Future Rich

Welcome to SEASON 6 of the Future Rich Podcast!!  Time flies! Thank you to everyone who has been with us since the beginning of the podcast :) We're so excited to be back for another season.  Floral, photography, venue, gifts, dresses, DJs, and cakes, oh my! In today's episode, CFP and Future Rich Host Barbara Ginty is joined by the show's producer, Potter to talk all things WEDDING! Barb is walking down the aisle in six months and has plenty of financial tips and tricks on where to spend and splurge on your wedding budget. Potter also shares some lessons she learned from her big day.   Thank you to Athletic Greens for sponsoring Future Rich. If you want to give it a try, Athletic Greens is going to give you a FREE 1-year supply of immune-supporting Vitamin D AND 5 FREE travel packs with your first purchase. All you have to do is visit athleticgreens.com/futurerich [https://athleticgreens.com/campaign/d35ct-offer-immunity/en?utm_source=podcast&utm_medium=partnerships&utm_campaign=futurerich_d35ct__a4927__o19&utm_term=variable__a4927__o19&utm_content=business__a4927__o19]. Again, that is athleticgreens.com/futurerich [https://athleticgreens.com/campaign/d35ct-offer-immunity/en?utm_source=podcast&utm_medium=partnerships&utm_campaign=futurerich_d35ct__a4927__o19&utm_term=variable__a4927__o19&utm_content=business__a4927__o19] to take ownership over your health and pick up the ultimate daily nutritional insurance! Follow us on Instagram. [https://www.instagram.com/futurerichpodcast/] Visit Barb's website - Future Rich Podcast [https://www.futurerichpodcast.com/] The content in this podcast is for informational purposes only. All investment strategies and investments involve risk of loss. Nothing contained in this podcast should be construed as investment advice. Any reference to an investment's past or potential performance is not, and should not be construed as, a recommendation or as a guarantee of any specific outcome or profit.

Happy Friday, Future Rich Fam!  In episode 106 of Future Rich, Certified Financial Planner Barbara Ginty interviews the lovely Selena, a Social Worker living in LA with her fiancé.  ***We're posting fan-favorite pod episodes during our annual winter break. We'll be back with new episodes the first week of February 2023*** Barbara helps Selena develop a plan to get rid of her intimidating amount of student loan debt via the Public Service Loan Forgiveness Program and offers her advice on where to direct her savings (credit card debt or car loan?). Listen to find out where Barbara suggests Selena spend her money first; the answer may surprise you.  Here is an accompanying episode with expert guest Leslie H. Tayne Esq. [https://soundcloud.com/planancial/79-expert-leslie-h-tayne-esq-budget-is-like-a-dirty-word]that we think will benefit listeners with a substantial amount of student loan debt. Thank you to Athletic Greens for sponsoring Future Rich. If you want to give it a try, Athletic Greens is going to give you a FREE 1-year supply of immune-supporting Vitamin D AND 5 FREE travel packs with your first purchase. All you have to do is visit athleticgreens.com/futurerich [https://athleticgreens.com/campaign/d35ct-offer-immunity/en?utm_source=podcast&utm_medium=partnerships&utm_campaign=futurerich_d35ct__a4927__o19&utm_term=variable__a4927__o19&utm_content=business__a4927__o19]. Again, that is athleticgreens.com/futurerich [https://athleticgreens.com/campaign/d35ct-offer-immunity/en?utm_source=podcast&utm_medium=partnerships&utm_campaign=futurerich_d35ct__a4927__o19&utm_term=variable__a4927__o19&utm_content=business__a4927__o19] to take ownership over your health and pick up the ultimate daily nutritional insurance! Follow us on Instagram. [https://www.instagram.com/futurerichpodcast/] Visit Barb's website - Future Rich Podcast [https://www.futurerichpodcast.com/] The content in this podcast is for informational purposes only. All investment strategies and investments involve risk of loss. Nothing contained in this podcast should be construed as investment advice. Any reference to an investment's past or potential performance is not, and should not be construed as, a recommendation or as a guarantee of any specific outcome or profit.

