A lot has landed in a short space of time, and Australian expats need to pay attention. In this episode, Atlas Wealth Group Managing Directors, James Ridley (APAC) and Jeremy Harper (Mortgages) cut through a week of major policy shifts and market moves. They cover what softer inflation means for RBA expectations, why a weaker AUD is quietly working in expats' favour right now, and what the closure of SMSF residential lending means if you're mid-purchase. They also dig into the less-discussed consequences of the incoming CGT changes, specifically how inheritance, divorce, and relationship breakdown are caught in the new rules in ways most people haven't considered yet. Rounded out with real listener Q&As, this is essential listening if you're investing, borrowing, or planning a move in the next 12–18 months. Relevant Links:
 • Order your copy of the The Expat's Handbook - atlaswealth.com/resources/the-exp…working-overseas/ • Upcoming events & webinars: https://atlaswealth.com/events/ • Facebook Group – Join the Australian Expat Financial Forum: facebook.com/groups/AustralianExpatFinancialForum
 • Ask Atlas – Submit your questions for the podcast: atlaswealth.com/news-media/austra…ian-expat-podcast
 • Expat Chat Podcast – atlaswealth.com/news-media/austra…pat-chat-podcast/
 • Weekly Recap Podcast – atlaswealth.com/news-media/atlas-…kly-recap-podcast 
 If you enjoy the content, let us know by giving the episode a thumbs up and subscribing. Feel free to share your feedback or questions in the comments below. About Atlas Wealth Group:
 Atlas Wealth Group was established to meet the growing demand from Australian expats for professional financial guidance. We specialise in providing tax, financial planning, wealth management, and mortgage services to Australian expats around the world. Whether you’re based in Asia, the Middle East, Europe, or the Americas, our team has the expertise to help you manage your global financial journey. To learn more, visit www.atlaswealth.com Connect with us: 
Facebook: www.facebook.com/atlaswealthmgmt
 LinkedIn: www.linkedin.com/company/atlas-wealth-management
 X: www.x.com/atlaswealthmgmt
 Instagram: www.instagram.com/atlaswealthgroup
 Youtube: www.youtube.com/atlaswealthmgmt

In this episode of the Atlas Expat Mortgage Podcast, Jeremy Harper outlines how Australian expats living in the UK can buy, refinance, and invest in Australian property. Through a practical presentation, Jeremy explains how lenders assess UK-based income—including salary, bonuses, business income, and RSUs—while also highlighting the key factors that can influence borrowing capacity. Additionally, Jeremy explores how currency conversion affects lending assessments, outlines available borrowing limits and equity release strategies, and discusses common mistakes that can reduce loan eligibility. Whether you're purchasing your first Australian property or expanding your investment portfolio, this episode provides valuable insights into the mortgage options available to UK-based Australian expats and, importantly, how to position yourself for a successful application. Relevant Links: • Register for the upcoming webinar - US Exit Tax: us02web.zoom.us/webinar/register/…ohsTUmZ-KWqVP-C2Q • Order your copy of the The Expat's Handbook - atlaswealth.com/resources/the-exp…working-overseas/ • Facebook Group – Join the Australian Expat Financial Forum: facebook.com/groups/AustralianExpatFinancialForum • Ask Atlas – Submit your questions for the podcast: atlaswealth.com/news-media/austra…ian-expat-podcast • Expat Chat Podcast – atlaswealth.com/news-media/austra…pat-chat-podcast/ • Weekly Recap Podcast – atlaswealth.com/news-media/atlas-…kly-recap-podcast If you enjoy the content, let us know by giving the episode a thumbs up and subscribing. Feel free to share your feedback or questions in the comments below. About Atlas Wealth Group: Atlas Wealth Group was established to meet the growing demand from Australian expats for professional financial guidance. We specialise in providing tax, financial planning, wealth management, and mortgage services to Australian expats around the world. Whether you’re based in Asia, the Middle East, Europe, or the Americas, our team has the expertise to help you manage your global financial journey. To learn more, visit www.atlaswealth.com Connect with us: Facebook: www.facebook.com/atlaswealthmgmt LinkedIn: www.linkedin.com/company/atlas-wealth-management X: www.x.com/atlaswealthmgmt Instagram: www.instagram.com/atlaswealthgroup Youtube: www.youtube.com/atlaswealthmgmt

