I love when pull up to the Starbucks line and the person in front paid for your drink, that's when you know it's going to be a good day!

Experiencing resistance in my debt free journey

Let’s just address the elephant in the room, Federal Student Loan payments are coming back in full force wether we like it or not. I don’t know about you, but I regret not making payments in the beginning when the pause was originally put in place back in 2020 - but when you know better you do better and so far, I’ve paid off $1k this year just by making weekly payments. These next 8 days, I’m committed to throwing every dollar I can towards my FSL because they are still interest free until Sep 1st - any payment you make now until Sep 1st will go straight towards principal balance! If I can do it, so can you! In today’s episode, I go into detail about the initiatives that President Biden is putting in place to help provide some relief to student loan borrowers like you and I. Below are all of the resources I mentioned in today’s episode to help you prepare for the first payment in Oct! Remember, YOU are the ONLY person in control of your financial future! May the next four months, be your BEST four months of 2023: biden-harris-administration-launches-most-affordable-repayment-plan-ever-transforming-income-driven-repayment-cutting-undergraduate-payments-half-and-preventing-unpaid-interest-accumulation default-fresh-start Studentaid.gov https://www.ed.gov

There is no better feeling than having a financial peace of mind, and that's why on today's episode I talk about the 10 essential tips to get your financial sexy back! So grab your pen and paper, because you're going to want to take notes on this! The 'Ultimate Budget Template Guide' https://www.etsy.com/shop/CoProducts?coupon=DENYE60 $1000 Savings Challenge https://hellobrownlow.com/2022/12/31/1000-savings-challenge/ Best HYSA https://www.forbes.com/advisor/banking/savings/best-high-yield-savings-accounts/ Best Life Insurance Policies https://www.forbes.com/advisor/life-insurance/best-life-insurance-companies/

We are at the halfway point of the year and there's no better time than now to take this opportunity, to see where we are in the year to readjust, amend, give yourself grace, remove and rectify, your goals that you set yourself! We are in control of our OWN financial future! For more information about your Federal Student Loans, please visit https://studentaid.gov/

Happy One Year Anniversary Family!!!! Wow, I can't believe its been a year since I started the show, God is amazing! On today's episode, I go into depth about the importance of credit cards. We need to learn how to use them properly because we've been using them wrong this whole time! Your money is suppose to work for you and not against you! I also talk about the 15/3 method to help you WIN at debt, so you don't want to miss this jam packed episode! When you are ready to take the next steps and can TRUST yourself with credit card that offers benefits, here are the best credit cards I recommend. Please do your research and only apply for the credit card when YOU CAN TRUST YOURSELF, because I am not paying your credit card bill LOL! Capital 1 Venture (my personal favorite), Chase Sapphire Preferred, American Express, Capital 1 Quicksilver, and Capital 1 Savor. All of these are all good for points, rewards, cash back, perks and benefits, etc.

I can't believe we're in the second half of the year! Wow, time is flying! On today's episode, I talk about the federal student loan pause will be lifted at the end of this month and payments will begin to resume on Aug 30th and yes, interest will be applied to those loans! So, if I were you, I will pay as much as I can towards your federal student loans these next 60 days because every payment you make will go straight towards principal balance! Also, if you're interested in using the Zero-based budgeting template that I use, click this link and it will take you directly to the Etsy shop! Use code DENYE60 for money off your purchase! linktr.ee/denyehopkins

On today's episode, I had the pleasure of interview my friend and brother in Christ, Jamaal Washburn! Jamaal dropped all the gems when it came to money management, breaking generational cruses and the process of buying a home and turning it into a rental property! You don't want to miss this amazing episode!

On today's epsiode, I had the honor of interviewing the best realtor in the city of Dallas, Michaela Nelson! What an amazing, faith filled, educational and informative episode - Michaela told us all the tea and testimony when it comes to being a finding your dream home! She also recommended an amazing book to read called 'The Success Principles' by Jack Canfield! As you all know, knowledge is power! If you're interested in working with Michaela you can reach out to her directly: Michaela Nelson IG @chaetherealtor

Happy Financial Literacy month! I have always wanted to talk with a Financial Advisor and on today's episode, that dream has come true! Karina Reyes is the best Financial Advisor in the city of Chicago, but she is also licensed in 48 states to help us start planning for our financial future! She also recommends two books 'The Psychology of Money' by Morgan Housel, and the '12 Week Year' by Brian P. Morgan to start building up your book collection! If you would like to work with Karina to begin planning for your future financial future (serious inquiries only), you can email her at [email protected]! I hope you enjoyed today's episode as much as I did! IG: @karinakvri  Scheduling link:  https://www.northwesternmutual.com/financial/advisor/karina-reyes/