Welcome back to the EmpowerYou Financial podcast!Guys, today’s episode is crucial to everything that’s going on RIGHT NOW in the state of California. In case you haven’t heard, top insurance companies (ex. AllState, State Farm) are not accepting new customers or renewing policies… on purpose. Because of this, there are so things you should consider, be on the lookout for, and stay on top of — especially if you have autopay set up for your policies. The last thing you need to worry about… is your policy cancelling due to this change.Listen in, take notes, and take action.These are the kind of gems that we share and talk about on a regular basis in our Lions community! Be sure to join Eva's brand new community platform and get plugged in ASAP for support, encouragement, new friends, and tips from Eva! https://network-10961392.mn.co/sign_in-Listen to Eva's Podcast, EmpowerYou Financial with Eva Palacios:Apple: https://podcasts.apple.com/us/podcast/empoweryou-financial/id1525483908?fbclid=IwAR0KGpu_QmquKOPqJ-m0w4rT1MOOlSjUJbr3PeYcCesmfQ7GqbCOaEEQnmYSpotify: https://open.spotify.com/show/62aygxTUFhKPVH2QWyNFHRVisit Eva's website: https://www.evaempowers.com/

How to network & expand your community | EmpowerYou Financial Podcast [Episode 124]Welcome back to the EmpowerYou Financial podcast!Eva is back from Invest Fest and she is FIRED UP to share a few simple, practical gems for you guys to take away and implement when it comes to expanding your community! Your business and your branding cannot and will not grow without your community, so this is super important.It’s all about NETWORKING, especially at EVENTS! Eva will touch up on the things that she’s observed and learned at Invest Fest, and how you can make the most out of the conferences you attend and vendors you meet.Make exchanging contact info a priority, especially at conferences! Exchanging contact information can be seamless, easy, professional, and ‘savvy’ with Popl — a digital business card. You and your new potential clients or collaboration partners can be just 1 scan away from getting each other’s contact info. Get 20% off using link https://popl.co/?ref=JIGGYYOON These are the kind of gems that we share and talk about on a regular basis in our Lions community! Be sure to join Eva's brand new community platform and get plugged in ASAP for support, encouragement, new friends, and tips from Eva! https://network-10961392.mn.co/sign_in-Listen to Eva's Podcast, EmpowerYou Financial with Eva Palacios:Apple: https://podcasts.apple.com/us/podcast/empoweryou-financial/id1525483908?fbclid=IwAR0KGpu_QmquKOPqJ-m0w4rT1MOOlSjUJbr3PeYcCesmfQ7GqbCOaEEQnmYSpotify: https://open.spotify.com/show/62aygxTUFhKPVH2QWyNFHRVisit Eva's website: https://www.evaempowers.com/

How to Win Freedom | EmpowerYou Financial Podcast [Episode 123]Welcome back to the EmpowerYou Financial podcast! We hope you had a great 3-day weekend.Our friend David is back and, today, he and Eva will share what they had to do in the past to live the life they live today. From the decision-making, working, studying to running their own businesses and gaining time/financial freedom — all while being parents of multiple children growing up with all the games and sports practices to keep up with!We hope this episode can give you some ideas on new business endeavors or an extra stream of income to start working towards the life of freedom.These are the kind of gems that we share and talk about on a regular basis in our Lions community — where David is also a member! Be sure to join Eva's brand new community platform and get plugged in ASAP for support, encouragement, new friends, and tips from Eva! https://network-10961392.mn.co/sign_in-Listen to Eva's Podcast, EmpowerYou Financial with Eva Palacios:Apple: https://podcasts.apple.com/us/podcast/empoweryou-financial/id1525483908?fbclid=IwAR0KGpu_QmquKOPqJ-m0w4rT1MOOlSjUJbr3PeYcCesmfQ7GqbCOaEEQnmYSpotify: https://open.spotify.com/show/62aygxTUFhKPVH2QWyNFHRVisit Eva's website: https://www.evaempowers.com/

BYOB = Be Your Own Bank! | EmpowerYou Financial Podcast [Episode 122]Hey everyone! Welcome back to the EmpowerYou Financial podcast.We hope you enjoyed our last episode where David broke down Life Insurance 101 for you... because HE’S BACK on this episode!Today, David is going to teach you how to BYOB = BE YOUR OWN BANK!To hook you in, what this could mean is: by you learning the banking strategy, you’ll learn how you can put money in a policy instead of a bank so that you can lend yourself money rather than the bank lending you money — and that’s just one example!These are the kind of gems that we share and talk about on a regular basis in our Lions community — where David is also a member! Be sure to join Eva's brand new community platform and get plugged in ASAP for support, encouragement, new friends, and tips from Eva! https://network-10961392.mn.co/sign_in-Listen to Eva's Podcast, EmpowerYou Financial with Eva Palacios:Apple: https://podcasts.apple.com/us/podcast/empoweryou-financial/id1525483908?fbclid=IwAR0KGpu_QmquKOPqJ-m0w4rT1MOOlSjUJbr3PeYcCesmfQ7GqbCOaEEQnmYSpotify: https://open.spotify.com/show/62aygxTUFhKPVH2QWyNFHRVisit Eva's website: https://www.evaempowers.com/