In this episode of the Atlas Expat Mortgage Podcast, Managing Directors Jeremy Harper and James Ridley unpack the Reserve Bank of Australia's June interest rate decision and what it means for Australian expats, property investors, and borrowers. They discuss the RBA's decision to hold the cash rate at 4.35%, the outlook for inflation, and why future rate movements remain uncertain despite differing forecasts from Australia's major banks. The episode also explores current property market conditions, housing supply challenges, rental market trends, and the impact of recent Federal Budget proposals. Jeremy and James finish with a listener Q&A, sharing practical insights on currency movements, property purchasing decisions, and strategies for expats looking to enter the Australian property market. Relevant Links: • Register for the upcoming webinar - US Exit Tax: us02web.zoom.us/webinar/register/…ohsTUmZ-KWqVP-C2Q • Order your copy of the The Expat's Handbook - atlaswealth.com/resources/the-exp…working-overseas/ • Facebook Group – Join the Australian Expat Financial Forum: facebook.com/groups/AustralianExpatFinancialForum • Ask Atlas – Submit your questions for the podcast: atlaswealth.com/news-media/austra…ian-expat-podcast • Expat Chat Podcast – atlaswealth.com/news-media/austra…pat-chat-podcast/ • Weekly Recap Podcast – atlaswealth.com/news-media/atlas-…kly-recap-podcast If you enjoy the content, let us know by giving the episode a thumbs up and subscribing. Feel free to share your feedback or questions in the comments below. About Atlas Wealth Group: Atlas Wealth Group was established to meet the growing demand from Australian expats for professional financial guidance. We specialise in providing tax, financial planning, wealth management, and mortgage services to Australian expats around the world. Whether you’re based in Asia, the Middle East, Europe, or the Americas, our team has the expertise to help you manage your global financial journey. To learn more, visit www.atlaswealth.com Connect with us: Facebook: www.facebook.com/atlaswealthmgmt LinkedIn: www.linkedin.com/company/atlas-wealth-management X: www.x.com/atlaswealthmgmt Instagram: www.instagram.com/atlaswealthgroup Youtube: www.youtube.com/atlaswealthmgmt

In this episode of the Atlas Expat Mortgage Podcast, Jeremy Harper and James Ridley discuss the latest property, rental, and lending market trends ahead of the Reserve Bank of Australia's June meeting. They explore the diverging performance of Australia's capital cities, softening conditions in Sydney and Melbourne, persistently low rental vacancies, and the potential impact of recent Federal Budget measures on property investors. The episode also covers interest rate expectations, fixed versus variable mortgage strategies, and listener Q&As on buying property in a changing market. Whether you're an Australian expat looking to purchase, invest, or refinance, this episode provides practical insights into the key factors influencing the Australian property market. Relevant Links:
 • Register for the upcoming webinar - US Exit Tax: us02web.zoom.us/webinar/register/…ohsTUmZ-KWqVP-C2Q • Order your copy of the The Expat's Handbook - atlaswealth.com/resources/the-exp…working-overseas/ • Facebook Group – Join the Australian Expat Financial Forum: facebook.com/groups/AustralianExpatFinancialForum
 • Ask Atlas – Submit your questions for the podcast: atlaswealth.com/news-media/austra…ian-expat-podcast
 • Expat Chat Podcast – atlaswealth.com/news-media/austra…pat-chat-podcast/
 • Weekly Recap Podcast – atlaswealth.com/news-media/atlas-…kly-recap-podcast If you enjoy the content, let us know by giving the episode a thumbs up and subscribing. Feel free to share your feedback or questions in the comments below. About Atlas Wealth Group:
 Atlas Wealth Group was established to meet the growing demand from Australian expats for professional financial guidance. We specialise in providing tax, financial planning, wealth management, and mortgage services to Australian expats around the world. Whether you’re based in Asia, the Middle East, Europe, or the Americas, our team has the expertise to help you manage your global financial journey. To learn more, visit www.atlaswealth.com Connect with us:
 Facebook: www.facebook.com/atlaswealthmgmt
 LinkedIn: www.linkedin.com/company/atlas-wealth-management
 X: www.x.com/atlaswealthmgmt
 Instagram: www.instagram.com/atlaswealthgroup
 Youtube: www.youtube.com/atlaswealthmgmt