Happy Friday Future Rich friends! This week, CFP Barbara Ginty sat down with the lovely Rosanna.  ***We're posting fan-favorite pod episodes during our annual winter break. We'll be back with new episodes the first week of February 2023*** Rosanna is re-entering the workforce in her 40s after taking some time off to help out with her and her husband's aging parents and is currently in the process of starting her own small business as a Tax Adviser. She has questions for Barb on if she's on track for retirement and the different retirement options for small businesses. Here is more info on Spousal IRA & contribution income limits. [https://www.forbes.com/advisor/investing/spousal-ira/] Thank you to Athletic Greens for sponsoring Future Rich. If you want to give it a try, Athletic Greens is going to give you a FREE 1-year supply of immune-supporting Vitamin D AND 5 FREE travel packs with your first purchase. All you have to do is visit athleticgreens.com/futurerich [https://athleticgreens.com/campaign/d35ct-offer-immunity/en?utm_source=podcast&utm_medium=partnerships&utm_campaign=futurerich_d35ct__a4927__o19&utm_term=variable__a4927__o19&utm_content=business__a4927__o19]. Again, that is athleticgreens.com/futurerich [https://athleticgreens.com/campaign/d35ct-offer-immunity/en?utm_source=podcast&utm_medium=partnerships&utm_campaign=futurerich_d35ct__a4927__o19&utm_term=variable__a4927__o19&utm_content=business__a4927__o19] to take ownership over your health and pick up the ultimate daily nutritional insurance! Follow us on Instagram. [https://www.instagram.com/futurerichpodcast/] Visit Barb's website - Future Rich Podcast [https://www.futurerichpodcast.com/] The content in this podcast is for informational purposes only. All investment strategies and investments involve risk of loss. Nothing contained in this podcast should be construed as investment advice. Any reference to an investment's past or potential performance is not, and should not be construed as, a recommendation or as a guarantee of any specific outcome or profit.

Woohoo! We made it to Friday, Future Rich fam! This week we have a great episode with our wonderful guest, Veronica!  ***We're posting fan-favorite pod episodes during our annual winter break. We'll be back with new episodes the first week of February 2023*** Veronica is a 32-year-old living in Santa Fe, New Mexico, in a property she purchased with her ex-fiancé. She works remotely as an Analyst for a Mortgage Services Company and has plans to move back to her hometown in Salt Lake City, Utah. Veronica is going through some significant changes!  Listen to this episode to learn what Barbara's advice is for Veronica to amp up her emergency fund, what type of life insurance she recommends for Veronica to switch to, as well as an easy savings method that Barbara uses for her own real estate properties.  Thank you to Athletic Greens for sponsoring Future Rich. If you want to give it a try, Athletic Greens is going to give you a FREE 1-year supply of immune-supporting Vitamin D AND 5 FREE travel packs with your first purchase. All you have to do is visit athleticgreens.com/futurerich [https://athleticgreens.com/campaign/d35ct-offer-immunity/en?utm_source=podcast&utm_medium=partnerships&utm_campaign=futurerich_d35ct__a4927__o19&utm_term=variable__a4927__o19&utm_content=business__a4927__o19]. Again, that is athleticgreens.com/futurerich [https://athleticgreens.com/campaign/d35ct-offer-immunity/en?utm_source=podcast&utm_medium=partnerships&utm_campaign=futurerich_d35ct__a4927__o19&utm_term=variable__a4927__o19&utm_content=business__a4927__o19] to take ownership over your health and pick up the ultimate daily nutritional insurance! Follow us on Instagram. [https://www.instagram.com/futurerichpodcast/] Visit Barb's website - Future Rich Podcast [https://www.futurerichpodcast.com/] The content in this podcast is for informational purposes only. All investment strategies and investments involve risk of loss. Nothing contained in this podcast should be construed as investment advice. Any reference to an investment's past or potential performance is not, and should not be construed as, a recommendation or as a guarantee of any specific outcome or profit.

