When it comes to commercial real estate deals, you need to have lenders on board. But what kind of safeguards do you need to have in place in these contracts? How to work out the best arrangement for you and your investors?  In this episode, we go through our lender checklist that helps us stay on top in all our deals. We’re about to close a 120-unit deal in Texas and we had to deal with some back and forth with the lenders. In the process, we learned some important lessons. If you want to know what clauses to include in your contracts and how to communicate with your lenders, this is the episode for you!   Key takeaways What types of loans we’re getting (00:48) This is an issue to look out for (02:19) Here’s what to include in your contracts (06:09) How to prepare for business with lenders (09:01) The recap of lessons and the biggest takeaways (11:42) Additional resources Take charge of your financial future and visit Free From Wall Street to learn about five things that your financial advisor didn’t tell you! Visit Integrity Holdings Group to learn more about our real estate investments and the non-profits we help! 🎧 Subscribe to the podcast: https://bit.ly/ffws-podcast  🤝 Connect with Steven: https://bit.ly/steven-libman  💰 Start investing with purpose: https://bit.ly/integrityhg 

We want to share updates on the deal we’re just about to close, the Summerwind Apartments. This is a 120 unit apartment complex just outside of Dallas. As in every deal, there’s been ups and downs, and the purpose of this episode is to share some valuable lessons for operators and investors alike! We were supposed to close this deal at the beginning of October, but we’re still going back and forth with the bank. So what happened? First of all, banks are now aware there might be tumultuous market times ahead. This is why we’ve all been going double and triple checks to make sure everyone’s capital is safe. Another aspect of this deal is arranging rules around occupancy and making sure the new tenants are meeting our parameters. We’ve been going over some of these with our seller and lender, and we learned some important things in the process. We also want to offer a glimpse into our relationship with new tenants, the way we run our buildings, and how our deals benefit different non-profits we support. As an investment company we are financially driven, but investing with purpose also means making a positive impact in our communities! Key takeaways Some issues we encountered at the last minute (00:55) These are the things you need to pay attention to (05:56) How we develop a relationship with the new tenants (11:10) Here’s how you can get involved in one of our deals (12:26) Additional resources Take charge of your financial future and visit Free From Wall Street to learn about five things that your financial advisor didn’t tell you! Visit Integrity Holdings Group to learn more about our real estate investments and the non-profits we help! 🎧 Subscribe to the podcast: https://bit.ly/ffws-podcast 🤝 Connect with Steven: https://bit.ly/steven-libman 💰 Start investing with purpose: https://bit.ly/integrityhg

In this episode, we are going to pull the curtain on one of our recent deals, the National Road. We want to go through what went right, what went wrong, and what we can do better next time. Hopefully, this helps you avoid some pitfalls in your investments! We closed this deal during the pandemic, so there were some special challenges involved. Were they avoidable? You can hedge yourself enough, but at the end of the day, you can’t predict everything. With this deal, we knew we needed a bridge loan to do it and run the contract. But it was March and the COVID hit, so all credit facilities were shut down. What to do then? In this episode, we will tell you how we worked through to close this deal successfully. It wasn’t all rainbows and butterflies, but there were some valuable lessons there. Today we want to share what those obstacles and lessons were, so you can take note and maybe apply it in your investments. If you have some experiences of your own to share, please get in touch, screenshot the episode and tag us on our Instagram! Key takeaways How we entered into this deal and what we found there (00:56) The problem we ran into with the seller and how we solved it (05:50) The second issue and the valuable lesson we learned from that (08:32) Why it’s so important to look back and review your deals (10:02) Additional resources Take charge of your financial future and visit Free From Wall Street to learn about five things that your financial advisor didn’t tell you! Visit Integrity Holdings Group to learn more about our real estate investments and the non-profits we help! 🎧 Subscribe to the podcast: https://bit.ly/ffws-podcast 🤝 Connect with Steven: https://bit.ly/steven-libman 💰 Start investing with purpose: https://bit.ly/integrityhg