In this special episode of the Atlas Expat Mortgages Podcast, Managing Director - APAC, James Ridley is joined by Ben Turner, Managing Director of Atlas Tax, to replay our Australian Federal Budget 2026-27 webinar. Together, they unpack the most significant proposed changes to Australian tax and property legislation in decades, including reforms to capital gains tax, negative gearing, discretionary trusts and superannuation. The discussion focuses on what these changes could mean for Australian expats who own property, are considering investing in Australia, or plan to return home in the future. While the headlines have fuelled plenty of speculation, James and Ben cut through the noise to provide practical insights, explain the potential impacts for expats, and highlight the key opportunities and risks to watch as the proposed legislation develops. If you own Australian property or are planning your next investment move from overseas, this episode is essential listening. Relevant Links:
 • Atlas Wealth Group webinar recordings - https://youtube.com/playlist?list=PLZnC6KM6iy463o8_gdyfrLivk0pPWbSFy&si=Rm9eFDI7fAvDTWb- • Order your copy of the The Expat's Handbook - atlaswealth.com/resources/the-exp…working-overseas/ • Facebook Group – Join the Australian Expat Financial Forum: facebook.com/groups/AustralianExpatFinancialForum
 • Ask Atlas – Submit your questions for the podcast: atlaswealth.com/news-media/austra…ian-expat-podcast
 • Expat Chat Podcast – atlaswealth.com/news-media/austra…pat-chat-podcast/
 • Weekly Recap Podcast – atlaswealth.com/news-media/atlas-…kly-recap-podcast If you enjoy the content, let us know by giving the episode a thumbs up and subscribing. Feel free to share your feedback or questions in the comments below. About Atlas Wealth Group:
 Atlas Wealth Group was established to meet the growing demand from Australian expats for professional financial guidance. We specialise in providing tax, financial planning, wealth management, and mortgage services to Australian expats around the world. Whether you’re based in Asia, the Middle East, Europe, or the Americas, our team has the expertise to help you manage your global financial journey. To learn more, visit www.atlaswealth.com Connect with us:
 Facebook: www.facebook.com/atlaswealthmgmt
 LinkedIn: www.linkedin.com/company/atlas-wealth-management
 X: www.x.com/atlaswealthmgmt
 Instagram: www.instagram.com/atlaswealthgroup
 Youtube: www.youtube.com/atlaswealthmgmt

In this episode of the Atlas Expat Mortgage podcast, Atlas Wealth Group Managing Directors James Ridley and Jeremy Harper unpack the practical implications of the proposed 2026–27 Federal Budget reforms for Australian expats at every stage of the property journey. The discussion explores how the proposed changes to capital gains tax, negative gearing and discretionary trusts may impact Australians preparing to move overseas, currently living abroad, or planning a return home. James and Jeremy share a practical action plan covering property ownership structures, borrowing capacity, valuations, trust considerations and investment strategies, while also discussing the uncertainty surrounding the proposed legislation and what expats should be considering now. The episode also addresses key questions from expats in Singapore, Dubai and London, providing real-world insights into buying, holding and financing Australian property in a rapidly changing tax and lending environment. Relevant Links:
 • Australian Federal Budget webinar recording - https://youtu.be/Y1o9gFGlQkQ?si=X8QLfPPteMWIz9_N • Order your copy of the The Expat's Handbook - atlaswealth.com/resources/the-exp…working-overseas/ • Facebook Group – Join the Australian Expat Financial Forum: facebook.com/groups/AustralianExpatFinancialForum
 • Ask Atlas – Submit your questions for the podcast: atlaswealth.com/news-media/austra…ian-expat-podcast
 • Expat Chat Podcast – atlaswealth.com/news-media/austra…pat-chat-podcast/
 • Weekly Recap Podcast – atlaswealth.com/news-media/atlas-…kly-recap-podcast If you enjoy the content, let us know by giving the episode a thumbs up and subscribing. Feel free to share your feedback or questions in the comments below. About Atlas Wealth Group:
 Atlas Wealth Group was established to meet the growing demand from Australian expats for professional financial guidance. We specialise in providing tax, financial planning, wealth management, and mortgage services to Australian expats around the world. Whether you’re based in Asia, the Middle East, Europe, or the Americas, our team has the expertise to help you manage your global financial journey. To learn more, visit www.atlaswealth.com Connect with us:
 Facebook: www.facebook.com/atlaswealthmgmt
 LinkedIn: www.linkedin.com/company/atlas-wealth-management
 X: www.x.com/atlaswealthmgmt
 Instagram: www.instagram.com/atlaswealthgroup
 Youtube: www.youtube.com/atlaswealthmgmt

