Welcome to our podcast, Finance Upfront. Our goal is to provide education and awareness on finances relevant to your life. Our weekly program will discuss topics such as planning for retirement, buying a home, budgeting, paying off debt, protecting your family, student loans, small business strategies, and more. Contact us directly at: https://stevenapier.com This podcast is a general communication being provided for informational purposes only. It is educational in nature and not designed to be taken as advice or a recommendation for any specific investment product, strategy, or service. Any examples used are generic, hypothetical and for illustration purposes only. This material does not contain sufficient information to support an investment decision and it should not be relied upon by you in evaluating the merits of investing in any securities or products. The views and opinions expressed are those of Stephen Napier & Mike Enright, may not be representative of the views and opinions of MML Investors Services or its affiliates, and are set out for informational purposes only. Investing involves risks. The value of investments and the income from them may fluctuate in accordance with market conditions and investors may not get back the full amount invested. Both past performance and yields are not a reliable indicator of current and future results. Stephen Napier is a registered representative of and offers securities and investment advisory services through MML Investors Services, LLC. Member SIPC. Branch address: 200 Clarendon Street, 19th Floor. Boston, MA 02116. 617-585-4500.