In this special expert episode of Future Rich, Certified Financial Planner Barbara Ginty had the pleasure of sitting down and talking with Robert Leonard. ***We're posting fan-favorite pod episodes during our annual winter break. We'll be back with new episodes in January 2023*** Robert is the VP of Growth at The Investor's Podcast Network and the host of a top 1% business and investing podcast with two segments called, Millennial Investing and Real Estate 101. He is a motocross racer, a single dad, and an active real estate and stock investor who is passionate about educating audiences on financial literacy and personal development! Listen to this episode to learn how Robert transitioned from climbing the corporate ladder to a full-time entrepreneur, his top tips for house hacking, and why he encourages having multiple assets when investing. OR if you prefer, you can WATCH THIS EPISODE HERE. [https://www.youtube.com/watch?v=ldhU7U8EewY] Where to find Robert: IG: www.instagram.com/therobertleonard/ [https://gate.sc/?url=http%3A%2F%2Fwww.instagram.com%2Ftherobertleonard%2F&token=5b869a-1-1672974396028] Twitter: twitter.com/therobertleonar [https://gate.sc/?url=https%3A%2F%2Ftwitter.com%2Ftherobertleonar&token=863bec-1-1672974396028] Millennial Investing: podcasts.apple.com/us/podcast/id1477323816 [https://gate.sc/?url=https%3A%2F%2Fpodcasts.apple.com%2Fus%2Fpodcast%2Fid1477323816&token=738f89-1-1672974396028] Thank you to Athletic Greens for sponsoring Future Rich. If you want to give it a try, Athletic Greens is going to give you a FREE 1-year supply of immune-supporting Vitamin D AND 5 FREE travel packs with your first purchase. All you have to do is visit athleticgreens.com/futurerich [https://athleticgreens.com/campaign/d35ct-offer-immunity/en?utm_source=podcast&utm_medium=partnerships&utm_campaign=futurerich_d35ct__a4927__o19&utm_term=variable__a4927__o19&utm_content=business__a4927__o19]. Again, that is athleticgreens.com/futurerich [https://athleticgreens.com/campaign/d35ct-offer-immunity/en?utm_source=podcast&utm_medium=partnerships&utm_campaign=futurerich_d35ct__a4927__o19&utm_term=variable__a4927__o19&utm_content=business__a4927__o19] to take ownership over your health and pick up the ultimate daily nutritional insurance! Follow us on Instagram. [https://www.instagram.com/futurerichpodcast/] Visit Barb's website - Future Rich Podcast [https://www.futurerichpodcast.com/] The content in this podcast is for informational purposes only. All investment strategies and investments involve risk of loss. Nothing contained in this podcast should be construed as investment advice. Any reference to an investment's past or potential performance is not, and should not be construed as, a recommendation or as a guarantee of any specific outcome or profit.

You're in for a treat! In this week's episode of Future Rich, Certified Financial Planner Barbara Ginty chats with the lovely Dee! ***We're posting fan-favorite pod episodes during our annual winter break. We'll be back with new episodes in January 2023*** Dee is a 36-year-old entrepreneur working in Behavioral Health Management. She lives with her husband, human child, and fur child (in her words, lol!) in Austin, TX. After an important surprise conversation with her father,  Dee embarked on her financial journey to becoming debt-free!  Listen to find out how Dee paid off $50,000 of student loan debt in one year, how she keeps her savings rate high while also enjoying life, and what her long-term goals are for her and her family.  Thank you to Athletic Greens for sponsoring Future Rich. If you want to give it a try, Athletic Greens is going to give you a FREE 1-year supply of immune-supporting Vitamin D AND 5 FREE travel packs with your first purchase. All you have to do is visit athleticgreens.com/futurerich [https://athleticgreens.com/campaign/d35ct-offer-immunity/en?utm_source=podcast&utm_medium=partnerships&utm_campaign=futurerich_d35ct__a4927__o19&utm_term=variable__a4927__o19&utm_content=business__a4927__o19]. Again, that is athleticgreens.com/futurerich [https://athleticgreens.com/campaign/d35ct-offer-immunity/en?utm_source=podcast&utm_medium=partnerships&utm_campaign=futurerich_d35ct__a4927__o19&utm_term=variable__a4927__o19&utm_content=business__a4927__o19] to take ownership over your health and pick up the ultimate daily nutritional insurance! Follow us on Instagram. [https://www.instagram.com/futurerichpodcast/] Visit Barb's website - Future Rich Podcast [https://www.futurerichpodcast.com/] The content in this podcast is for informational purposes only. All investment strategies and investments involve risk of loss. Nothing contained in this podcast should be construed as investment advice. Any reference to an investment's past or potential performance is not, and should not be construed as, a recommendation or as a guarantee of any specific outcome or profit.

