Show notes
You've probably thought about how you'd split assets in a divorce, but have you thought about who's going to take care of you at 85?Raymond Lavine, Founder of Lavine LTC Benefits, joins Katherine Miller to talk about the financial risk most divorce settlements never touch: long-term care.Katherine and Raymond dig into why long-term care insurance gets cheaper the earlier you buy it, what happens to life insurance policies people forget they own, and why even his own mother, worth nine figures, still needed a care plan.Listen in for a grounded look at protecting your next chapter, not just your settlement.What you'll learn:Why long-term care insurance is cheaper to buy before your divorce is final;How gender-based pricing on long-term care plans changed and what that means for you now;Why you should never let a life insurance policy lapse, even if you need the cash; andWhat Raymond's own family taught him about affording care, no matter how much you have savedHighlights:(00:00) Meet Raymond Lavine(03:34) Why divorce ranks among life's most stressful transitions(05:03) What a good divorce attorney actually does for you(05:48) Why marriage has always been an economic contract(07:07) The discount hiding in long-term care insurance(09:16) Why women face a different caregiving risk after divorce(09:53) What your wedding vows leave out about caregiving(11:49) Why you should never let a life insurance policy lapse(17:34) The nine-figure estate that still needed a care plan(20:34) A rewritten Kipling poem on caregiving and responsibilityAbout our guest, Raymond LavineLavine LTC Benefits: http://www.lavineltcins.com/Website: https://raymondlavineofficial.com/LinkedIn: https://www.linkedin.com/in/ltc-benefits/About Divorce Dialogues and Miller Law GroupKatherine’s LinkedIn: https://www.linkedin.com/in/kemiller1/ Miller Law Group: https://miller-law.com/More on her book “The Emotionally Savvy Divorce” at: https://katherinemiller.com/book/