Life Insurance Explained | EmpowerYou Financial Podcast [Episode 121]Hey community! Welcome back to the EmpowerYou Financial podcast.Ok, first, we apologize for Eva’s audio quality on this episode. There was a hiccup, we will fix it, and make sure it doesn’t happen again :( BUT! Good thing we have a guest today who drops so many gems, and his mic is working great! :)Please welcome our friend, our very own go-to Life Insurance expert, David GarciaOn this episode, we’re going to get to know David and his background a little bit to show you that financial literacy can be obtainable for ANYONE, no matter the background! Though David may not have grown up exposed to and equipped with certain resources, he started to get curious about learning more about life insurance only 5 years ago, as he moved toward his purpose where now he is a business owner for his company — Policies with a PurposeBut, it wasn’t just his curiosity that sparked this journey. David was in a sudden car accident that resulted in fractures, dislocation, being rushed to the hospital while his wife was pregnant and they were in the midst of buying a new house at the time. The doctor told David he’d be out of work for 7 months. So, how did life insurance play into all of this?David will give you the 101s on what life insurance really is and address the misconceptions of it, explain living policies/benefits and death benefits, and so much more.Information like life insurance can feel overwhelming, so we hope this episode can be a gentle guide for you. Take the little bits and pieces, digest it, process it, and learn. It’s okay if you can’t implement it right away, it’s just always good to have more tools in your toolbox for when you’re ready!These are the kind of gems that we share and talk about on a regular basis in our Lions community — where David is also a member! Be sure to join Eva's brand new community platform and get plugged in ASAP for support, encouragement, new friends, and tips from Eva! https://network-10961392.mn.co/sign_in-Listen to Eva's Podcast, EmpowerYou Financial with Eva Palacios:Apple: https://podcasts.apple.com/us/podcast/empoweryou-financial/id1525483908?fbclid=IwAR0KGpu_QmquKOPqJ-m0w4rT1MOOlSjUJbr3PeYcCesmfQ7GqbCOaEEQnmYSpotify: https://open.spotify.com/show/62aygxTUFhKPVH2QWyNFHRVisit Eva's website: https://www.evaempowers.com/

Identity Theft | EmpowerYou Financial Podcast [Episode 120]Hey everyone! Welcome to today's podcast. We're continuing to talk about the scary money topics and giving you tips on how to prevent them from happening and/or how to get out of them if you're already in a situation.Today's main topic will be identity theft: The things you can do to prevent identity theft, how to look out for possible activities in the credit report that don't sound familiar, and how to recover in case you've already experienced identity theft.We hope you're gaining a lot from these episodes and helping you understand you're never alone in these scary situations! Don't let the fear leave you scared alone — Be sure to join Eva's brand new community platform and get plugged in ASAP for support, encouragement, new friends, and tips from Eva! https://network-10961392.mn.co/sign_in-Listen to Eva's Podcast, EmpowerYou Financial with Eva Palacios:Apple - https://podcasts.apple.com/us/podcast/empoweryou-financial/id1525483908?fbclid=IwAR0KGpu_QmquKOPqJ-m0w4rT1MOOlSjUJbr3PeYcCesmfQ7GqbCOaEEQnmYSpotify - https://open.spotify.com/show/62aygxTUFhKPVH2QWyNFHRVisit Eva's website: https://www.evaempowers.com/