In Season 7, Episode 19 of the Atlas Wealth Expat Mortgage Podcast, Jeremy Harper and James Ridley unpack the proposed tax and property reforms announced in the 2026–27 Australian Federal Budget. The episode covers the potential impacts of changes to negative gearing, capital gains tax (CGT), and discretionary trusts, along with what these proposals could mean for Australian expats and property investors. Jeremy and James also explain the Budget legislative process, emphasising that the measures are still proposals and subject to change. Relevant Links:
 • Upcoming events and webinars - atlaswealth.com/events/ • Order your copy of the The Expat's Handbook - atlaswealth.com/resources/the-exp…working-overseas/ • Facebook Group – Join the Australian Expat Financial Forum: facebook.com/groups/AustralianExpatFinancialForum
 • Ask Atlas – Submit your questions for the podcast: atlaswealth.com/news-media/austra…ian-expat-podcast
 • Expat Chat Podcast – atlaswealth.com/news-media/austra…pat-chat-podcast/
 • Weekly Recap Podcast – atlaswealth.com/news-media/atlas-…kly-recap-podcast If you enjoy the content, let us know by giving the episode a thumbs up and subscribing. Feel free to share your feedback or questions in the comments below. About Atlas Wealth Group:
 Atlas Wealth Group was established to meet the growing demand from Australian expats for professional financial guidance. We specialise in providing tax, financial planning, wealth management, and mortgage services to Australian expats around the world. Whether you’re based in Asia, the Middle East, Europe, or the Americas, our team has the expertise to help you manage your global financial journey. To learn more, visit www.atlaswealth.com Connect with us:
 Facebook: www.facebook.com/atlaswealthmgmt
 LinkedIn: www.linkedin.com/company/atlas-wealth-management
 X: www.x.com/atlaswealthmgmt
 Instagram: www.instagram.com/atlaswealthgroup
 Youtube: www.youtube.com/atlaswealthmgmt

In this episode of Atlas Expat Mortgages, Director, Jeremy Harper is joined by Kristan Johnson, Founder & Principal Buyers Agent, Johnson Property Co. They discuss why Sydney’s Inner West continues to attract strong interest from Australian expats. With changing market conditions and rising interest rates, they explore what expats should consider when buying property from overseas, where opportunities may be emerging, and how to avoid common mistakes when entering the Sydney market. A valuable listen for Australian expats considering their next property move or planning a future return home. Relevant Links:
 • Johnson Property Co. - www.johnsonpropertyco.com.au • Upcoming events and webinars - atlaswealth.com/events/ • Order your copy of the The Expat's Handbook - https://atlaswealth.com/resources/the-expats-handbook-wealth-strategies-for-australians-living-and-working-overseas/ • Facebook Group – Join the Australian Expat Financial Forum: facebook.com/groups/AustralianExpatFinancialForum
 • Ask Atlas – Submit your questions for the podcast: atlaswealth.com/news-media/austra…ian-expat-podcast
 • Expat Chat Podcast – atlaswealth.com/news-media/austra…pat-chat-podcast/
 • Weekly Recap Podcast – atlaswealth.com/news-media/atlas-…kly-recap-podcast If you enjoy the content, let us know by giving the episode a thumbs up and subscribing. Feel free to share your feedback or questions in the comments below. About Atlas Wealth Group:
 Atlas Wealth Group was established to meet the growing demand from Australian expats for professional financial guidance. We specialise in providing tax, financial planning, wealth management, and mortgage services to Australian expats around the world. Whether you’re based in Asia, the Middle East, Europe, or the Americas, our team has the expertise to help you manage your global financial journey. To learn more, visit www.atlaswealth.com Connect with us:
 Facebook: www.facebook.com/atlaswealthmgmt
 LinkedIn: www.linkedin.com/company/atlas-wealth-management
 X: www.x.com/atlaswealthmgmt
 Instagram: www.instagram.com/atlaswealthgroup
 Youtube: www.youtube.com/atlaswealthmgmt

