How much money do you really need to retire comfortably in Singapore? Is the famous $1 million retirement goal realistic, or should you be focusing on something else? In this special episode of the DollarsAndSense Podcast, filmed live at **InsureXpo by CIMB 2026, we sit down with Prof Sharon Ng to discuss what financial independence actually means—and why retirement planning isn't just about hitting one magic number. In this episode, we cover whether $1 million is enough for retirement, how...

Market volatility can be uncomfortable, but it's also a normal part of investing. In this special episode of the DollarsAndSense Podcast, recorded live at InsureXpo 2026 by CIMB, we speak with Diana Teo, Team Lead, Equities at CIMB Chief Investment Office, about how investors can stay disciplined when markets become uncertain. We discuss why emotions often become the biggest obstacle to long-term investing, how investors can distinguish between rational decisions and fear-driven reactions, ...

Scams are becoming more sophisticated and Singaporeans are attractive targets because of our savings, digital habits and trust in official communications. In this episode of the DollarsAndSense Podcast, Feng Yi and Timothy discuss why scam and cybercrime remain a major concern in Singapore, why seniors may be especially vulnerable to high-value losses, and how different age groups are targeted through different scam tactics. We cover: - Investment scams promising low risk and high returns -...

Can ordinary Singaporeans really build $10 million by age 65? In this special episode of the DollarsAndSense Podcast, recorded live at InsureXpo 2026 by CIMB, we sit down with Mr Loo Cheng Chuan, founder of the 1M65 movement, to discuss his latest and most ambitious idea yet: 10M65. When 1M65 was first introduced, many people believed it was impossible. Today, countless Singaporeans have embraced the concept of using CPF strategically to build retirement wealth. Now, Mr. Loo is raising the ...

Is $1 million enough to retire comfortably in Singapore? For years, hitting the million-dollar mark has been seen as the ultimate financial milestone. But in today’s world, rising costs, longer lifespans, and inflation, is it really enough? In this episode, we break down how long $1 million can actually last, the impact of inflation and healthcare costs, why your lifestyle matters more than the number itself, the investment strategies that can help stretch your retirement savings, and the c...

Most Singaporeans go to Johor Bahru thinking they’ll save money — on petrol, groceries, meals or a quick massage. But after factoring in the travel time, queues at the checkpoint and everything else that happens along the way… is it still worth it? In this episode of the DollarsAndSense Podcast, we speak to a frequent JB traveller who makes the trip almost every week. From how she plans her trips to avoid the worst jams, to where she actually goes (beyond the usual City Square and KSL), we ...

For many Singaporean investors, dividend investing often starts and ends with local blue-chip stocks. Banks, REITs, telcos. Familiar names, steady payouts, reliable income. But what if you could earn dividends beyond Singapore — while tapping into the long-term growth potential of ASEAN’s developing economies? In this episode, we sit down with Paul Ho from UOB Asset Management and Miko Huang from FTSE Russell to unpack a practical, fuss-free way to gain regional dividend exposure: the UOBAM...

Buying a home is just the start. How you plan for housing affects your retirement — and even your healthcare later in life. In this episode, we break down the real numbers behind housing affordability, retirement payouts, and healthcare costs in Singapore, using CPF planners to show what’s realistic — and what many people overlook. Many thanks to CPF Board for sponsoring this episode. The discussion features CPF’s official planning tools to help Singaporeans better understand housing, retir...

Most of us already have insurance like MediShield Life, life insurance, or critical illness plans. But what about all the other common accidents and injuries that don’t require hospitalisation, sprains, falls, sports injuries, food poisoning, dengue, or even a quick A&E visit? In this episode, we explore the often-overlooked Personal Accident (PA) Plan, and why it can be an important complement to your existing coverage. We also look at how My GREAT PA Plan from OCBC provides medical rei...

Fresh grads — you’ve got your first job, first pay cheque… and a ton of questions about how to manage it all. For this special episode recorded at the Global Shapers x National Youth Council “Future of Finance” event, Deanna Lim, Partner at DollarsAndSense, hosts the podcast with Hazelle Soon, Co-Founder and Chief Trainer at The Joyful Investors. Both were panellists at the event later that evening, sharing insights on building the right money mindset, from saving intentionally and avoiding ...