Welcome back to another episode, Growth Where Planted. Today, we are joined by none other than David Mulonas to talk about managing your finances better and budgeting like a pro.David provides a refreshing view on personal finance with a side of humor. He also shares offbeat current events and real-life experiences. He and his producers crack jokes while also diving into financial literacy and success. This podcast finds the perfect balance between having a laugh and getting down to business.David is a published author and accomplished corporate project manager in the IT field. His book I'm Not Flipping Burgers When I'm 70! explores personal finance, budgeting, homeownership, and investing for the future. David also launched a project called the Personal Finance Squad, in which he offers guidance on all areas of budgeting and achieving financial freedom.You don’t want to miss this episode, so stay tuned!Budgeting Like A Pro - [ Insight into the episode. Introduction to our guest, David Mulonas. Background and Passion. The importance of budgeting. Society facts on budgeting. A hidden epidemic in this country.The Positive Mindset of Money - [ David shares his story with money. How he builds his way of thinking with money  The mindset of money. Life is a collective piece of things. The value of working hard and being smart. David’s first formal introduction to budgeting. David shares his biggest mistakes and learnings along the way. Final realization. You have to care; if you don’t, you won’t do it.Managing Good Debt - [ Debt to income ratio. Managing the good debt. Understanding assets and liabilities The financing and debt strategy.Resources and Close - [ Budgeting App resources for this episode See links below Final wordsTweetable Quotes:“Take away the material side of things when you are just starting out.” - David Mulonas.“Unless something happens to you catastrophically, there is no reason for you to have a credit card debt.” - David Mulonas.“It’s not frugality, but understanding what you have with the money to make good choices with it.” - David Mulonas.Resources: Mint Intuit Budgeting App Good Budget App  David’s Budget Worksheet TemplatesYou can follow David on Linkedin, Instagram, Twitter, Tiktok, and Facebook. Be sure to check out his Youtube and visit his website at www.somethingonmymind.net.If you want to support what we do here, then SHARE, SUBSCRIBE, and Leave a REVIEW on all major podcast platforms.Connect and Follow me on Instagram: @growthwhereplantedGive yourself more room to grow; check out the previous episodes on our website http://growthwhereplanted.love/.--- Support this podcast: https://podcasters.spotify.com/pod/show/growth-where-planted/support