In Episode 17 of the Expat Mortgage Podcast, Jeremy Harper and James Ridley break down the latest inflation jump to 4.6% and what it means for interest rates and expat borrowers in Australia. They discuss key inflation drivers like fuel, housing, and government spending, and why further RBA rate hikes are likely. The episode also covers the impact on mortgage repayments, fixed vs variable decisions, lending capacity (including HECS debt), and current property market trends. Jeremy and James finish with practical insights on buying opportunities in a shifting market and answer key listener questions on investing and managing Australian property from overseas. Overall, this episode delivers timely insights to help expats make informed mortgage and investment decisions in a high-inflation, rising-rate environment. Relevant Links:
 • Upcoming events and webinars - atlaswealth.com/events/ • Order your copy of the The Expat's Handbook - atlaswealth.com/resources/the-exp…working-overseas/
 • Facebook Group – Join the Australian Expat Financial Forum: facebook.com/groups/AustralianExpatFinancialForum
 • Ask Atlas – Submit your questions for the podcast: atlaswealth.com/news-media/austra…ian-expat-podcast
 • Expat Chat Podcast – atlaswealth.com/news-media/austra…pat-chat-podcast/
 • Weekly Recap Podcast – atlaswealth.com/news-media/atlas-…kly-recap-podcast If you enjoy the content, let us know by giving the episode a thumbs up and subscribing. Feel free to share your feedback or questions in the comments below. About Atlas Wealth Group:
 Atlas Wealth Group was established to meet the growing demand from Australian expats for professional financial guidance. We specialise in providing tax, financial planning, wealth management, and mortgage services to Australian expats around the world. Whether you’re based in Asia, the Middle East, Europe, or the Americas, our team has the expertise to help you manage your global financial journey. To learn more, visit www.atlaswealth.com Connect with us:
 Facebook: www.facebook.com/atlaswealthmgmt
 LinkedIn: www.linkedin.com/company/atlas-wealth-management
 X: www.x.com/atlaswealthmgmt
 Instagram: www.instagram.com/atlaswealthgroup
 Youtube: www.youtube.com/atlaswealthmgmt

In Episode 16 of the Expat Mortgage Podcast, host Jeremy Harper is joined by Daniel Stocco from Quixley Real Estate to unpack what’s really happening in Melbourne’s property market. They explore shifting buyer demand across inner-north suburbs, the emergence of a “K-shaped” market, and how affordability pressures and tighter lending conditions are influencing purchasing behaviour. The conversation also dives deep into Victoria’s latest rental reforms, including changes to evictions, rent increases, minimum standards, and tenant application rules — and what these mean for landlords, particularly Australian expats investing from abroad. To close, Jeremy and Daniel discuss current finance conditions, rising borrowing constraints, and whether Melbourne represents a buying opportunity or a market to wait on. A practical, on-the-ground update for expats, investors, and property owners navigating a rapidly changing market. Relevant Links:
 • Quixley Real Estate - https://www.quixley.com.au/ • Upcoming events and webinars - atlaswealth.com/events/ • Order your copy of the The Expat's Handbook - atlaswealth.com/resources/the-exp…working-overseas/
 • Facebook Group – Join the Australian Expat Financial Forum: facebook.com/groups/AustralianExpatFinancialForum
 • Ask Atlas – Submit your questions for the podcast: atlaswealth.com/news-media/austra…ian-expat-podcast
 • Expat Chat Podcast – atlaswealth.com/news-media/austra…pat-chat-podcast/
 • Weekly Recap Podcast – atlaswealth.com/news-media/atlas-…kly-recap-podcast If you enjoy the content, let us know by giving the episode a thumbs up and subscribing. Feel free to share your feedback or questions in the comments below. About Atlas Wealth Group:
 Atlas Wealth Group was established to meet the growing demand from Australian expats for professional financial guidance. We specialise in providing tax, financial planning, wealth management, and mortgage services to Australian expats around the world. Whether you’re based in Asia, the Middle East, Europe, or the Americas, our team has the expertise to help you manage your global financial journey. To learn more, visit www.atlaswealth.com Connect with us:
 Facebook: www.facebook.com/atlaswealthmgmt
 LinkedIn: www.linkedin.com/company/atlas-wealth-management
 X: www.x.com/atlaswealthmgmt
 Instagram: www.instagram.com/atlaswealthgroup
 Youtube: www.youtube.com/atlaswealthmgmt