Scams, Fraudulent Activity, Identity Theft | EmpowerYou Financial Podcast [Episode 119]Hey everyone! We open up this week's episode with a THANK YOU & KEEP GOING! When the going gets tough and you want to give up, even if you know it's God's plans, lean on prayer AND lead on community! Don't think that you have to face it all alone — let your tribe nourish you and fill you up with spirit when you're running low.On this episode, we're going to continue talking about some scary money topics. Today's gems will be about dealing with scams, fraudulent activity, and identity theft — Red flags to look out for, how to prevent them, Just when you think it could never happen to you, it absolutely can. Eva shares a client's real-life story about a text message and a phone call he receives from "Chase", while even Eva has a story to share that happened just recently!It can happen to any of us, and it doesn't always have to be money in the bank — it can also be POINTS. Life advice: Don't ever play with Eva's points (this is a given).We hope this episode can educate and help you and your loved ones stay protected. We all deserve a peace of mind!Be sure to join Eva's brand new community platform and get plugged in ASAP for support, encouragement, new friends, and tips from Eva! https://network-10961392.mn.co/sign_in-Listen to Eva's Podcast, EmpowerYou Financial with Eva Palacios:Apple - https://podcasts.apple.com/us/podcast/empoweryou-financial/id1525483908?fbclid=IwAR0KGpu_QmquKOPqJ-m0w4rT1MOOlSjUJbr3PeYcCesmfQ7GqbCOaEEQnmYSpotify - https://open.spotify.com/show/62aygxTUFhKPVH2QWyNFHRDownload Eva's FREE eBook titled, 5 Ways To Boost Your Credit Score In 30 Days or Less: https://www.evaempowers.com/5waystoboost-ebookAccess Eva's FREE Facebook Group, EmpowerYou Financial: https://www.facebook.com/groups/empoweryoufinancial/Visit Eva's website: https://www.evaempowers.com/

How to Handle Your Collection Debt | EmpowerYou Financial Podcast [Episode 118]Hey everyone! Welcome back to the EmpowerYou Financial Podcast. Last week, we talked about debt — specifically, credit card debt. This week, Eva's going to continue dropping gems about debt — specifically, collections!As always, we're here to remind you that you're never alone in this journey. The topic of collections is coming BECAUSE a few of you have messaged Eva and asked her for advice on how to handle your unique situations! While recovering from debt never has a One Size Fits All solution, here Eva shares some practical tips to help you get started on handling your collections.From helping you understand what collections are — how your debt ends up there to begin with, how seriously late payments affect your credit score, and how worsening situations can turn into a bigger rollercoaster — to how to ask your credit card companies for help to prevent collections altogether and the steps on how to pay off collections if you're already in it. Be sure to join Eva's brand new community platform and get plugged in ASAP for support, encouragement, new friends, and tips from Eva! https://network-10961392.mn.co/sign_in-Listen to Eva's Podcast, EmpowerYou Financial with Eva Palacios:Apple - https://podcasts.apple.com/us/podcast/empoweryou-financial/id1525483908?fbclid=IwAR0KGpu_QmquKOPqJ-m0w4rT1MOOlSjUJbr3PeYcCesmfQ7GqbCOaEEQnmYSpotify - https://open.spotify.com/show/62aygxTUFhKPVH2QWyNFHRDownload Eva's FREE eBook titled, 5 Ways To Boost Your Credit Score In 30 Days or Less: https://www.evaempowers.com/5waystoboost-ebookAccess Eva's FREE Facebook Group, EmpowerYou Financial: https://www.facebook.com/groups/empoweryoufinancial/Visit Eva's website: https://www.evaempowers.com/

3 Practical Tips to Get Out of Credit Card Debt | EmpowerYou Financial Podcast [Episode 117]

Road to a New Construction Home | EmpowerYou Financial Podcast [Episode 116]Welcome back to the podcast! On the last episode, Eva talked about everything homeownership — How to get started, what to do and consider once you're there, whether it’s a good idea or not to buy a home in today’s market, discussing where you'd want to live, how to furnish your home, how to navigate mortgage loans, how to sell if you decide to... EVERYTHING!Today, Eva continues the conversation about homeownership and, on this episode, she talks about her experiences and why she loves being involved with new construction homes! Let's discuss incentives that builders and lenders can give, all the way to the moves and decisions you should be making when you're at your... say... 50th property?! Lots of bite sized information here. As always, bring your notepads and pens, learn a lil something, and drop your questions in the comments or join Eva's community!--Join Eva's brand new community platform and get plugged in ASAP!! https://network-10961392.mn.co/sign_in-Listen to Eva's Podcast, EmpowerYou Financial with Eva Palacios:Apple - https://podcasts.apple.com/us/podcast/empoweryou-financial/id1525483908?fbclid=IwAR0KGpu_QmquKOPqJ-m0w4rT1MOOlSjUJbr3PeYcCesmfQ7GqbCOaEEQnmYSpotify - https://open.spotify.com/show/62aygxTUFhKPVH2QWyNFHRDownload Eva's FREE eBook titled, 5 Ways To Boost Your Credit Score In 30 Days or Less: https://www.evaempowers.com/5waystoboost-ebookAccess Eva's FREE Facebook Group, EmpowerYou Financial: https://www.facebook.com/groups/empoweryoufinancial/Visit Eva's website: https://www.evaempowers.com/