Jeremy Grantham says the U.S. stock market is dangerously overvalued — and he wouldn't touch Bitcoin, Tesla, or Mars colonization with a ten-foot pole. Ty and Yoh break down his viral Diary of a CEO interview and what it means for your money.In this episode of FYM, Ty and Yoh unpack investor Jeremy Grantham's appearance on Diary of a CEO, where he argues the U.S. stock market is overvalued, favors international diversification over American equities, and lays out a portfolio approach spanning international stocks, bonds, real estate, precious metals, and cash. Grantham also dismisses Bitcoin as useless and mostly criminal-adjacent, questions the realism of Mars colonization, and says he wouldn't touch Elon Musk-linked valuations like StockX unless prices dropped significantly.Ty shares how this interview shifted his own investing strategy toward low-cost international index funds while keeping private equity as a core focus, and breaks down his "realignment" plan for turning 50: a paid-off house, minimal debt, dividend and interest income, and a genuinely low-cost lifestyle.They also dig into why high earners — especially pro athletes — go broke despite massive incomes, and why budgeting and financial discipline matter more than the size of the paycheck. Topics covered:Jeremy Grantham's Diary of a CEO interview breakdownIs the U.S. stock market overvalued in 2026?Why Grantham prefers international stocks over American equitiesPortfolio diversification: bonds, real estate, gold, and cashWhy Grantham calls Bitcoin uselessElon Musk, Mars colonization, and StockX valuation skepticismLow-cost international index funds vs. private equityThe "realignment at 50" strategy: debt-free living and passive incomeWhy athletes and high earners go brokeSubscribe for more conversations on money, markets, and financial discipline with Ty Baisden and Yoh Phillips on FYM.#Investing #StockMarket #JeremyGrantham #PersonalFinance #FinancialFreedom #IndexFunds #PrivateEquity #Retirement #Bitcoin #DiaryOfACEOLearn more about your ad choices. Visit megaphone.fm/adchoices