Oh wow, we certainly have a treat for you this week on Future Rich! CFP Barbara Ginty chats with the wonderful Erin!  ***We're posting fan-favorite pod episodes during our annual winter break. We'll be back with new episodes in January 2023*** Erin is a 32-year-old Engineer living with her family in Virginia. We thought we had seen the best budget this season, but Erin is really turning heads with her insanely good savings ratio!  Listen to learn Barbara's opinion on good debt vs. bad debt along with her advice for Erin to take care of her lifestyle creep and transition from saving, saving, saving, to actually dipping into savings and enjoying life!  Thank you to Athletic Greens for sponsoring Future Rich. If you want to give it a try, Athletic Greens is going to give you a FREE 1-year supply of immune-supporting Vitamin D AND 5 FREE travel packs with your first purchase. All you have to do is visit athleticgreens.com/futurerich [https://athleticgreens.com/campaign/d35ct-offer-immunity/en?utm_source=podcast&utm_medium=partnerships&utm_campaign=futurerich_d35ct__a4927__o19&utm_term=variable__a4927__o19&utm_content=business__a4927__o19]. Again, that is athleticgreens.com/futurerich [https://athleticgreens.com/campaign/d35ct-offer-immunity/en?utm_source=podcast&utm_medium=partnerships&utm_campaign=futurerich_d35ct__a4927__o19&utm_term=variable__a4927__o19&utm_content=business__a4927__o19] to take ownership over your health and pick up the ultimate daily nutritional insurance! Follow us on Instagram. [https://www.instagram.com/futurerichpodcast/] Visit Barb's website - Future Rich Podcast [https://www.futurerichpodcast.com/] The content in this podcast is for informational purposes only. All investment strategies and investments involve risk of loss. Nothing contained in this podcast should be construed as investment advice. Any reference to an investment's past or potential performance is not, and should not be construed as, a recommendation or as a guarantee of any specific outcome or profit.

Happy Friday, Future Rich fam! We're posting fan favorite episodes of the pod during our annual winter break. We'll be back with new episodes in January 2023.  We have a really great throwback episode this week with our fantastic guest, Mickey! Mickey is a 28-year-old living in Boston, Massachusetts, working as a mentor in a non-profit. Not only does she have a pretty excellent grasp on keeping her expenses as low as possible, but she also has a side job. Mickey has big goals to pay off her student loan debt from grad school, beef up her emergency fund, save for a home, and help her mother out with her retirement while also saving for her own. Listen to this episode for tons of tips on social security, home buying, and having tough conversations in advance when it comes to your parents needing financial assistance when they reach retirement age. Thank you to Athletic Greens for sponsoring Future Rich. If you want to give it a try, Athletic Greens is going to give you a FREE 1-year supply of immune-supporting Vitamin D AND 5 FREE travel packs with your first purchase. All you have to do is visit athleticgreens.com/futurerich [https://athleticgreens.com/campaign/d35ct-offer-immunity/en?utm_source=podcast&utm_medium=partnerships&utm_campaign=futurerich_d35ct__a4927__o19&utm_term=variable__a4927__o19&utm_content=business__a4927__o19]. Again, that is athleticgreens.com/futurerich [https://athleticgreens.com/campaign/d35ct-offer-immunity/en?utm_source=podcast&utm_medium=partnerships&utm_campaign=futurerich_d35ct__a4927__o19&utm_term=variable__a4927__o19&utm_content=business__a4927__o19] to take ownership over your health and pick up the ultimate daily nutritional insurance! Follow us on Instagram. [https://www.instagram.com/futurerichpodcast/] Visit Barb's website - Future Rich Podcast [https://www.futurerichpodcast.com/] The content in this podcast is for informational purposes only. All investment strategies and investments involve risk of loss. Nothing contained in this podcast should be construed as investment advice. Any reference to an investment's past or potential performance is not, and should not be construed as, a recommendation or as a guarantee of any specific outcome or profit.