In this episode, we want to highlight another one of the non-profits we partner with. My guest is Justin Reeder from Love Life, a ministerial organization that aims to create a culture where people run to local churches instead of abortion centers. Justin will share some staggering data on the number of abortions performed nationally. For him, the mission started when he realized that he couldn’t just stand by and watch people die. Beyond the pro-life or pro-choice talk, what’s important is that every parent knows that they have an option beyond abortion. That’s exactly what Justin and Love Life provide: love, resources, and guidance to parents who need it. Today he will share inspiring stories of lives saved and he will tell us about the work they do across the country. We are always honored to host one of our non-profit partners on the show. As you know, every deal we do generates passive income for one of these organizations we support, so when you partner with us, you get much more than just return on investment! Key takeaways The big issues that Justine and Love Life recognized (01:01) How Love Life works to help families through God’s love (05:12) Partnering with local churches and organizations (11:03) We can’t stand by and watch a disaster happen (13:15) Working across the country to help everyone in need (17:21) Fundraising for non-profits and what you can do to support (19:21) Additional resources If you want to take part in their mission or find ways to support them, reach out to Love Life and get all the info you need! Take charge of your financial future and visit Free From Wall Street to learn about five things that your financial advisor didn’t tell you! Visit Integrity Holdings Group to learn more about our real estate investments and the non-profits we help! 🎧 Subscribe to the podcast: https://bit.ly/ffws-podcast 🤝 Connect with Steven: https://bit.ly/steven-libman 💰 Start investing with purpose: https://bit.ly/integrityhg

Today on the show we have our CPA, Jordan Empey from SKR + Co. We’re going to discuss different options that you can use to reduce your taxes! From reducing taxable income, using tax advantages, and learning about options under the CARES Act, this episode will help you understand that the Tax Code isn’t out to get you. In fact, the Code is there to present opportunities and incentives that could significantly reduce the amount you pay in taxes and make the process of building generational wealth go a lot faster. So tune in today to hear Jordan’s take on it and to find out how we do our taxes! Key takeaways Jordan’s background as a CPA (01:03) Short vs longterm capital gain (03:06) How depreciation works for you (05:31) Real estate professional vs an investor (07:31) The ins and outs of the CARES Act (12:17) The benefits of real estate investing (20:57) Why you absolutely need a great CPA (24:31) Additional resources Reach out to Jordan ([email protected]) to learn what a great real estate CPA can do to reduce your taxable income! Take charge of your financial future and visit Free From Wall Street to learn about five things that your financial advisor didn’t tell you! Visit Integrity Holdings Group to learn more about our real estate investments and the non-profits we help! 🎧 Subscribe to the podcast: https://bit.ly/ffws-podcast 🤝 Connect with Steven: https://bit.ly/steven-libman 💰 Start investing with purpose: https://bit.ly/integrityhg

In every commercial real estate investment that we do, we partner with a non-profit organization whose mission we support. Today we want to highlight Kingdom Alive, an organization that’s spreading God’s love to the First Nation people. Molica and Fred Hsu will join us today to help us understand how indigenous people in the US and abroad benefit from unity and God’s love. They’ve been doing amazing work and I’m excited for you to hear more about it! We know that fundraising is a time-consuming, yet necessary task for these organizations. By partnering with a non-profit in every deal we do, we aim to provide them with a source of passive income for years to come. In doing that, we help these organizations focus on advancing their mission. As an investor, when you partner with Integrity Holdings Group, you get to support amazing causes around the globe (without it affecting your returns).  Tune in today to learn more about getting involved! Key takeaways What does Kingdom Alive do and what’s their mission (01:23)  The current work and goals of Kingdom Alive (03:05) Healing the land by helping First Nation people (08:13) Working with indigenous people around the globe (10:21) Reconciling the past pain and the hope of the future (13:42) The concrete steps that can be taken to help people (16:51) What does it mean to be together in His Kingdom (21:11) Additional resources Take charge of your financial future and visit Free From Wall Street to learn about five things that your financial advisor didn’t tell you! Visit Integrity Holdings Group to learn more about our real estate investments and the non-profits we help! 🎧 Subscribe to the podcast: https://bit.ly/ffws-podcast  🤝 Connect with Steven: https://bit.ly/steven-libman  💰 Start investing with purpose: https://bit.ly/integrityhg 

In this episode, I’m excited to introduce you to Ellis Hammond, my friend and founder of the Mastermind community. Ellis is a missionary turned real estate investor who uses his business to expand God’s Kingdom through the influence of capital. Ellis has a great announcement to make—his book The Mission of Multifamily is coming out today! You can get it for free, and we suggest you do! Today we will talk about some topics from the book, namely what it means to break through the negative mindset of money and become a good steward of your resources. Ellis used to be a missionary struggling with the concept of wealth building. Today he’s helping multiple families and investors live a good life through his work. Ellis will also talk about how multifamily opened the door to different opportunities for building generational wealth and passive income, and how you can do that too! We’re thrilled for you to hear this, so do tune in and leave a review if you like what you hear! Key takeaways How Ellis’ Mastermind community works to advance our faith (01:02) Changing the negative mindset around money being “evil” (03:05) Multifamily investments as a way to multiply benefits for many (07:15) Why is predictability (not volatility) the ultimate wealth-builder (11:17) Ellis’ journey from missionary to investor told in his new book (15:43) Invest with purpose and intention to have more quality time (18:40) Additional resources Take charge of your financial future and visit Free From Wall Street to learn about five things that your financial advisor didn’t tell you! Go grab Ellis Hammond’s book The Mission of Multifamily for FREE! Visit Integrity Holdings Group to learn more about our real estate investments! 🎧 Subscribe to the podcast: https://bit.ly/ffws-podcast 🤝 Connect with Steven: https://bit.ly/steven-libman 💰 Start investing with purpose: https://bit.ly/integrityhg

