Realtor John V. Pinto and Senior Loan Officer Abel Fregoso of Homebridge Financial Services talk about How To Use a FNMA "Homestyle" Loan to finance the construction of an Accessory Dwelling Unit (ADU) or Jr.ADU. --- Send in a voice message: https://anchor.fm/john-pinto2/message

Realtor John V. Pinto and Senior Loan Officer Abel Fregoso of Homebridge Financial Services talk about How To Use an FHA 203k loan to Finance the Construction of an Accessory Dwelling Unit (ADU) or a Jr.ADU. --- Send in a voice message: https://anchor.fm/john-pinto2/message

Realtor John V. Pinto and Senior Loan Officer Abel Fregoso of Homebridge Financial Services talk about how to use a cash-out refi to finance the construction of an Accessory Dwelling Unit(ADU) or a Jr.ADU. --- Send in a voice message: https://anchor.fm/john-pinto2/message

Realtor John V. Pinto and Senior Loan Officer Abel Fregoso of Homebridge Financial Services talk about using a HELOC to finance the construction of an Accessory Dwelling Unit (ADU) or Jr.ADU. --- Send in a voice message: https://anchor.fm/john-pinto2/message

Realtor John V. Pinto and Senior Loan Officer Abel Fregoso of Homebridge Financial Services talk about How To use a Home Equity Loan to finance the construction of an Accessory Dwelling Unit (ADU) or a Jr.ADU. --- Send in a voice message: https://anchor.fm/john-pinto2/message

Realtor John V. Pinto and Senior Loan Officer Abel Fregoso of Homebridge Financial Services talk about Mortgage Insurance - its benefits, options & costs.  When should you avoid it and when should you embrace it? --- Send in a voice message: https://anchor.fm/john-pinto2/message

Realtor John V. Pinto and Senior Loan Officer Abel Fregoso of Homebridge Financial Services explain what "closing costs" are; the two categories of Recurring and Non-Recurring Closing Costs; and why it's important to see a Net Sheet to determine how much money you'll need to come up with to close your home purchase. --- Send in a voice message: https://anchor.fm/john-pinto2/message

Realtor John V. Pinto and Senior Loan Officer Abel Fregoso of Homebridge Financial Services talk about the difference between a Loan Pre-Qualification vs. a Loan Pre-Approval.  --- Send in a voice message: https://anchor.fm/john-pinto2/message

Realtor John V. Pinto and Senior Loan Officer Abel Fregoso of Homebridge Financial Services talks about new changes to the home loan qualifying process under post-COVID-19 guidelines.  --- Send in a voice message: https://anchor.fm/john-pinto2/message

Realtor John V. Pinto and Senior Loan Officer Abel Fregoso of Homebridge Financial Services discuss Credit Tips when applying for a home loan.  What are the DOs & DON'Ts?   --- Send in a voice message: https://anchor.fm/john-pinto2/message