andrew Almas, and we discuss Urban Forestry.  Andrew is an Assistant Professor of Teaching in the UBC Faculty of Forestry in Urban Forestry. He is involved in many aspects of the undergraduate program including teaching or co-teaching Greening the City, Urban Forest Inventory and Assessment, and Introduction to Urban Forest Design. His love of trees stems from multiple sources, including growing up next to the Royal Botanical Gardens in Hamilton, Ontario. Eventually this interest led to summer jobs and later a career in urban forestry. He has been involved with various aspects of urban forestry in both professional and academic contexts, including working as an urban forester for the Town of Oakville, Ontario, and later as an environmental consultant. His educational background includes an undergrad in Geography, post-graduate diploma in Environmental Management, a course-based masters in Environment and Sustainability, and a PhD in Urban Forestry. His past research interests explored the role of native species and other urban forest issues on municipal planning and resident attitudes, actions, and knowledge. He encourages his current students to seek guidance on cultivating their own urban forestry interests and future career paths. Episode Highlights: We learn about why trees are important for human life, including the health benefits of healing from nature. We discuss what decisions go into deciding what species of trees should be planted in a urban area We learn about canopy cover, and how it can help urban areas plan for future growth of trees. Follow us on Instagram @haveyouever.podcast 

Today's guest is Kellen Coleman, and we discuss all things that happened this past season of Survivor - Season 41. Kellen is the Assistant Director of Digital Content for the University of North Texas athletics department. He has over 15 years of experience working with athletics communications, web sites and social media. He is a long-time Survivor fan, and you can find him on Wednesdays watching with his wife, Kaitlyn and his two kids, Cade and Jaxon. Highlights of todays episode include We discuss the most recent winner of Survivor- Erika. And why she deserved to win this past season Kellen shares who from this last season was his favourite players and what were some of his favourite moments We discuss the impact of the new advantages this past season Stay tuned for Season 4 of the Have You Ever Podcast coming out in early 2022.  Follow us on Instagram @haveyouever.podcast 

Today's guest is Amanda Welton. Amanda is a Holistic Anxiety Coach who helps people overcome anxiety through natural nervous system regulation. She is the creator of Lavender Tusk, a Psychospiritual Community with the goal of normalizing mental health, nature therapy and being human and multidimensional. She coaches from a space of lived experience having experienced anxiety, depression, PTSD and trauma from a car accident and a long term toxic relationship. Currently Amanda runs Lavender Tusk part-time and her day job is a Community & Housing Outreach Worker, working with people experiencing homelessness. Highlights of todays episode: Amanda shares her personal struggle with anxiety and depression and how she uses her lived experience to help others, We learn about Amanda’s holistic and fulsome approach to support mental health and Amanda and I discuss some of the best ways of connecting with nature to help calm anxious thoughts. To connect with Amanda check out her website or follow her on social media: www.lavendertusk.com Facebook: Lavendertusk Community  Instagram: @Lavendertusk Follow us on Instagram @haveyouever.podcast