In one of our recent episodes, we discussed the different options you have to take full control of your retirement. One of the best alternatives are self-directed IRAs, and today we have Alex Perny from Advanta IRA to explain how it all works.  You can learn about the benefits of self-directed IRAs and financial freedom that comes with managing your own money.  Alex will also explain the process of working with a custodian, in terms of rollovers and setting up self-directed accounts.  This is a great episode for anyone who wants to learn how to invest in tangible assets with little volatility. Just because we’re pre-conditioned to put our money in 401ks and mutual bonds, stocks, and securities, it doesn’t mean we HAVE to do that.  Join us today and learn how to future-proof your retirement! Key takeaways What services you can expect with a self-directed custodian (01:49)   Financial education means taking control of your money (08:36) Different options you have to self-direct and how to do it (14:59) What it looks like to do a rollover and work with a custodian (19:00) Using Roth IRAs to set up your kids for wealth and freedom (27:13) Additional resources Take charge of your financial future and visit Free From Wall Street to learn about five things that your financial advisor didn’t tell you! Visit Integrity Holdings Group to learn more about our real estate investments! Check out all the free educational resources Advanta IRA offers! 🎧 Subscribe to the podcast: https://bit.ly/ffws-podcast  🤝 Connect with Steven: https://bit.ly/steven-libman  💰 Start investing with purpose: https://bit.ly/integrityhg 

Welcome back to Free From Wall Street! In this episode, my guest is Corey Peterson, a former financial advisor. Today he’s a big-time real estate investor and a mentor to me and the Integrity Holdings Group. We’re going to talk about Corey’s background. As a financial advisor and a real estate investor, he knows both sides of the coin really well. Corey will tell you everything your financial advisor doesn’t want you to know. He will also explain why decided to stop being a financial advisor and get into real estate. Similar to our journey, Corey first did flipping and residential and has now moved into commercial real estate investments. We will talk about tax advantages and other benefits that come with that. Corey was one of the first mentors we had, and someone who showed us what was possible in the world of commercial real estate. Today we’re partners in several multi-million dollar deals. If you want to find out the best alternative to the stock market, tune in today because this is going to be a special episode! Key takeaways The reality of working as a financial advisor (01:07) Consistency and stability: the real estate advantages (06:47) Here’s why the stock market is bad for your retirement plans (10:22) Why we moved from fix and flip into commercial real estate (17:02) How to recognize the bad operators in real estate (24:22) Real estate investing as a superior retirement option (27:17) The tax advantages in commercial real estate investing (29:15) Additional resources Take charge of your financial future and visit Free From Wall Street to learn about five things that your financial advisor didn’t tell you! Visit Integrity Holdings Group to learn more about our real estate investments! See what Corey is doing at Kahuna Investments and explore all your options! 🎧 Subscribe to the podcast: https://bit.ly/ffws-podcast 🤝 Connect with Steven: https://bit.ly/steven-libman 💰 Start investing with purpose: https://bit.ly/integrityhg

In this episode, we’re going to discuss different ways you can invest and plan for your retirement. Whether you’re doing 401k or IRAs, your wealth in retirement depends directly on where and how you invest your money.  A lot of us have money in the stock market but are you ready to roll the dice and see where the volatility leaves you? Diversification is good, but I want to shed some light on different retirement options that are much more stable than the stock market. Stuffing money into your 401k and giving the reins to the Fidelity is not the smartest decision you can take. Also, in 401k plans, you essentially partner up with the government and trust them to lower the taxes in the future. There are ways to eliminate hope and trust out of this equation. With a self-directed custodian, you can rely on techniques that will ensure and protect your retirement.  In this episode, you will learn how you can self-direct these investments and take charge of your future.  Sounds good? Make sure to tune in! Key takeaways How volatility affects your retirement funds (00:48)   Understanding the 401k and how to take control (04:42) Making self-directed retirement investments (08:04) The rules that govern 401k and IRA transactions (10:47) How to be proactive about your retirement plans (13:10) Additional resources Take charge of your financial future and visit Free From Wall Street to learn about five things that your financial advisor didn’t tell you! Visit Integrity Holdings Group to learn more about our real estate investments! 🎧 Subscribe to the podcast: https://bit.ly/ffws-podcast   🤝 Connect with Steven: https://bit.ly/steven-libman   💰 Start investing with purpose: https://bit.ly/integrityhg