Did you know that according to the Bureau of Labor Statistics, women are the primary breadwinners in 38% of marriages? In today's SEASON 5 WRAP UP episode, CFP Barbara Ginty is joined by the editor of the Future Rich Pod, Aimee to discuss the topic of female breadwinners and the potential effects that out-earning your partner could have on your relationship. Research by the University of Chicago Booth School of Business found that a married woman earning more than her husband increased the probability of unhappiness in her marriage and put them at a greater risk of divorce. Data from a U.S. National Survey of Families and Households found that those who reported being happy with their marriage declined when a woman earns more than her husband, with the likelihood of divorce increasing by 50%. According to Forbes, this can significantly impact those in high-net-worth marriages since earning a higher income or owning more significant personal assets than your husband makes for special considerations regarding divorce. Read from our SOURCE HERE. [https://www.sflg.com/blog/2022/06/why-divorce-rate-is-higher-for-female-breadwinners/] Thank you to Athletic Greens for sponsoring Future Rich. If you want to give it a try, Athletic Greens is going to give you a FREE 1-year supply of immune-supporting Vitamin D AND 5 FREE travel packs with your first purchase. All you have to do is visit athleticgreens.com/futurerich [https://athleticgreens.com/campaign/d35ct-offer-immunity/en?utm_source=podcast&utm_medium=partnerships&utm_campaign=futurerich_d35ct__a4927__o19&utm_term=variable__a4927__o19&utm_content=business__a4927__o19]. Again, that is athleticgreens.com/futurerich [https://athleticgreens.com/campaign/d35ct-offer-immunity/en?utm_source=podcast&utm_medium=partnerships&utm_campaign=futurerich_d35ct__a4927__o19&utm_term=variable__a4927__o19&utm_content=business__a4927__o19] to take ownership over your health and pick up the ultimate daily nutritional insurance! Follow us on Instagram. [https://www.instagram.com/futurerichpodcast/] Visit Barb's website - Future Rich Podcast [https://www.futurerichpodcast.com/] The content in this podcast is for informational purposes only. All investment strategies and investments involve risk of loss. Nothing contained in this podcast should be construed as investment advice. Any reference to an investment's past or potential performance is not, and should not be construed as, a recommendation or as a guarantee of any specific outcome or profit.

We have a great follow-up episode this week on the Future Rich podcast. CFP Barbara Ginty chats with NYC-based Nurse Practitioner Monique about how she became officially credit card debt free! The last time Monique was on the show was in February 2019. In the three years since she talked to Barb, she has moved from Philadelphia to New York and reduced her self-proclaimed "tornado" of debt to a much more manageable "rainstorm". Listen to find out where Monique is at with her savings goals and what her plans are to tackle her remaining debt. Check out Monique's original episode (22) of the podcast HERE. [https://podcasts.apple.com/us/podcast/future-rich/id1343803894?i=1000429455434] Thank you to Athletic Greens for sponsoring Future Rich. If you want to give it a try, Athletic Greens is going to give you a FREE 1-year supply of immune-supporting Vitamin D AND 5 FREE travel packs with your first purchase. All you have to do is visit athleticgreens.com/futurerich [https://athleticgreens.com/campaign/d35ct-offer-immunity/en?utm_source=podcast&utm_medium=partnerships&utm_campaign=futurerich_d35ct__a4927__o19&utm_term=variable__a4927__o19&utm_content=business__a4927__o19]. Again, that is athleticgreens.com/futurerich [https://athleticgreens.com/campaign/d35ct-offer-immunity/en?utm_source=podcast&utm_medium=partnerships&utm_campaign=futurerich_d35ct__a4927__o19&utm_term=variable__a4927__o19&utm_content=business__a4927__o19] to take ownership over your health and pick up the ultimate daily nutritional insurance! Follow us on Instagram. [https://www.instagram.com/futurerichpodcast/] Visit Barb's website - Future Rich Podcast [https://www.futurerichpodcast.com/] The content in this podcast is for informational purposes only. All investment strategies and investments involve risk of loss. Nothing contained in this podcast should be construed as investment advice. Any reference to an investment's past or potential performance is not, and should not be construed as, a recommendation or as a guarantee of any specific outcome or profit.